Chapter 6 Part 1: Important Points

Question 1

IP Floor System

Answer 1

Starts with the sill plate nailed to the foundation system. Wood joists support the subfloor material.

Question 2

IP Wall Framing

Answer 2

Almost exclusively 2” x 4” studs placed 16” on center. The most common wall-framing system is the platform method. Alternative methods are balloon or post-and-beam framing.

Question 3

IP Roof Structural Skeleton

Answer 3

Usually built ceiling joists and framing members called rafters

Question 4

IP Electrical Power

Answer 4

Is brought to the house through outside cables and delivered through a series of conductors to the house wiring system. Amperage is the amount of current flowing through the wire. Amperage required for different electrical uses is calculated in watts or kilowatts.

Question 5

IP Construction Standards

Answer 5

At all levels of government directly impact the transfer, development, and proposed improvements to land.

Question 6

IP Homes that are built with any program of federal financing such as FHA-insured and VA-guaranteed loans

Answer 6

Must be approved in advance and inspected by the appropriate agency as construction proceeds.

Question 7

IP The Interstate Land Sales Full Disclosure Act

Answer 7

Regulated by HUD, covers the sale of unimproved lots in interstate commerce to prevent fraudulent schemes in selling land sight-unseen.

Question 8

IP Federal Laws concerning the environment include

Answer 8

Clean Air Act, the Safe Drinking Water Act and the National Environmental Policy Act.

Question 9

IP New York laws affecting construction include

Answer 9

Article 9-A of the Real Property Law, which addresses the sale of vacant subdivided land in New York and outside of New York when sold on the installment plan.

Question 10

IP The New York State Department of Environmental Conservation.

Answer 10

The regulatory agency in New York that oversees much of the environmental conservation law in New York.

Question 11

IP R-Value

Answer 11

Refers to how various types of insulations are rated.

Question 12

IP The New York State Department of Health has specific laws and regulations governing…

Answer 12

Municipal drinking water, private water distribution systems, and on-site wastewater treatment systems.

Question 13

IP Cities, Counties, and other local governing units may impose

Answer 13

Land use regulations and building codes.

Question 14

IP Due Diligence inspections and reviews of property are conducted

Answer 14

Because liability for problems with property may become the responsibility of the new owner upon transfer of title.

Question 15

IP Preparations for property development and construction must conform with

Answer 15

Zoning laws. Planning boards require a site plan and building specifications before development can begin. A building permit must be obtained before construction and a certificate of occupancy must be obtained before individuals may reside in the property.

Question 16

IP Cluster development

Answer 16

Provides for PUDs, which create a neighborhood of zoned cluster housing and supporting business establishments. Other types of zoning include exclusive-use, nonconforming and spot zoning.

Question 17

IP Eminent domain

Answer 17

The government’s power to take land for public use when it is used for the public benefit.

Question 18

IP Building inspections are conducted by governmental units

Answer 18

To ensure that the structures meet the specifications of the building code.

Question 19

IP Contingency agreements in contracts for purchase and sale render them contingent upon certain

Answer 19

Structural, environmental, and pest-infestation inspections.

Question 20

IP It is not the duty of the broker to verify all representations by the owner.

Answer 20

However, if the broker knows or has reason to know that the owner has not disclosed a material defect, then a broker must disclose the information.

Question 21

IP Brokers must disclose any material defects of which they have knowledge to a prospective purchaser.

Answer 21

Liability may be imposed upon the agent for concealing defects or failing to disclose the existence of defects.

Question 22

IP Under the New York Real Property Law

Answer 22

Real estate licensees must inform sellers that a disclosure statement be provided to the buyer or buyer’s agent before the seller’s acceptance of the purchase offer.

Question 23

IP The Residential Lead-based Hazard Reduction Act of 1992

Answer 23

Requires sellers or their agents to disclose the presence of lead-based paint, allow a mutually agreeable 10-day period for inspection, and provide a prescribed pamphlet outlining the dangers of lead-based paint. The Act applies to pre-1978 residential properties only.

Question 24

Footings

Answer 24

Support the foundation wall and, subsequently, the entire weight of the structure. The height of the foundation wall determines if the house has a crawl space or full basement.