Federal Law Acronyms Flashcards

1
Q

SAFE ACT

A

Secure and fair enforcement for mortgage licensing act of 2008

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2
Q

TILA

A

Truth in Lending Act

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3
Q

RESPA

A

Real Estate Settlement Procedure Act

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4
Q

HPA

A

Homeowner’s Protection Act

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5
Q

HOEPA

A

Homeownership and equity protection act

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6
Q

FCRA

A

fair credit reporting act

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7
Q

FACTA

A

fair and accurate credit transactions act

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8
Q

GLBA

A

Gramm-Leach-Bliley Act

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9
Q

FHA Act

A

Fair Housing Act

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10
Q

ECOA

A

Equal credit opportunity act

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11
Q

HMDA

A

home mortgage disclosure act

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12
Q

Dodd-Frank

A

Dodd-Frank Wall Street Reform Act

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13
Q

BSA/AML

A

Bank Secrecy and Anti-Money Laundering

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14
Q

MAP Rule

A

Mortgage Acts and Practices Act

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15
Q

E-Sign Act

A

Electronic signatures in global and national commerce act

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16
Q

LO Comp

A

Loan Originator Compensation Rule

17
Q

QM

A

Qualified Mortgage

18
Q

ATP

A

ability to repay

19
Q

TRID

A

TILA-RESPA integrated disclosure rule

20
Q

FDPA

A

flood disaster protection act

21
Q

NFIRA

A

national flood insurance reform act

22
Q

FIRA

A

flood insurance reform act

23
Q

HFIAA

A

homeowner flood insurance affordability act

24
Q

UDAAP

A

unfair deceptive acts and practices

25
Q

Reg H

A

secure and fair enforcement for mortgage licensing act of 2008

26
Q

Reg Z

A

Truth in lending act

27
Q

Reg X

A

Real estate settlement procedure act

28
Q

Reg V

A

Fair credit reporting act

29
Q

Reg P

A

Gramm-Leach-Bliley Act

30
Q

Reg B

A

equal credit opportunity act

31
Q

Reg C

A

home mortgage disclosure act

32
Q

Reg N

A

mortgage acts and practices act