Chapter 11 - part 1 Flashcards
What does FOS and FSCS stand for?
Financial Ombudsman Service
Financial Services Compensation Scheme
What does DPA 2018 stand for?
Data Protection Act 2018
Under the DPA 2018 what age is parental consent is not needed to process data online?
13
Under the DPA 2018 what admin fine on data controllers and processors can the commissioner levy?
17.5 mil or 4% of global turnover
What does GDPR stand for?
General Data Protection Regulation
Who does the GDPR apply to?
controllers and processors in the EU
What information does the GDPR apply to?
personal data
The GDPR refers to sensitive personal data as what?
“special categories of personal data’.
These categories include:
• race;
• ethnic origin;
• politics;
• religion;
• trade union membership;
• genetics;
• biometrics (where used for ID purposes);
• health;
• sex life; or
• sexual orientation
What does SAR stand for?
Subject Access Request
How long does an organisation have to respond for a SAR?
1 month normally, can take an additional 2 months in some circumstances.
If an organisation fails to respond to a SAR, what must the individual do?
complain to the organisation in the first instance
then if still dissatisfied they can make a complaint to the Information Commissioner’s Office
What is the charge for a copy of an individuals personal data?
First copy is free
What is the key requirement in order to hold personal data under GDPR?
Permission from the person concerned.
What does UTCCRs mean?
Unfair Terms in Consumer Contracts Regulations 1999 (UTCCRs)
What does the Consumer Rights Act 2015 consolodate?
The Act consolidates and clarifies existing consumer legislation on unfair contract terms
