2nd Quarter- MORTUARY ADMINISTRATION Quarter Final Flashcards
*Form SSA-721
“Statement of Death by Funeral Director” Completion is voluntary. Courtesy to the family. Ensures payment of survivor’s benefits. Prevents payment of monthly benefit to decedent. Returns next benefits check
Statute of limitation of SSA-721:
two (2) years from date of death.
Veterans Administration (VA)Available benefits:
U. S. Flag Headstone or grave marker Burial allowance Presidential memorial certificate Burial in a national cemetery
*VA Form 21-2008
“Application for United States Flag for Burial Purposes”
where can you get a United States Flag for Burial Purposes?
Issued a U. S. Postal Service Offices National Cemetery Office VA Regional Office
What is the statute of limitation for application for a United States Flag for Burial Purposes?
none
• VA Form 40-1330
“Application for Standard Government Headstone Grave Marker”
What is the statute of limitation for application for standard government headstone or marker?
none
When is the application for headstone not required?
when burial is in National Cemetery
statute of limitations for burial allowance
2 years from date of death
VA Form 21-530
Application for Burial Benefits
Cemetery created and maintained under an Act of Congress for the burial of veterans of military service and their eligible family members.
National Cemetery
eligibility requirements for burial in National Cemetery
Active duty in United States Armed Forces. From date of induction until discharged. After September 1980, must serve minimum of 24 months of active duty. For National Guard and Reserves. Retirement after 20 years creditable service. Or active duty at time of death. “Discharged under conditions other than dishonorable.” Verified by obtaining copy of veteran’s service record. *VA Form DD-214 or discharge papers.
other persons eligible for burial in a National Cemetery
Spouse Children under 23. Grown and dependent children.
Jurisdiction of Department of the Army
Arlington National Cemetery
Classified (paid) notice publicizing death of a person. Gives details of funeral service.
death notice
Obituary information
Vital statistics information (date and place of birth, date and place of death, age). Family and survivors Biographical information (residence, education, employment.) Organizations/Military Photograph Date, time, and location for visitation, services, and interment. Special requests. Memorial contributions and donations.
News item concerning death of a person. Brief biographical sketch. Fee depends on newspaper policy.
obituary
FTC Funeral Rule requirements
Itemization of selected goods and services Includes cash advance items. Signed by family member and funeral director. Present copy to family member.
the individual with paramount right of disposition. (Spouse or Next of kin) should read and sign all
Authorizations, Release forms, and Disclosures
Before family leaves the funeral director should…
Verify date, time, and location for all aspects of arrangements. Especially time for family viewing. And most importantly…. Assure them of your continuing assistance.
SSA BENEFITS
$255 lump sum death benefit. Monthly benefits.For eligible survivors/dependents.
Completion of SSA - 721:
Decedent’s information. Name, Social Security number, date of death, date of birth, and gender. Survivor’s information (widow or widower). Name, address, and telephone number. Funeral director or firm. Name, address, telephone number, and signature.
Filing SSA-721:
Mailed or faxed to Social Security Administration.Statute of limitation: two (2) years from date of death.Survivors still need to apply for benefits.Contact local Social Security office.
Obtaining SSA 721:
Available at local SSA office.Information form attached.Give to family.Funeral home computer software.Texas Electronic Registrar
At need funeral procedures
Notification of death Transfer of remains Arrangement conference (including forms) Outline Section I, A-C
Provided to any family member. Send request to the VA. Statute of limitation: none.
Presidential Memorial Certificate
*VA Form DD-214
discharge papers.
Time set aside for relatives and friends to pay their respects for the deceased prior to the funeral or memorial service Calling hours Visiting hours Wake
VISITATION
After embalming and disinfection Dressing Cosmetizing Casketing
PREPARATION OF REMAINS
Clergy record
: form designed to provide pertinent information about decedent and immediate survivors for use by clergy at the funeral or memorial service.
Foot end of casket when draped Folded and placed in cap Draped over closed casket Blue field over left shoulder Pressed prior to use No flowers or other items should ever be placed on top of the flag.
Placement of the U. S. Flag:
Book signed by those attending a visitation and/or service. Memorial book Complete statistical data and service information Typed, printed with calligraphy, or computer generated Ensure enough pages for signatures Place in visitation room prior to family coming in
register book
Remember: Nothing should separate the funeral coach and
the family
Order of vehicles
Lead car / Clergy / Casket bearers / Casket coach / Family /Other mourners
Funeral arrangements made in advance of need
pre-need
No provisions for funding or prepayment
pre-planned
Includes provisions for funding and payment
pre-funded
reasons for preneed
Make individual wishes known to family. Make intelligent and informed decisions with less emotion. Relieve survivors of financial burden. Reduce personal assets for Medicaid eligibility. “Spend-down.” Includes pre-funded arrangements. Exempt from personal assets.
types of pre-need contracts
Revocable Irrevocable Guaranteed Non-guaranteed
Contract which may be terminated by purchaser at any time prior to death of the beneficiary with a refund of monies paid on the contract as prescribed by state law.
revocable contract
contract which cannot be terminated or canceled prior to death of the beneficiary
irrevocable contract
Funeral home guarantees that services and merchandise will be provided at need for an amount not exceeding original contract amount plus any accruals (interest).Regardless of cost of providing services and merchandise upon death
guaranteed contract
Funeral home only agrees that amount prepaid plus any accruals (interest) will be credited to balance due. Funeral price will be whatever current price is for service and merchandise at time of death
non-guaranteed contract
locations where pre-need can be done
Home / Funeral home / other location
State and federal regulationsLicensing laws for pre-need
Funeral service licensee Licensed insurance agent
Federal trade commission (FTC) funeral rules.
Presentation of price lists Permission to embalm Mandatory disclosures
Alteration of pre-funded contracts
- Minor changes in merchandise or services / No effect on guaranteed contract price.2. Major changes - Void a guaranteed contract 3. Unavailability of services or merchandise. / Most allow substitution of similar or higher quality service or merchandise.
Wishes of decedent vs. wishes of funeral planner
Legal effect of pre-funded contract once death has occurred. Most states allow spouse or next-of-kin to change or cancel pre-funded contract and purchase merchandise and service of their choice.Disagreement among family members.Case may go to court.Judge will consider wishes of decedent.Effect on surviving family member.Right to right and duty of final disposition.Most survivors will honor wishes of decedent.Not legally bound in all states.
Parents of a mentally impaired adult child make pre-funded arrangements for a traditional funeral service.Contract beneficiary is the mentally impaired adultWhat will happen to this contract at time of death?
Contract will be honored, although contract was made by the child’s parents.They are not the direct contract beneficiary upon the child’s death.
Types of funding
Trust account Insurance Savings/passbook accounts
Account established by one individual to be held for the benefit of another. This creates a fiduciary responsibilityAs a method of payment of funeral expenses, money paid to a funeral home for future services is placed in an account with the funeral home as trustee for the benefit of another.
trust account
Separate account for each pre-funded funeral arrangement.
Individual trust accounts
Monies for all pre-funded arrangements placed in one account. Individual record for each account. Provides higher return on investment (interest) as allowed by law
master trust accounts
Similar to purchasing automobile or life insurance policyPolicy can be paid in full or monthly premiums may be allowed until the contract price is paid in full
insurance policy
Similar to a trust account.Monies from all pre-funded arrangements placed in one account.Account draws interest.Interest pays inflationary increases in funeral prices.
Savings/passbook accounts
reduction of a dead human body to inorganic bone fragments by intense heat in a specially designed retort or chamber.
cremation
furnace or retort for cremating dead human bodies. Building that houses a retort
Crematory
Latin for crematory
Crematorium
burning chamber in a crematory
Retort
National average of cremation is about (what percentage) Increases each year. The highest rate is in
30%coastal states and Florida
Reason for growth for cremation
Public acceptance. Higher level of education Relocation of elderly to “sunbelt” states. Immigrants who prefer cremation.
considerations for cremation
– Removal of medical device - Explode and destroy the retort (Electronic pacemaker / radioactive implants)–Positive identification of remains - by family member–Sign affidavit - Prior to transporting to crematory–Adhere to family wishes–Items to be removed or cremate( Sign form listing items)–Adhere to state and local laws–use of Cremation container—Co-mingling remains—Disposition of cremains
cremation forms
–Authorization and release forms(Signed by person with right and duty of disposition) The form informs family of cremation process and protects funeral home and crematory√File death certificate√Secure forms required by state law Cremation permit / Disposition permitTEXAS requires – death certificate, burial transmit permit, cremation authorization form
when transporting decedent to crematory what are the acceptable forms of containers
a casket or alternative container (fiberboard, wood, etc.) Anything that is “environmentally safe and friendly” and “crematory safe and friendly”
act of placing cremains in an urn
inurnment
According to CANA (Cremation Association of North America) the definition of inurnment is -
placing cremains in niche or grave
What is the key thing to remember about receipt of cremated remains?
You need to make sure you know to whom the cremated remains are to be released. Make sure you state name of authorized individual during arrangement conference.
True or FalseCremation is only a method of final disposition?
TRUE
Rites held at the time of disposition of human remains with body present.
traditional funeral service
Service held with the final disposition of the cremated remains if cremains will be buried or placed in a niche
graveside
committal service with a procession from the funeral service to the crematory.
Committal at the crematory
a service related to cremation, as appropriate, allowed by law
Scattering cremated and remains
without the body present – w/ or w/o funeral home staff.Memorial gathering.
memorial service
appropriate and helpful acts of counseling/helping that comes after the funeral and final disposition. Also called Post funeral follow-up• Done at Family’s requestContacted by funeral home personnel, either Funeral director who made and conducted funeral arrangements or other trained individual
aftercare
types of aftercare
Formal or organized after funeral activities Seminars Grief support groups Holiday activities
True or False? Funeral home personnel should be trained to do aftercare - by qualified aftercare educators and professionals?
TRUE
FYI- aftercare as an optional service
Not all funeral homes provide any type of aftercare service.Some view it as growth opportunity.It provides additional service to the family.Excellent “word-of-mouth’ advertising.Logical extension of basic funeral home services.“Captive audience” - Family and other survivorsOpportunity to educate your community and general public.Purpose and value of modern funeral service
Remember to look over forms for cremation - handouts
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within a state – private carrier needs report of death
Intrastate
between states - private carrier needs burial transit permit
Interstate
“Forwarding” funeral home prepares remains for transfer to “receiving” funeral home.Within a state between two or more statesState laws dictate proper procedures
Forwarding remains