Final Flashcards

1
Q

How many times can you collect benefits in a year?

A

26 times. They do not have to be consecutive

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2
Q

when does a benefit year begin

A

the Sunday in the first week that you filed your claim.

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3
Q

Are the unemployment benefits taxable?

A

yes

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4
Q

How are benefits calculated

A

They come from the first 4 of the last 5 calendar quarters you completed.

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5
Q

if a previous injury acts up that you filed a workers comp claim for and you are at a new employer who is responsible

A

The new employer.

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6
Q

who is the only person looking out for you

A

YOU

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7
Q

Under common law what were the 3 defenses that employers used

A

1) Fellow Servant Rule - if a fellow worker employee was the cause of the injury than it was not their fault
2) Contributory negligence- if the workers own negligence contributed to the injury, employer is not at fault
3) Assumption of Rick- when employee took a job, he accepted the usual risk of the occupation.

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8
Q

What were the 5 problems with the old way of common law

A

1) burden of proof on the employee
2) Fellow workers were fearful to testify
3) Poorly educated workers didn’t know or understand their rights and did not pursue legal remedies
4) Poor workers could not afford legal cost
5) Small compensation anyway

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9
Q

What were the effects of the Triangle Shirt Waste Company Fire

A

Go the ball rolling with worker’s comp laws

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10
Q

No Fault System

A

If an employee suffers an illness or injury while on the job then no fault is ascribed to the employee or employer. Employer agrees to make sure that medical expenses and salaries are taken care of

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11
Q

If an employee wishes to receive benefits in the no fault system they should:

A

Not hold the employer responsible in any way

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12
Q

Workers Comp is mostly what kind of law

A

State law

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13
Q

OSHA

A
  • Passed in the 1970s
  • Occupational Safety health Act
  • a worker can call them anytime and report working conditions anonymously
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14
Q

Can employers require you to see only certain doctors?

A

No

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15
Q

How many credit cards should you have

A

2

one for ordinary expenses and one that is just for emergencies.

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16
Q

unemployment rate

A

After the calculations process it is usual about half of what you were grossing at that time

17
Q

when to an employers workers comp rates go up

A

when more people get injured.

18
Q

Once you have made an insurance claim can you still get workers comp?

A

Nope