24. Pay Bills Flashcards

(21 cards)

1
Q

MAKE RENT

(to be able to pay it)

A

They can’t make rent this month.
I make rent on time. ( I am able to pay rent on time).

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2
Q

POWER

(electricity)

Power GOES OUT
Power COMES BACK ON

A

How much is your power bill?
We often call electricity power.
The power went out during the storm. ( the lights went out)

POWER OUTAGE
Power outage in US usually happen because of wether conditions.

The power only went out for a second. It’s back on already.

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3
Q

UTILITIES

(combination of electricity, gas, water, sewer, trash pickup)

A

The electricity MAKES UP the majority of utilities that I pay.

Electricity is the largest percentage of my utilities.

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4
Q

TURN ON

TURN OFF

(about anything electric and anything that has a power button)

A

Can you TURN ON the light?

Turn on/off the TV
Turn on/off the phone
Turn on/off the computer
Turn on/off the radio
Turn on/off the fan
Turn on/off the AC

Can you turn on the AC? It’s so hot here.

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5
Q

TURN UP

TURN DOWN

(the AC and the heat, music, the volume)

A
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6
Q

OPEN

CLOSE

(just for things that we literally open or close)

A

Open/close a book
Open/c/close a window/a door
Open/close a lid
Open/close a laptop
Open/close the hood of my car
Open/close my mouth

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7
Q

GAS

(Petrol)

1) fuel for cars
2) natural gas for kitchen
3) gas as air in tummy

A
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8
Q

MORTGAGE

MORgij

(loan people get for a home)

A

Mortgage means you put money down before you took out the loan.

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9
Q

LOAN

TAKE OUT a loan
GET a loan

DOWN PAYMENT
MAKE down payment
(put some money down to take out a loan)

A

So, you make down payment, take out a loan, and then you pay MONTHLY PAYMENTs ON the loan.

X down
Y a month

How much did you put down ON your car?
I put $5000 down and I pay 300 a month.

What did you put down ON your house?
I put $60000 down.

I want to buy a house. How much should I put down?
You should try to SAVE Up at least 30%.

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10
Q
A
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11
Q

SAVE UP for something

(save things as to save)

A

I’ve been saving money.
I’ve been saving money for a car.

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12
Q

INSURANCE

MONTHLY PREMIUMS

Pay premiums for a service-pay a very high price

A

With insurance, you BUY a POLICY, and then you pay MONTHLY premiums.

People are willing to pay a PREMIUM to stay at fancy hotels on the beach here in Da Nang.

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13
Q

In the US, people PAY:

Car insurance
Homeowner insurance
Renters insurance
Life insurance
Health insurance
Dental insurance
Vision insurance

A

Many jobs do not OFFER health insurance because it’s not mandatory to do so.

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14
Q
A
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15
Q

Job benefits:

SICK TIME
PAID VACATION TIME
MATERNITY LEAVE
RETIREMENT PLAN

A

Company in the US are not required to provide any of these benefits

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16
Q

GET into a car accident

SUBMIT a claim

APPROVE a claim

PAY a settlement

A

People have to submit a claim WITH their insurance companies
Companies REVIEW claims and decide whether or not they’re going to pay for people’s expenses, and if so, how much they’re going to pay.
If they APPROVE a claim, they PAY SETTLEMENT.
If they don’t approve a claim, they pay nothing.

17
Q

PAID AHEAD

(pay bill in advance)

A

I am paid 6 months AHEAD ON my bills.

I’m paid six months ahead on my car payment.

18
Q

FELL BEHIND
GET BEHIND

Be in arrears

Be behind in a bill

(miss a payment)

A

I got behind in my bill after the car accident.

19
Q

Penalty
Late fees on top of ( in addition to)

A

Sometimes, people have to pay penalty or late fees ON TOP OF the normal payment if they get behind of their bill.

I couldn’t make rent on time so now ON TOP OF that I have to pay $50 a day for every day that I’m late.

I MISSED my car payment and they CHARGED me a $50 late fee.

20
Q

CHARGE

(ask for a certain amount of money for services)

A

How much do you CHARGE for classes?

How much do you charge for your service?

21
Q

USE a credit card
PUT it ON the credit card
CHARGE

A

If you can’t afford it, just put it on a credit card. ( obviously it’s a bad idea!!)