cemap 2: mortgages (mort)

This class was created by Brainscape user Steven Byne. Visit their profile to learn more about the creator.

Decks in this class (29)

Topic 1: Property and Mortgage Markets
What is securitisation,
What is a recession,
What is libor
20  cards
Topic 2: Types of borrower
What is a buy to let,
What is joint and several liability,
What is consumer buy to let
31  cards
Topic 3: Mortgage Regulation
What are regulated mortgages,
What are mortgage credit directiv...,
What is a home purchase plan
19  cards
Topic 4: Principles of mortgage and property law
What is a conveyance,
What is a mortgagor,
What is the mortgagee
21  cards
Topic 5: Practical aspects of property and mortgage law
What are dominant and servient te...,
What is an easement,
What is a covenant
22  cards
Topic 6: Buying a property an overview
What is a private treaty,
What is an agent and principal,
What is apparent authority
15  cards
Topic 7: The legal aspects of property purchase
What is professional indemnity in...,
What is investigation of title,
What are fixtures
17  cards
Topic 8: Regulation and the buying process
What is a financial promotion,
What is a non real time financial...,
What is a real time financial pro...
15  cards
Topic 9: The role of the mortgage advisor
What is a factfind,
What is ethical advice,
What is the advice process
8  cards
Topic 10: Assessing the applicants financial status
What is turnover,
What is gross profit,
What is net profit
21  cards
Topic 11: Checking the applicants credit status
What is default,
What is a payday loan,
What is a guarantee
22  cards
Topic 12: Suitability
What is suitability,
What are overpayments,
What is an expected retirement date
13  cards
Topic 13: Assessing the property
What is a sitting tenant,
What is term of the lease,
What is marriage value
14  cards
Topic 14: Valuations and surveys
What is a basic valuation,
What is a desktop valuation,
What is a reinstatement value
17  cards
Topic 15: Other factors that affect the lending decision
What are permitted development ri...,
What is planning consent,
What are building regulations
15  cards
Topic 16: Financial Protection and Planning
What is financial protection,
What is underinsurance,
What is insurance underwriting
13  cards
Topic 17: Types of Financial Protection 1
What are state benefits,
What is eligibility criteria,
What is a means tested benefit
27  cards
Topic 18: Types of Financial Protection 2
What are rider benefits,
What is waiver of premium wop,
What is life changes benefit
21  cards
Topic 19: Protection Advice
What is a pure protection product,
What is the insurance conduct of ...,
What is suitability
18  cards
Topic 20: Mortgage repayment methods
What is interest only mortgage,
What is a capital repayment mortgage,
What is annual rest
14  cards
Topic 21: Using endowment policies for mortgage repayment
What is a with profits endowment,
What is guaranteed sum assured gsa,
What is reversionary bonus
14  cards
Topic 22: Other repayment vehicles for interest-only mortgages
What is an individual savings acc...,
What is a stocks and shares isa,
What is a cash isa
20  cards
Topic 23: Interest- rate options
What is standard variable rate svr,
What is a discounted rate mortgage,
What is a tracker mortgage
10  cards
Topic 24: Other mortgage products
What is a foreign currency mortgage,
What is islamic home finance,
What is ijara
15  cards
Topic 25: Schemes for specific groups of borrower
What is shared ownership,
What is staircasing,
What is equity share
10  cards
Topic 26: Raising additional funds from property
What is a further advance,
What is a deed of postponement,
What is tacking
7  cards
Topic 27: Transferring mortgages
What is a remortgage,
What is a early repayment charge,
What is portability
8  cards
Topic 28: Arrears and debt management
What is possession,
What is rescheduling,
What is interest only payments
6  cards
Topic 29: Lenders legal rights and remedies
What are lenders legal remedies e...,
What is sue for possession,
What is an outright possession order
15  cards

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cemap 2: mortgages (mort)

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