3rd 12

Question 1

blesses or wrecks the relationship

Answer 1

relatives and money

Question 2

either self esteem or safety

Answer 2

money and gender patterns

Question 3

college (plus) family, work, church, volunteerism, friends

Answer 3

time poverty

Question 4

rationalized due to being over worked

Answer 4

impulse buying

Question 5

deficit in a bank account caused by drawing more money than the account holds

Answer 5

overdraft

Question 6

usually older with money management skills, gives objective advice

Answer 6

accountability partner

Question 7

repayment schedule may be deferred while the student is still in school

Answer 7

student loan debt

Question 8

monthly debt divided by your gross monthly income

Answer 8

debt to income ratio

Question 9

legal obligation made by this person to make payment in event of default

Answer 9

co signer

Question 10

details a persons financial history specific to their ability to repay borrowed money

Answer 10

credit report

Question 11

company that collects information related to individuals payment practices

Answer 11

credit bureau

Question 12

limits the behavior or actions of those attempting to obtain a payment

Answer 12

fair debt/collection laws