Lesson 9 Human Rights And Fair Housing Flashcards
Steering
The practice so much real estate brokers guide prospective homebuyers towards or away from certain neighborhoods based on their race. Steering is highly illegal
Testers
Volunteers from state or private agencies who enforced fair housing by claiming to be home seekers, thereby finding out if brokers deal fairly with all clients/customers
New York State human rights law
Protects individuals from the discrimination based on their age, creed, race, color, sex, predisposing genetic characteristics, military status, domestic violence victim status, arrest record, conviction record, predisposing, and familiar status.
Blockbusting
Practice of inducing homeowners in a particular neighborhood to sell their homes quickly, often at below market prices, by creating the fear that the entry of a minority group or groups into the neighborhood will cause a precipitous decline in property values.
Americans with disability act
The wide ranging civil-rights law enacted by the US Congress in 1990, the prohibits, under certain circumstances, discrimination based on disability.
Cease and desist list
Upon the Stabley Schmidt of the seas and desist zone by the secretary, a list of homeowner to have filed owner statement expressing their wish not to be solicited by real estate brokers are sales persons. Soliciting of listed homeowners by licensees is prohibited. Violators of such precipitation are subject to licensure suspension or revocation.
Civil rights act of 1866
A federal law that prohibits all discrimination on the basis of race.
Disability/handicap
The consequence of impairment that maybe physical, cognitive, mental, sensory, emotional, mental, or some combination of these.
Fair housing act of 1968
A federal prohibition that protects buyer/renter of the dwelling from seller/landlord discrimination with regards to race, color, religion, gender, national origin, family status, or disability.
Department of housing and urban development (HUD)
Established in 1965, HUD works to create a decent home into the living environment for all Americans it does this by dressing housing needs, improving developing American communities fair housing laws
Jones vs mayor Supreme Court decision 1968
Hell of that Congress could regulate the sale of private property in order to prevent racial discrimination. Bars all racial discrimination, private as well as public, and the sale or rental of property, and that the status, thus constructed, is a valid exercise of the power of Congress to enforce the 13th amendment
Marital status
Indicate whether the person is married. The only possible answer are married or single
New York State human rights law
Protects individuals from the discrimination based on their age, creed, race, color, sex, sexual orientation, national origin, marital status, disability, military status, domestic violence victim status, arrest record, conviction record, predisposing genetic characteristics, and familial status.
Non-solicitation order
Adopted by the Secretary of State which provides any or all types of solicitation directed towards homeowners within a defined geographic area. Such will they be adopted after public hearing on the secretaries determination in the subject area have been subject to intense Tatian my real estate broker salesperson’s in such solicitations have customers to reasonably believe the proper different race, religion or social or about to move in such area
Red lining
The refusal to lend money with the specific area for Pierce reasons. This practice is illegal.
