Chapter 3 Flashcards
What is liability?
Legal responsibility for the harm one causes another
What are torts?
Legal wrongs against a person
What is negligence?
Failure to use ordinary or reasonable care
What is nonfeasance?
Failure to perform legal duty; “act of omission”
What is malfeasance?
Commit an act not legally allowed to; “act of commission”
What is misfeasence?
Has legal right but does it wrong
In negligence, you fail to provide standards of reasonable care. This could have been due to:
Lack of common sense
Low standard of care
Lack of qualifications
If your duty is to provide healthcare to an injured person and you do not, you can be held liable for:
Negligence
If you are responsible for causing an injury, you can be held liable for:
Negligence
Product liability is:
The legal liability of everyone involved in manufacturing faulty products
What is health insurance?
A contract between a policy holder and an insurance company
Insurance policy covers:
Illnesses, hospitalization, and emergency care
The Health Maintenance Organization:
Dictates where individuals can receive care
Pays 100% of costs
Provide preventative measures
The Preferred Providers Organization:
Provides discount healthcare
Limits where treatment can be obtained
May include additional types of coverage
An Indemnity Plan:
Is the most traditional
Fee-for-service plan
No restriction of care location
Charges set on fee schedule
