TOPIC 2 How the state can help

Question 1

Who are benefits made for

Answer 1

Have unexpectedly lost their main income

Have a low level of income

Not able to earn income at all

Question 2

What are the 2 different types of benefits

Answer 2

Contributory benefits - Those who have paid enough nics

Non-contributory benefits - Those who haven’t paid enough nics

Question 3

JSA requirements

Answer 3

18-68
not full time student
less than 16 working hours a week
able and available to work
able to demonstrate you’re looking for work
WIlling to attend regular interviews to show you looking for jobs

Question 4

What is ESA

Answer 4

A benefit for people who are disabled or ill and can’t work.
After 13 weeks you will be split into
The support group (disabled or ill) - stay the same as before

The work-related group (considered that they can work) - Need to go to interviews, on a lower rate if they do not go.

Question 5

what is the benefit cap for one adult and 2 adults with kids

Answer 5

one adult - £257.69

Two adults plus kids - £384.62

Question 6

What government websites are there to inform people about finance

Answer 6

Money helper - made after 2007 to give people a better financial understanding

Citizens advice - Set up in the run up to ww2 and has real life drop ins as well, made to give people more financial understanding

Money advice trust