Alberta

Question 1

Alberta - Assign drivers if more vehicles

Answer 1

match each driver, then match drivers again starting with lowest percentage

Question 2

Alberta - Assign drivers if fewer vehicles

Answer 2

match highest rated drivers first but only match occasional operators if they are the principal driver; remaining drivers only matched if there are inexperience; only one occasional driver is allowed per vehicle

Question 3

Alberta - Establish grid step

Answer 3

up 5 for each claim at fault in last 6 years; down one for each year of experience since last claim

Question 4

Alberta - Adjust grid step

Answer 4

up 5 for each at fault claim; down one for each year experience since last claim or update; if been 6 years since claim cant be higher than 0

Question 5

Alberta - Calculate grid premium

Answer 5

Base rate * Grid precentage * (1+surcharge factor)