2. Financing in health care

Question 1

According to health financing mechanisms (4)

Answer 1

1. The Bismarck model
2. The Beveridge model
3. Private insurance model
4. Combined model

Question 2

The Bismarck model

Answer 2

• the oldest health insurance system
• The main source of health care funding is social security funds
• Risk insurance is paid by anyone with any income
• The state has a pronounced regulatory and supervisory role
• The Bismarck’s model is based on compulsory, universal social security
• Germany, Austria, Belgium, France, Luxembourg, The countries of the former Yugoslavia

Question 3

The Beveridge model

Answer 3

• Taxes collected in the state budget are used as a source of funding, which means that the health care system does not have its own funds
• The state decides on the part of the budget allocated for health care, and the allocation of funds is carried out by the state administration institutions
• Finland, Greece, Ireland, Italy, Sweden, Spain, United Kingdom, Denmark, Portugal

Question 4

Market system

Answer 4

• private insurance system
• The main disadvantages of this system are the partial coverage of health insurance and the large differences in the availability of health services

Question 5

Beveridge vs Bismarck

Answer 5

• The Beveridge healthcare model is considered to be the best correlate with solidarity
• Beveridge’s National Health Insurance System
  guarantees everyone’s health care at the risk of possibly lower quality of health care
• Bismarck’s system guarantees quality health care but does not provide it to the entire population