10PDH Exam Flashcards (Term 2)
(32 cards)
What is employment?
Employment refers to having paid work. It is also a mutual work arrangement between a recruiter and an employee.
What are the different types of employment?
Full-time, part-time, casual, and contract.
How can employment/unemployment impact an individual?
It can affect income, self-esteem, mental health, and overall well being.
How can employment/unemployment impact a community?
High unemployment can lead to increased crime, lower economic growth, and reduced community wellbeing.
What are some barriers to youth employment?
Lack of experience, education, transport, mental health issues, and discrimination
How does youth unemployment compare to overall unemployment
Youth unemployment is usually higher due to less experience, fewer skills, and limited job opportunities.
What strategies can help reduce youth unemployment?
Training programs, apprenticeships, mentoring, job readiness support, and access to transport.
What are three important skills in the workforce?
Communication, teamwork, and problem-solving.
What is a university pathway?
Completing higher education for professional careers (e.g., teacher, engineer).
What is a TAFE pathway?
Technical and vocational training for trades or skilled work.
What is a private college pathway?
Paid education providers offering specific training for careers.
What are apprenticeships and traineeships?
On-the-job training while studying, leading to qualifications.
What is an entry-level job?
A job requiring little experience, often the starting point in a career.
What is a tax file number (TFN)?
A unique number used by the ATO to track tax and income.
What is the tax-free threshold and how much is it?
The amount you can earn before paying tax — currently $18,200
What is Medicare?
Australia’s public healthcare system, providing access to free or subsidised medical services.
How does Medicare compare to private
health insurance?
Medicare is government-funded; private insurance offers extra services and shorter wait times.
Positives and negatives of Medicare
Positives:
Provides free or low-cost access to public hospital care and many medical services
Covers GP visits, specialists, tests, and some surgeries
Accessible to all Australian residents
No out-of-pocket costs for many essential health services
Promotes equity in healthcare access
Negatives:
Limited choice of doctor or hospital in public system
May have long waiting times for elective surgeries or specialist appointments
Does not cover most dental, optical, or allied health services (like physiotherapy) fully
Limited coverage for private hospital care unless you pay out-of-pocket or have private insurance
What is private health insurance?
Private health insurance is a type of insurance that individuals can purchase to help cover the cost of healthcare services that are not fully covered by Medicare. It often includes hospital cover, extras (like dental or physio), or both.
Positives and negatives of Private Health
Positives:
Allows access to private hospitals and specialists, often with shorter waiting times
Greater choice of doctor, hospital, and timing of procedures
Can cover services not included in Medicare, like dental, optical, physiotherapy, and ambulance
Can reduce pressure on the public health system
Offers additional comfort and privacy in hospital
Negatives:
Can be expensive with premiums, deductibles, and co-payments
May have waiting periods before some benefits apply
Not all services or treatments may be fully covered
Can be complex to understand coverage and exclusions
Some argue it creates a two-tiered health system.
What is Compulsory Third Party (CTP) insurance?
Covers injury/death to others in an accident — legally required.
What is comprehensive car insurance?
Covers your car and others in most accident scenarios.
What is third party property insurance?
Covers damage to other vehicles or property, not your own.
What is fire and theft insurance?
Covers your car if it’s stolen or damaged by fire.
