Chapter 4 Fair Housing Key Terms Flashcards Preview

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Flashcards in Chapter 4 Fair Housing Key Terms Deck (12):
1

Attorney generals memorandum

A written statement about fair housing laws to be presented to buyers and sellers.

2

Blockbusting

Also known as panic paddling, the illegal practice open to using homeowners to sell the property by making representations regarding the entry of minority persons into the neighborhood.

3

Civil rights act of 1866

This lot is the outgrowth of the 14th amendment prohibiting any type of discrimination based on race and color.

4

Department of housing and urban development
HUD

This is a federal agency enforcing civil rights compliance.

5

Law against discrimination

New jerseys law governing discrimination in real estate transactions.

6

Mount Laurel part one and part two

Court cases covering moderate income housing.

7

Protected class

A specific group that may not be discriminated against.

8

Redlining

Refusal to lend in certain areas, usually inner-city.

9

Reverse discrimination

Benign discrimination intended to correct past wrongs.

10

Steering

Channeling home seekers to or away from certain areas

11

Tester

Undercover check or monitors fair housing compliance.

12

Title VIII (8)

The section of federal civil rights act that covers housing.