Chapter 7 Vocabulary

Question 1

Blockbusting

Answer 1

Convincing owners to sell property cheaply by scaring them into thinking that the property will lose value due to members of a protected group moving into the neighborhood, and thus profiting by reselling at a higher price.

Question 2

Familial Status

Answer 2

one or more individuals (who have not attained the age of 18 years) living together cannot be discriminated against.

Question 3

Property Report

Answer 3

Land developers must register developments of 100 or more lots with the Consumer Financial Protection Bureau (CFPB). For developments of 25 or more lots, the developer must give purchasers a property report prior to the buyer signing the purchase agreement. The property report is a disclosure that details information about the subdivision.

Question 4

Public Accommodation

Answer 4

Hotels, restaurants, gas stations, places of entertainment.

Question 5

Redlining

Answer 5

When lenders and insurance companies refuse services based on an area being made up of a high concentration of a protected group.

Question 6

Subdivided Land

Answer 6

Land that has been subdivided into lots showing the location and boundaries of individual parcels with the streets, alleys, etc.

Question 7

Steering

Answer 7

It is unlawful to steer a group of people away or toward housing based on being a member in a protected class.