2nd Week Top 60 Flashcards

1
Q
  1. Which of the following points is “Incorrect” with respect to the India Mobile Congress (IMC
    2023) held in October 2023?
    A) The Prime Minister(PM) Narendra Modi inaugurated the 9th Edition of IMC 2023, Asia’s
    largest telecom, media, and technology forum in New Delhi, Delhi with the theme of ‘New
    Digital Universe’.
    B) Reliance Jio Infocomm Limited (Reliance Jio) launched India’s first satellite-based gigabit
    broadband service “JioSpaceFiber” during IMC 2023
    C) Sunil Bharti Mittal, Chairman of Bharti Enterprises and founder of Bharti Airtel, announced
    a significant breakthrough in satellite communication at IMC 2023.
    1) Only A
    2) Only B
    3) Only C
    4) Only A & B
    5) Only B & C
A

Answer- 1) Only A
Explanation:
The 7th Edition of India Mobile Congress (IMC 2023), Asia’s largest telecom, media, and technology
forum, was held at Bharat Mandapam in New Delhi, Delhi, from 27th to 29th October 2023.
• The theme of the IMC 2023 was ‘Global Digital Innovation’.
• The congress was inaugurated by Prime Minister(PM) Narendra Modi on 27th October 2023.
• IMC 2023 introduces ‘Aspire,’ a startup program fostering connections between startups,
investors, and established businesses.
• This aims to catalyze entrepreneurial initiatives and collaborations.
• During IMC 2023 PM Modi awarded 100 ‘5G Use Case Labs’ to educational institutions across
India. The institutions will get 5G Use Case Labs as part of the initiative of the Department of
Telecommunication (DoT), Ministry of Communications.
• Reliance Jio Infocomm Limited (Reliance Jio) launched India’s first satellite-based gigabit
broadband service “JioSpaceFiber” during IMC 2023. This aims to provide high-speed internet
access to previously unreachable areas in India.
• Sunil Bharti Mittal, Chairman of Bharti Enterprises and founder of Bharti Airtel, announced a
significant breakthrough in satellite communication at IMC 2023. He revealed that OneWeb
Satellite communication service is ready to connect all parts of India from next month. The
service promises to provide connectivity to even remote and difficult-to-reach areas.
• At India Mobile Congress 2023, HFCL Limited unveiled a suite of next-gen connectivity
products and solutions, including 5G Fixed Wireless Access (FWA) Customer Premise
Equipment (CPE), IP MPLS Routers, 2 Gbps Unlicensed Band Radio, and the 1728-high fiber
count IBR Optical Fiber Cable.

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2
Q
  1. In November 2023, Bhupendra Patel, Chief Minister (CM) of Gujarat, unveiled the crest of the
    Indian Naval Ship (INS) ________, indigenous under-construction, guided missile destroyer of
    Project 15B.
    1) INS Dwarka
    2) INS Surat
    3) INS Sardar Patel
    4) INS Valsura
    5) INS Agnibahu
A

Answer- 2) INS Surat
Explanation:
On November 6, 2023, Bhupendra Patel, the Chief Minister (CM) of Gujarat, unveiled the crest of the
Indian Naval Ship(INS) Surat, indigenous under-construction, guided missile destroyer of Project
15B, at the ceremony conducted under the aegis of Western Naval Command by Gujarat Naval Area, in
Surat, Gujarat.
• This is the 1st capital warship to be named after the city of Gujarat and this is also the first time
that unveiling of the crest of a warship is held in the city. it has been named after.
i. The Crest of INS Surat features,
• The famous lighthouse at Hazira (Surat) is located at the southern entrance of the Gulf of
Khambhat. The lighthouse of Hazira, built in 1836, was one of the first lighthouses in India.
• Asiatic lion, the state animal of Gujarat, symbolises the ship’s majesty and strength.
• Wavy sea depicting the Indian navy’s commitment to maritime security and national defence.

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3
Q
  1. Which of the following points is/are “correct” with respect to the Food Safety and Standards
    Authority of India (FSSAI)’s 5th edition of State Food Safety Index (SFSI 2022-2023) released by
    Union Health Minister Mansukh Mandaviya in November 2023?
    A) With the inclusion of a new parameter (Improvement in SFSI Rank) in the 2023 index, 19
    out of 20 large states recorded a drop in their 2023 scores from 2019.
    B) 15 out of 20 states recorded lower SFSI scores in 2022-2023 compared to 2019.
    C) Uttar Pradesh has recorded the steepest fall in SFSI Score, from 74 out of 100 in 2019 to 45
    in 2023, followed by Bihar.
    1) All A, B & C
    2) Only A & B
    3) Only B & C
    4) Only A & C
    5) Only A
A

Answer- 2) Only A & B
Explanation:
According to the 5th edition of State Food Safety Index(SFSI 2022-2023) by Food Safety and
Standards Authority of India (FSSAI), with the inclusion of a new parameter (Improvement in SFSI
Rank) in the 2023 index, 19 out of 20 large states recorded a drop in their 2023 scores from 2019.
• The index was released by Union Health Minister Mansukh Mandaviya on World Food Safety
Day 2023 (June 7 2023).
• Adjusting for the new parameter, 15 out of 20 states recorded lower SFSI scores in 2022-2023 compared to 2019.
• Maharashtra has recorded the steepest fall in SFSI Score, from 74 out of 100 in 2019 to 45 in 2023, followed by Bihar (from 46 in 2019 to 20.5 in 2023), and Gujarat (from 73 in 2019 to 48.5
in 2023).

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4
Q
  1. In November 2023, Secretary of Ministry of Agriculture & Farmers Welfare (MoA&FW)
    Manoj Ahuja launched Krishi 24/7, India’s first AI (Artificial Intelligence)-powered solution for
    automated agricultural news monitoring and analysis.
    Which company/ Non-profit developed the Krishi 24/7, in collaboration with Department of
    Agriculture and Farmers Welfare (DA&FW)?
    1) Happiest Minds Technologies
    2) Wadhwani Institute for Artificial Intelligence
    3) Persistent Systems
    4) Zensar Technologies Limited
    5) Kellton Tech Solutions Limited
A

Answer- 2) Wadhwani Institute for Artificial Intelligence
Explanation:
On November 6, 2023,Manoj Ahuja, Secretary, Ministry of Agriculture & Farmers Welfare (MoA&FW)
launched Krishi 24/7, India’s first AI (Artificial Intelligence)-powered solution for automated
agricultural news monitoring and analysis.
i. It is developed by the Department of Agriculture and Farmers Welfare (DA&FW), MoA&FW in
collaboration with Mumbai, Maharashtra-based Wadhwani Institute for Artificial Intelligence
(Wadhwani AI) with support from Google.org.
ii. This real-time monitoring system assists the Ministry of Agriculture in staying updated on relevant
events, allowing them to create alerts and take prompt action in the agricultural ecosystem.

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5
Q
  1. Which organisation has recently (in Nov ‘23) released the Adaptation Gap Report (AGR)
    2023: Underfinanced. Underprepared – Inadequate investment and planning on climate
    adaptation leaves the world exposed?
    1) United Nations Human Settlement Programme
    2) United Nations Framework Convention on Climate Change
    3) United Nations Development Programme
    4) United Nations Environment Programme
    5) World Bank
A

Answer- 4) United Nations Environment Programme
Explanation:
Adaptation Gap Report (AGR) 2023: Underfinanced. Underprepared – Inadequate investment and
planning on climate adaptation leaves world exposed, released by United Nations Environment
Programme (UNEP), reveals a concerning slowdown in the climate adaptation efforts globally.
i. The report states that the climate adaptation finance flows from public multilaterals like the World
Bank and bilateral sources to the developing nations declined by 15% to around USD 21 billion in
2021.
ii. At present, the estimated global adaptation finance gap (difference between needs and actual
financial flows) is USD 194-366 billion per year.

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6
Q
  1. Which of the following points is/are “correct” with respect to Union Minister of Finance
    Nirmala Sitharaman’s visit to Sri Lanka in November 2023?
    A) During the visit of Union Finance Minister Nirmala Sitharaman delivered the keynote
    address as Guest of Honor at the “NAAM 200” organized by the Government of Sri Lanka to
    commemorate the 200th anniversary of IOTs to Sri Lanka on November 2 in Colombo.
    B) The Union Minister inaugurated SBI branches in Trincomalee (Eastern Province ) and Jaffna
    (Northern Provinces) in Sri Lanka.
    C) Finance Minister also addressed the India-Sri Lanka Business Summit held at Hotel Taj
    Samudra in Colombo, Sri Lanka.
    1) All A, B & C
    2) Only A & B
    3) Only B & C
    4) Only A & C
    5) Only A
A

Answer- 1) All A, B & C
Explanation:
Nirmala Sitharaman, Union Minister of Finance, was on a three-day official visit to Sri Lanka from 1st
to 3rd November 2023.
• As a part of the visit, she had call-on meetings with Ranil Wickremesinghe, President of Sri
Lanka and Dinesh Gunawardena, Prime Minister (PM) of Sri Lanka.
i. Union Finance Minister Nirmala Sitharaman delivered the keynote address as Guest of Honor at the
“NAAM 200” organized by the Government of Sri Lanka to commemorate the 200th anniversary of
IOTs to Sri Lanka on November 2 in Colombo.
• The event was attended by Ranil Wickremesinghe, President of Sri Lanka, Dinesh
Gunawardena, PM of Sri Lanka and other dignitaries.
ii. During her visit from 1st to 3rd November, Finance Minister (FM) Nirmala Sitharaman
inaugurated SBI branches in Trincomalee (Eastern Province ) and Jaffna (Northern Provinces) in Sri
Lanka.
• With these 2 new branches, the total number of SBI branches in Sri Lanka becomes 7.
iii. India’s Finance Minister Nirmala Sitharaman also addressed the India-Sri Lanka Business
Summit held at Hotel Taj Samudra in Colombo, Sri Lanka.
• The summit was jointly organized by the Confederation of Indian Industries(CII), the Indo-
Lanka Chamber of Commerce and Industry and the Ceylon Chamber of Commerce.
• The theme of the Summit was ”Enhancing Connectivity: Partnering for Prosperity”.

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7
Q
  1. Which organisation has recently (in Nov ‘23) released the report“2024 Asia-Pacific Human
    Development Report: Making Our Future: New Directions for Human Development in Asia and
    the Pacific” with key highlighting that India is among the top countries with high income and
    highest wealth inequality, despite rapid economic growth?
    1) United Nations Human Settlement Programme
    2) International Monetary Fund
    3) United Nations Development Programme
    4) Asian Development Bank
    5) World Bank
A

Answer- 3) United Nations Development Programme

Explanation:
The United Nations Development Programme (UNDP) released its “2024 Asia-Pacific Human
Development Report: Making Our Future: New Directions for Human Development in Asia and the
Pacific” stating India among the top countries with high income and highest wealth inequality,
despite rapid economic growth.
Highlights:
• Income Growth: Between 2000 and 2022, India’s per capita income increased from USD 442 to
USD 2,389.
• Poverty Reduction: From 2004 to 2019, poverty rates (based on USD 2.15 per day) dropped
from 40% to 10%.
• Multidimensional Poverty: India’s population in multidimensional poverty decreased from
25% to 15% between 2015-16 and 2019-21.
• Persistent Poverty: Despite progress, poverty remains concentrated in states housing 45% of
the population but 62% of the poor.
• Vulnerable Groups: Women, informal workers, and inter-state migrants are at risk of falling
back into poverty.
• Gender Disparity: Women constitute only 23% of the labor force, with growing income
disparity despite rapid economic growth.

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8
Q
  1. Which of the following points is/are “correct” with respect to the recent approval by the
    Competition Commission of India (CCI) in November 2023?
    A) CCI has approved the acquisition of 49% shareholding of Bharti AXA Life Insurance
    Company Limited (BALIC) by Bharti Life Ventures Private Limited (BLVPL) from AXA India
    Holdings (AXA) taking its total shareholding in BALIC to 100% and acquisition of BALIC’s sole
    control.
    B) CCI has approved the acquisition of 40 shareholding of Bharti Realty Limited by Bharti
    Enterprises Limited (BEL) from Societe Beaujon (a subsidiary of AXA) taking its total
    shareholding in BMSL to 100% and acquisition of BMSL’s sole control.
    C) CCI also approved the acquisition of 20.51% equity shares of Indo Rama Synthetics (India)
    Limited (IRSL) by Aloke Lohia from Brookgrange Investment Limited and transfer of 20.51%
    equity shares of IRSL to Urmila Lohia by Aloke Lohia.
    1) All A, B & C
    2) Only A & B
    3) Only B & C
    4) Only A & C
    5) Only A
A

Answer- 4) Only A & C
Explanation:
On November 6, 2023, the Competition Commission of India (CCI) has approved the following
transactions:
Details of the Proposed Combination:
• Acquisition of 49% shareholding of Bharti AXA Life Insurance Company Limited (BALIC) by
Bharti Life Ventures Private Limited (BLVPL) from AXA India Holdings (AXA) taking its total
shareholding in BALIC to 100% and acquisition of BALIC’s sole control.

• Acquisition of 48.54% shareholding of Bharti Management Services Limited (BMSL) by Bharti
Enterprises Limited (BEL) from Societe Beaujon (a subsidiary of AXA) taking its total
shareholding in BMSL to 100% and acquisition of BMSL’s sole control.
• CCI has approved the acquisition of 20.51% equity shares of Indo Rama Synthetics (India)
Limited (IRSL) by Aloke Lohia from Brookgrange Investment Limited and transfer of 20.51%
equity shares of IRSL to Urmila Lohia by Aloke Lohia.
Note: Aloke Lohia and Urmila Lohia are the promoters of IRSL

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9
Q
  1. National Aeronautics and Space Administration (NASA) launched a two-stage Black Brant 9
    sounding rocket as part of INFUSE mission from the White Sands Missile Range in New Mexico,
    United States of America (USA) in November 2023
    In the INFUSE Mission, what does I stand for ?
    1) Interplanetary
    2) Infrared
    3) Internal
    4) International
    5) Integral
A

Answer- 5) Integral
Explanation:
On 29th October 2023, National Aeronautics and Space Administration (NASA) has launched a two-
stage Black Brant 9 sounding rocket as part of Integral Field Ultraviolet Spectroscopic Experiment
(INFUSE) mission from the White Sands Missile Range in New Mexico, United States of America
(USA).
• The mission aims to study the Cygnus Loop, a 20,000-year-old supernova remnant located
2,600 light-years away from Earth.
• The Cygnus Loop (also known as the Veil Nebula) is a supernova remnant, the detritus of the
explosive death of a massive star about ten to 20,000 years ago. This massive star was about 20
times the size of the sun.
• INFUSE is an integral field spectrograph, the first instrument of its kind to fly to space.
• The INFUSE mission will collect data about the Cygnus Loop for a few minutes from an altitude
of 150 miles (240 kilometres).

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10
Q
  1. Which of the following points is/are “correct” with respect to the Federation Internationale
    des Echecs (FIDE) Grand Swiss 2023 held from October to November 2023?
    A) The Indian Grandmaster (GM) Vidit Santosh Gujrathi won the 3rd edition of FIDE Grand
    Swiss 2023 title by defeating GM Hikaru Nakamura (United States).
    B) International Master (IM)Vaishali Rameshbabu won the 2nd edition of FIDE Women’s Grand
    Swiss 2023 title by defeating GM Anna Muzychuk (Ukraine).
    C) With this win, Vidit Gujrathi qualified for the Candidates Tournament and also became the
    second Indian after R. Praggnanandhaa to qualify for this tournament.
    1) Only A
    2) Only A & B
    3) Only B & C
    4) Only A & C
    5) All A, B & C
A

Answer- 5) All A, B & C
Explanation:
The Indian Grandmaster (GM) Vidit Santosh Gujrathi won the 3rd edition of Federation
Internationale des Echecs (FIDE) Grand Swiss 2023 title by defeating GM Hikaru Nakamura(United
States).
• The FIDE Grand Swiss 2023 was held from the 23rd of October to the 6th of November 2023 in
the Villa Marina, Douglas, Isle of Man.
i. International Master (IM)Vaishali Rameshbabu won the 2nd edition of FIDE Women’s Grand
Swiss 2023 title by defeating GM Anna Muzychuk (Ukraine).
ii. With this win, Vidit Gujrathi qualified for the Candidates Tournament. He became the second
Indian after R. Praggnanandhaa to qualify for this tournament.
• Being secured the top position Vaishali also qualified for the Candidates Tournament.

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11
Q
  1. In November 2023, the Indian women’s hockey team won the 7th edition of the Women’s
    Asian Champions Trophy by defeating ___________ (country), held in Ranchi, Jharkhand.
    1) Japan
    2) China
    3) South Korea
    4) Malaysia
    5) Thailand
A

Answer- 1) Japan
Explanation:
Indian women’s hockey team won the Jharkhand Women’s Asian Champions Trophy Ranchi 2023
title by defeating Japan 4-0 in the final held in Ranchi, Jharkhand.
• The 7th edition of the Women’s Asian Champions Trophy was held in Marang Gomke Jaypal
Singh Mundha AstroTurf Hockey Stadium in Ranchi, Jharkhand, from 27th October to 5th
November 2023.
• China won the bronze medal by defeating South Korea in the Bronze medal match.
• India won the Maximum Team Goals Award(27 goals).
i. The Women’s Asian Champions Trophy is the biennial tournament, the first edition was held in
2010 in Kangsao, Busan, South Korea.
• Hockey India organised this tournament with support from the Asian Hockey Federation(AHF).
• India women’s team won its maiden Asian Champions Trophy title in 2016 (Singapore) while
Japan won in 2013 and 2021 (South Korea)editions.

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12
Q
  1. Name the minister that has recently (in Nov ‘23) launched ‘Jal Diwali – Water for Women,
    Women for Water’ awareness campaign under Atal Mission for Rejuvenation and Urban
    Transformation (AMRUT) in partnership with National Urban Livelihoods Mission (NULM).
    1) Ministry of Housing and Urban Affairs
    2) Ministry of Jal Shakti
    3) Ministry of Environment, Forest and Climate Change
    4) Ministry of Home Affairs
    5) Ministry of Rural Development
A

Answer- 1) Ministry of Housing and Urban Affairs

Explanation:
Ministry of Housing and Urban Affairs (MoHUA) launched ‘Jal Diwali – Water for Women,
Women for Water’ awareness campaign under Atal Mission for Rejuvenation and Urban
Transformation (AMRUT), flagship scheme of MoHUA, in partnership with National Urban
Livelihoods Mission (NULM).
• Jal Diwali, the first phase of the Water for Women, Women for Water campaign, will be held
from 7th to 9th November 2023.
• Odisha Urban Academy is the knowledge partner of this campaign.
i. The campaign empowers women in water governance by offering firsthand insights into water
treatment processes and safe drinking water distribution through visits to local Water Treatment
Plants (WTPs) in their cities.
ii. The campaign aims to instill ownership and responsibility for water infrastructure.
• The Phase I will include the participation from all states and Union Territories (UTs) — except
the 5 states under Model Code of Conduct. Around 15000 Self Help Groups (SHG) women
across India are expected to participate in the campaign.

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13
Q
  1. Which of the following points is/are “correct” with respect to the Global Conference on
    Cooperation in Enforcement Matters (GCCEM) held at New Delhi, Delhi from 30th October to
    1st November 2023?
    A) Union Minister of Finance Nirmala Sitharaman inaugurated the 2nd Global Conference on
    Cooperation in Enforcement Matters (GCCEM) with the theme of ‘Artificial intelligence and
    wisdom of the heart: for a fully human communication’.
    B) The conference was organised by the Directorate of Revenue Intelligence (DRI), under
    Central Board of Indirect Taxes and Customs (CBIC) in consultation with World Customs
    Organisation (WCO), Brussels in Belgium.
    C) The WCO has collaborated with Indian Customs to ensure wide participation by Member
    Administrations and international organisations, including WCO’s Regional Intelligence
    Liaison Offices (RILOs) and senior representations from the WCO Secretariat.
    1) Only A
    2) Only A & B
    3) Only B & C
    4) Only A & C
    5) All A, B & C
A

Answer- 3) Only B & C
Explanation:
The first Global Conference on Cooperation in Enforcement Matters (GCCEM) was held in New Delhi,
Delhi from 30th October to 1st November 2023. The conference was inaugurated by Union Minister
Nirmala Sitharaman, Ministry of Finance (MoF). The theme of 1st GCCEM was ‘It takes a Network to
fight a Network’.
• The conference was organised by the Directorate of Revenue Intelligence (DRI), under Central
Board of Indirect Taxes and Customs (CBIC) in consultation with World Customs Organisation
(WCO), Brussels in Belgium.
• The WCO has collaborated with Indian Customs to ensure wide participation by Member
Administrations and international organisations, including WCO’s Regional Intelligence Liaison
Offices (RILOs) and senior representations from the WCO Secretariat.

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14
Q
  1. Union Minister of Labour and Employment Bhupender Yadav, virtually inaugurated the
    ___________ Foundation Day of the Employees’ Provident Fund Organisation (EPFO) on 1st
    November 2023.
    1) 74th
    2) 71st
    3) 69th
    4) 75th
    5) 70th
A

Answer- 2) 71st
Explanation:
On 1st November 2023, Union Minister Bhupender Yadav, Ministry of Labour and Employment
(MoLE), virtually inaugurated the 71st Foundation Day of the Employees’ Provident Fund
Organisation (EPFO) at Bharat Mandapam, New Delhi, Delhi.
i. The event witnessed the launches of various initiatives and the distribution of the Bhavishya Nidhi
Award 2023 to various offices and establishments.
• The Bhavishya Nidhi Awards 2023 was presented during the 71st EPFO Foundation Day.
• The award recognises the offices and establishments for their contributions and performance.
List of Awardees of Bhavishya Nidhi Awards 2023
Note- EPFO is under the administrative control of the MoLE, Government of India (GoI).

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15
Q
  1. Which of the following points is/are “correct” with respect to the world’s 1st global
    Artificial Intelligence (AI) Safety Summit held in November 2023?
    A) The United Kingdom (UK) Government hosted the world’s 1st global AI Safety Summit at
    Bletchley Park in Buckinghamshire (UK) on November 1-2, 2023
    B) Delegates from 28 nations, including India, have signed the world’s 1st agreement known as
    the “Bletchley Declaration,” during the ‘AI Safety Summit 2023’ and pledged to cooperate, to
    promote the safe use of AI tools.
    C) During the summit, UK Prime Minister (PM) Rishi Sunak launched the world’s 1st AI Safety
    Institute in the UK to examine, evaluate, and test new types of AI.
    1) All A, B & C
    2) Only A & B
    3) Only B & C
    4) Only A & C
    5) Only A
A

Answer- 1) All A, B & C
Explanation:
The United Kingdom (UK) Government hosted the world’s 1st global Artificial Intelligence (AI)
Safety Summit at Bletchley Park in Buckinghamshire (UK) on November 1-2, 2023. This 2-day summit
brought together Ministers and representatives from various countries, including the UK, the United
States of America (USA), India, among others.
• This summit aimed to unite world leaders and prominent tech industry giants focussed on
devising a comprehensive, collaborative strategy to mitigate risks and combat the misuse of AI
technologies.
• The Summit also witnessed the signing of the Bletchley Declaration by 28 countries and the
launching of the world’s 1st AI Safety Institute.

• Rajeev Chandrasekhar, Union Minister of State(MoS), Ministry of Skill Development and
Entrepreneurship(MSDE), and Ministry of Electronics and Information Technology (MeitY),
Government of India addressed the inaugural plenary session of the ‘AI Safety Summit 2023’.
• Delegates from 28 nations, including India, the USA, China, and the European Union have
signed the world’s 1st agreement known as the “Bletchley Declaration,” during the ‘AI Safety
Summit 2023’ and pledged to cooperate, to promote the safe use of AI tools.
· With the agreement, the 28 countries agreed to work together to address the potentially
“catastrophic” risks presented by rapid advances in AI.
· The declaration was named after the venue, Bletchley Park, where the AI Safety Summit was held
in the UK.
• During the AI Safety Summit 2023, UK Prime Minister (PM) Rishi Sunak launched the world’s
1st AI Safety Institute in the UK to examine, evaluate, and test new types of AI. The launch
represents the UK’s commitment to the global initiative on AI safety testing.

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16
Q
  1. Which organisation has collaborated with the United Nations (UN) to create a new stamp
    collection and first-day envelopes to honour Marie Curie on her 120th birth anniversary,
    observed on 7th November 2023?
    1) Universal Postal Union
    2) World Bank
    3) International Trade Centre
    4) International Atomic Energy Agency
    5) International Organization for Standardization
A

Answer- 4) International Atomic Energy Agency
Explanation:
The United Nations (UN) and the International Atomic Energy Agency (IAEA) collaborated to create a
new stamp collection and first-day envelopes to honour Marie Curie (Maria Salomea Skłodowska-
Curie) on her 120th birth anniversary which was observed on 7th November 2023.
i. United Nations Postal Administration (UNPA), the postal agency of the United Nations, has released
a definitive set of stamps featuring Marie Curie portrait and first-day envelopes adorned with a new
IAEA distinctive cachet.
ii. The commemorative envelope also honors the Marie Sklodowska-Curie Fellowship Programme
(MSCFP).

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17
Q
  1. Name the bank that has recently (in Nov ‘23) collaborated with the National Payments
    Corporation of India (NPCI) to launch the Platinum RuPay Credit Card.
    1) YES Bank
    2) HDFC Bank
    3) ICICI Bank
    4) IndusInd Bank
    5) Axis Bank
A

Answer- 4) IndusInd Bank
Explanation:
IndusInd Bank Ltd launched the ‘IndusInd Bank Platinum RuPay Credit Card’ in collaboration with
the National Payments Corporation of India (NPCI), enabling customers to make payments through
the RuPay network using Point of Sale (POS) devices and e-commerce websites.

i. IndusInd Bank RuPay credit card customers can now conveniently initiate the Unified Payments
Interface (UPI) payments by simply linking their credit cards with the UPI-enabled Apps.
ii. With the integration of the card on UPI, individuals can make transactions seamlessly on both
online and offline platforms and earn accelerated rewards on their UPI transactions.

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18
Q
  1. Which of the following points is/are “correct” with respect to the Earthshot Prize 2023
    announced in November 2023?
    A) Prince of Wales, William announced the five winners of the 3rd edition of the Earthshot
    Prize.
    B) Among the five winners, Indian solar-powered tech venture Science for Society Techno
    Services Private Limited (S4S Technologies) won the Earthshot Prize 2023 under the ‘Build A
    Waste-Free World’ category.
    C) Boomitra, founded by an Indian-American, Aadith Moorthy won the Earthshot Prize 2023
    under the ‘Fix Our Climate’ category.
    1) Only A
    2) Only A & B
    3) Only B & C
    4) Only A & C
    5) All A, B & C
A

Answer- 5) All A, B & C
Explanation:
Indian solar-powered tech venture Science for Society Techno Services Private Limited (S4S
Technologies) and a global soil carbon marketplace ‘Boomitra’ founded by an Indian-American are
two among the five winners of 2023 Earthshot Prize (3rd Edition).
i. The winners’ list was announced by William, Prince of Wales, at the awards ceremony which was
held in Singapore.

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19
Q
  1. Who has been recently (in Nov ‘23) sworn in as the Chief Information Commissioner (Chief
    IC) of the Central Information Commission (CIC)?
    1) Ajay Kumar
    2) Heeralal Samariya
    3) Anandi Ramalingam
    4) Vinod Kumar Tiwari
    5) Jayanth Kumar
A

Answer- 2) Heeralal Samariya
Explanation:
On 6th November 2023, Heeralal Samariya was sworn in as the Chief Information Commissioner
(Chief IC) of the Central Information Commission (CIC). He became the first Scheduled Caste Indian
Administrative Service (IAS) officer to hold the post.
• Draupadi Murmu, President of India, administered the oath of office at the function at
Rashtrapati Bhavan, New Delhi, Delhi.
• He succeeds Yashvardhan Kumar Sinha, whose tenure as chief of CIC ended on 3rd October
2023.
i. Heeralal Samariya administered the oath of office to Information Commissioners (IC) of CIC Anandi
Ramalingam and Vinod Kumar Tiwari, Indian Forest Service (IFS) Officer, at a swearing-in ceremony
organized in CIC in New Delhi, Delhi.
ii. Prior to the appointment, Anandi Ramalingam was serving as the Chairman and Managing Director
(CMD) of Bharat Electronics Ltd (BEL) and Vinod Kumar Tiwari, was serving as the Head of Himachal
Pradesh Forest Department, Shimla

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20
Q
  1. Name the cricket team that has recently (in Nov ‘23) won their 1st Syed Mushtaq Ali Trophy
    (SMAT) 2023-2024 title.
    1) Punjab
    2) Odisha
    3) Chhattisgarh
    4) Gujarat
    5) Baroda
A

Answer- 1) Punjab
Explanation:
The Punjab cricket team won its maiden domestic Twenty20 (T20) IDFC First Bank Syed Mushtaq
Ali Trophy (SMAT) 2023-2024 title by defeating the Baroda team in the final held in Inderjit Singh
Bindra Stadium in Mohali, Punjab.
i. The victory for the Punjab team was the first domestic title since their Ranji Trophy victory in the
1992-93 season.
ii. The Punjab team will get a cash reward of Rs 80 lakhs each from the BCCI (Board of Control for
Cricket in India) and the PCA (Punjab Cricket Association).
• Ashutosh Sharma playing for Railways team scored 11-ball fifty against Arunachal Pradesh
team in the group stage match. It has broken the record of Yuvraj Singh’s 12-ball fifty, which he
scored against England in the inaugural World T20 in 2007 in (South Africa).
• This edition made the record of hitting the greatest number of sixes (1503) in the history of
SMAT.
• The 16th edition of Syed Mushtaq Ali Trophy was played from 16 October to 6 November
2023 in Ranchi (Jharkhand), Jaipur (Rajasthan), Mumbai(Maharashtra), Dehradun
(Uttarakhand), and Chandigarh, Mohali(Punjab).
Note- IDFC First Bank secured the title sponsorship rights for all BCCI matches, domestic and
international, for the next three years.

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21
Q
  1. Which of the following points is/are “correct” with respect to the National Symposium on
    ‘Promoting Organic Products through Cooperatives’ held at New Delhi, Delhi in November
    2023?
    A) The one-day National Symposium on ‘Promoting Organic Products through Cooperatives’
    organised by the National Cooperative Organics Limited (NCOL), in New Delhi, Delhi.
    B) During the event, Union Minister of Cooperation Amit Shah launched the ‘Bharat Organics’
    brand of NCOL, a newly established cooperative body to promote organic produce.
    C) 6 organic products (tur dal, chana dal, sugar, rajma, basmati rice, and Sonamasoori rice)
    under Bharat Organics brand were launched during the event.
    1) All A, B & C
    2) Only A & B
    3) Only B & C
    4) Only A & C
    5) Only A
A

Answer- 1) All A, B & C
Explanation:
On 8th November 2023, Union Minister Amit Shah, Ministry of Cooperation launched the ‘Bharat
Organics’ brand of National Cooperative Organics Limited (NCOL), a newly established cooperative
body to promote organic produce.
• The brand was launched during the one-day National Symposium on ‘Promoting Organic
Products through Cooperatives’ organised by NCOL, in New Delhi, Delhi.
i. Union Minister Amit Shah also launched the NCOL’s logo, website, brochure, and membership
certificates to 5 cooperative societies.
ii. 6 organic products under ‘Bharat Organics’ brand were launched during the event.
• The 6 products are, tur dal, chana dal, sugar, rajma, basmati rice, and Sonamasoori rice.
• These products will be sold through 150 Mother Dairy’s Safal outlets and online platforms.
• A total of 20 organic products will be launched by December 2023 and the benefits will be
directed towards the farmers producing them.
iii. Under the concept of “Organic Under One Roof”, a retail outlet network of all organic products was
also initiated.
iv. Amit Shah also launched the website of the National Dairy Development Board (NDDB) Soil
Limited, a subsidiary of NDDB for manure management and organic fertilizer produced from the
NDDB’s Varanasi biogas plant, Uttar Pradesh.

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22
Q
  1. Which country has recently (in Nov ‘23) signed an MoU with India for cooperation on
    medical product regulation to enhance the quality of medical products?
    1) Russia
    2) Netherlands
    3) Australia
    4) Germany
    5) United States of America
A

Answer- 2) Netherlands

Explanation:
On 8th November 2023, India and Netherlands signed a Memorandum of Intent (MoI) for
cooperation on medical product regulation to enhance the quality of medical products and health
care services for both nations, at the Hague, Netherlands.
• The MoI was signed during the meeting between Bhagwant Khuba, Minister of State (MoS),
Ministry of Chemicals and Fertilizers(MoC&F) of India and Ernst Kuipers, Minister of Health,
Welfare and Sports of Netherlands.
• During his visit, Bhagwant Khuba, MoS, MoC&F led an Indian delegation to participate in the
2nd World Local Production Forum (WLPF 2023) held in the Hague, from 6th to 8th
November 2023.
• During his visit to the Netherlands, Union MoS Bhagwant Khuba, visited the European
Medicines Agency (EMA) and met with Carla van Rooijen, Director of the Pharmaceuticals and
Medical Technology Division.
• He discussed the regulations in the pharmaceutical and medical technology industries.
• He also visited the Port of Rotterdam which is Europe’s largest port and discussed with
Boudwijn Simmons, Chief Operating Officer (COO) of the Port of Rotterdam Authority, and
officials about the port’s hydrogen hub plans.
Note- The inaugural WLPF was organised virtually from 21-25 June 2021.

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23
Q
  1. According to the data from the Association of Mutual Funds in India (AMFI) released in
    November 2023, which state emerged as the leader in mutual fund investments in India during
    July-September Quarter-Fiscal Year 2024 (Q2FY24)?
    1) West Bengal
    2) Uttar Pradesh
    3) Karnataka
    4) Tamil Nadu
    5) Maharashtra
A

Answer- 5) Maharashtra
Explanation:
According to data from the Association of Mutual Funds in India (AMFI), Maharashtra emerged as
the leader in mutual fund investments in India during July-September Quarter-Fiscal Year
2024(Q2FY24) with a substantial equity asset of Rs 7.47 lakh crore out of the industry’s total equity
asset of Rs 25.85 lakh crore.
• It is followed by Gujarat and Karnataka holding equity assets of Rs 2.21 lakh crore and Rs 1.99
lakh crore respectively.
• They have surpassed Delhi (ranked 4th), whose equity asset dropped to Rs 1.94 lakh crore.
i. Gujarat and Karnataka accounted for 8.5% and 7.7% of the overall industry equity asset, while Delhi
lagged behind at 7.5%.
ii. In terms of Systematic Investment Plan (SIP) inflows, Gujarat contributed significantly, accounting
for 7% with inflows of around Rs 1200 crore.

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24
Q
  1. Which of the following points is/are “correct” with respect to the Eco Warrior Awards 2023,
    India’s first ever dedicated award show for Indian Forest Service Officers, presented in
    November 2023?
    A) The Eco Warrior Awards 2023 were distributed by the Union Minister of Environment,
    Forest and Climate Change Bhupender Yadav to honour exceptional individuals and initiatives
    that have made significant contributions to environmental conservation & sustainable
    practices.
    B) The Eco Warrior Awards 2023 was organised jointly by Indian Masterminds and Indian
    Forest Service Association.
    C) The award was divided into 5 categories, including Wildlife Conservation. Dr. Mohan Ram
    won the award under Wildlife Conservation for his work in wildlife conservation in Gir Forest,
    Gujarat.
    1) Only A
    2) Only A & B
    3) Only B & C
    4) Only A & C
    5) All A, B & C
A

Answer- 5) All A, B & C
Explanation:
India’s first ever dedicated award show for Indian Forest
Service Officers, the Eco Warrior Awards 2023, was
held in New Delhi, Delhi to honour exceptional
individuals and initiatives that have made significant
contributions to environmental conservation and
sustainable practices.
i. The awards were distributed by the Union Minister
Bhupender Yadav, Ministry of Environment, Forest and Climate Change (MoEFCC).
ii. Eco Warrior Awards 2023 was organised jointly by Indian Masterminds and Indian Forest
Service Association, and the awards were sponsored by Hindustan Petroleum Corporation Limited
(HPCL) – a Maharatna company in oil and gas sector; Gas Authority of India Limited (GAIL –
Maharatna); and Okinawa – Ye E Sahi Hai.
iii. The awards were given in the following 5 categories:
• Wildlife Conservation: Dr. Mohan Ram for his work in wildlife conservation in Gir Forest,
Gujarat
• Wildlife Protection: Ritesh Sarothiya, Regional Deputy Director, Northern Region (NR), Wildlife
Crime Control Bureau (WCCB), Headquarters, MoEF&CC, Delhi
• Forest Protection: Vasu Kanojia, DFO, North Seoni, Madhya Pradesh (MP).
• Best Use of Technology for Conservation: Biswajit Mishra, currently serving as Chief
Conservator of Forest (CCF), (CTI), in Bengaluru
• Award for Community Connect: Millo Tassar, Conservator of Forests in Arunachal Pradesh.

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25
Q
  1. Name the Actor who has been recently (in Nov ‘23) appointed as the UPI (Unified Payments
    Interface) Safety Ambassador of the National Payments Corporation of India (NPCI).
    1) Ajay Devgn
    2) Akshay Kumar
    3) Pankaj Tripathi
    4) Vicky Kaushal
    5) Varun Dhawan
A

Answer- 3) Pankaj Tripathi
Explanation:
The National Payments Corporation of India (NPCI) has appointed Bollywood actor Pankaj Tripathi
as its ‘UPI(Unified Payments Interface) Safety Ambassador‘ to strengthen safety awareness and
security on digital payment platforms.
• This initiative underscores the importance of the security and safety of digital payment
platforms, especially in the context of the UPI.
i. In 2018, he won his 1st National Film Award– Special Mention for the movie Newton (2017).
ii. In 2023, he won his 2nd National Film Award– Best Supporting Actor for his performance in the
2021 film Mimi.

26
Q
  1. In November 2023, Dhruba Narayan Ghosh (DN Ghosh), former Chairman (12th) of
    ____________ (Bank), passed away.
    1) Punjab National Bank
    2) Indian Bank
    3) State Bank of India
    4) Bank of Baroda
    5) Bank of India
A

Answer- 3) State Bank of India
Explanation:
Dhruba Narayan Ghosh (DN Ghosh), former Chairman (12th) of the State Bank of India (SBI) and
Chairman Emeritus of ICRA Limited, passed away at the age of 95 in Kolkata, West Bengal. He was
born on 6 August 1928 in Cooch Behar (West Bengal).
• He served as Chairman of SBI from 1985 to 1989; Philips India Limited from 1989-99; Larsen
& Toubro(L&T) from 1991-92.
• He held different positions in the Ministry of Finance, Ministry of Steel & Mines, and Ministry of
Defence.

27
Q
  1. When was World Urbanism Day(WUD) 2023 observed across the globe with the theme of
    “Learn Globally, Apply Locally”?
    1) 8th November 2023
    2) 5th November 2023
    3) 7th November 2023
    4) 4th November 2023
    5) 6th November 2023
A

Answer- 1) 8th November 2023
Explanation:
World Urbanism Day(WUD), also known as World Town Planning Day (WTPD) 2023 was observed
across the globe on 8th November 2023 with the theme of “Learn Globally, Apply Locally”
• The day is promoted by the International Society of City and Regional Planners (ISOCARP).
• The Institute of Town Planner, India , established in 1951 organizes the World Town Planning
Day in India.

• The annual ISOCARP World Planning Congress is the main activity of ISOCARP which focuses
on a planning theme of foremost international interest.
• Urban Economy Forum (UEF) and ISOCARP will jointly organise the 5th Urban Economy
Forum (UEF5) and 59th ISOCARP World Planning Congress (WPC59) from 10th November to
13th November 2023

28
Q
  1. When was the National Legal Services Day (NLSD) 2023 observed across India?
    1) 7th November 2023
    2) 5th November 2023
    3) 8th November 2023
    4) 6th November 2023
    5) 9th November 2023
A

Answer- 5) 9th November 2023
Explanation:
National Legal Services Day(NLSD) is annually observed across India on 9th of November.
• 9th November 2023 marks the 29th National Legal Services Day with the theme of ‘Access to
Justice for All: Empowering the Marginalised through Legal Awareness’.
• The theme emphasizes the importance of providing equal access to legal resources and
knowledge, especially to those who are underprivileged and marginalized.
• The first ever NLSD was celebrated on 09th November 1995.
• NALSA was constituted on 5th December, 1995 for making legal services available under the
National Legal Services Act.

29
Q
  1. Which of the following points is/are “correct” with respect to the World Food India (WFI
    2023) held at New Delhi, Delhi in November 2023?
    A) Prime Minister (PM) Narendra Modi inaugurated the 2nd edition of World Food India (WFI
    2023) which was organised by the Ministry of Food Processing Industry (MoFPI).
    B) Manav, a probot/food processing robot, is the Mascot for WFI 2023.
    C) During the inaugural event, PM Modi announced a seed capital aid of Rs 380 crore to
    support over 1 lakh Self-Help Group (SHG) members.
    1) Only A
    2) Only A & B
    3) Only B & C
    4) Only A & C
    5) All A, B & C
A

Answer-4) Only A & C
Explanation:
Prime Minister(PM) Narendra Modi inaugurated the 2nd edition of World Food India (WFI 2023), the
biennial Mega Food Event, on November 3, 2023, at Bharat Mandapam, Pragati Maidan, New Delhi.
• The event held from November 3-5, 2023 was organised by the Ministry of Food Processing
Industry(MoFPI). PM Modi also inaugurated Food Street as part of World Food India 2023.
• Mascot: MillInd, a probot/food processing robot, is the Mascot for WFI 2023.
• During the inaugural event, PM Modi announced a seed capital aid of Rs 380 crore to support
over 1 lakh Self-Help Group (SHG) members.

• During WFI 2023, Global and domestic investors have committed an investment of Rs 33,129
crore in India’s food processing sector. MoFPI and various industry entities signed a
Memoranda of Understanding (MoUs) worth Rs 33,129 crore during the event.
• On 3rd November 2023, the MoFPI signed 16 Memoranda of Understanding (MoUs) worth Rs
17,990 crore with several organisations.
• The Agricultural and Processed Food Products Export Development Authority (APEDA), under
the Ministry of Commerce, GoI, has signed a Memorandum of Understanding (MoU) with Lulu
Hypermarket LLC, a global retail giant, to enhance the export of Indian agricultural products,
including millets, to the Gulf Cooperation Countries (GCCs).
• Ahmedabad, Gujarat-based HyFun Foods has signed a MoU with Lulu Group International to
produce and supply an exclusive range of frozen food products under the private label brand
‘Lulu.’

30
Q
  1. Which of the following points is/are “correct” with respect to the Assembly of the
    International Solar Alliance (ISA) held in October/November 2023?
    A) India hosted the 6th Assembly of the International Solar Alliance (ISA) at Bharat Mandapam,
    in New Delhi, Delhi.
    B) The ISA announced that the Global Solar Facility (GSF) to stimulate investments into solar
    power projects, is set to receive a capital contribution of USD 35 million.
    C) Peru has officially joined the International Solar Alliance (ISA) as its 97th member.
    1) Only A
    2) Only A & B
    3) Only B & C
    4) Only A & C
    5) All A, B & C
A

Answer- 2) Only A & B
Explanation:
On 31st October 2023, India hosted the 6th Assembly
of the International Solar Alliance (ISA) at Bharat
Mandapam, in New Delhi, Delhi. Union Minister Raj
Kumar Singh (RK Singh) , Ministry of Power (MOP)
and Ministry of New & Renewable Energy(MNRE),
President of ISA, presided over the 6th Assembly of
ISA.
• Participants: Ministers from 20 countries and
delegates from across 116 countries and signatory countries participated in the Assembly
• While addressing the Assembly, R.K. Singh emphasized the importance of Renewable Energy as
a future source of energy by underlining the fact that:
· Around 80% of the global population which comprises about 6 billion people resides in countries
that depend on fossil fuel imports.
· Renewable energy sources have the potential to supply 65% of the world’s total electricity by
2030.
· Renewable energy sources can decarbonise 90% of the power sector by 2050.

• During the 6th Assembly, ISA released 3 flagship reports to provide insights into the current
state of solar energy, providing updates on Solar Technology, Solar Market and Solar
Investments.
• The ISA announced that the Global Solar Facility (GSF), a payment guarantee fund formed by
ISA to stimulate investments into solar power projects, is set to receive a capital contribution
of USD 35 million.
• The Government of India (GoI) is considering a USD 25 million investment as a capital
contribution in the GSF in addition to USD 10 million from ISA.
• The 6th Assembly of ISA has decided to increase the Viability Gap Funding (VGF) for solar
projects across its member countries to 35% from the existing 10%. These projects will mostly
focus on the underdeveloped and developing nations of Africa and South America.
• Chile has officially joined the ISA as its 95th member. Chile Ambassador Juan Angulo handed
over the Instrument of ISA ratification to Abhishek Singh, Joint Secretary (Economic
Diplomacy) in the Ministry of External Affairs. This marks a significant move that bolsters the
global effort to advance solar energy.

31
Q
  1. Which Financial Institution/Regulatory Body of India has recently (in Nov ‘23) signed an
    MoU with the Deendayal Antyodaya Yojana - National Rural Livelihood Mission (DAY-NRLM) to
    promote women-led enterprises in India?
    1) Reserve Bank of India
    2) Export - Import Bank of India
    3) National Bank for Agriculture and Rural Development
    4) Small Industries Development Bank of India
    5) Securities and Exchange Board of India
A

Answer- 4) Small Industries Development Bank of India
Explanation:
The Deendayal Antyodaya Yojana - National Rural Livelihood Mission (DAY-NRLM) and the Small
Industries Development Bank of India (SIDBI) signed a Memorandum of Understanding (MoU) to
promote women-led enterprises in India. The MoU is set to span 2 years.
i. Under this MoU, the expertise of DAY-NRLM and SIDBI will be utilised to develop a transformative
initiative to promote women-led enterprises among experienced members of Self-Help Groups
(SHGs).
ii. The partnership aims to demonstrate on-the-ground activities that establish a reliable and sensitive
support structure for the capacity enhancement of women entrepreneurs (WEs).
iii. This also aims to establish standard protocols, systems, and procedures for streamlined access to
formal finance and to develop a comprehensive framework for new financial products and schemes.
Note: DAY-NRLM functions under the Ministry of Rural Development (MoRD).

32
Q
  1. Which of the following Institute/companies has/have recently (in Nov ‘23) signed MoU with
    Indian Institute of Skills to empower and prepare the youth for the aerospace and defence
    sector?
    1) Dassault Aircraft Services India Private Limited
    2) Indian Institute of Technology (IIT) Kanpur
    3) Hindustan Aeronautics Limited
    4) Both 1 & 2
    5) All 1, 2 & 3
A

Answer- 5) All 1, 2 & 3
Explanation:
On 9th November 2023, Indian Institute of Skills (IIS) Kanpur (Uttar Pradesh-UP) has signed
Memorandum of Understandings (MoUs) with Indian Institute of Technology (IIT) Kanpur;
Hindustan Aeronautics Limited (HAL); and Dassault Aircraft Services India Private Limited(DASI).
• These MoUs aim to empower and prepare the youth of UP for the aerospace and defence
sector, particularly to support the Defence Industrial Corridor in UP.
i. Under the partnership with Dassault Aviation, a course in Aeronautical Structure and Equipment
Fitter (AS&EF) will be started at IIS.
• This will offer long-term training in the aviation sector in Kanpur.
ii. Under this partnership, Dassault Aviation Centre of Excellence is being established in the IIS
Kanpur Campus to offer Aeronautical Vocational Training.
iii. Under a strategic partnership, HAL will develop a training infrastructure for a Computer Numerical
Control (CNC) lab at IIS Kanpur.
• This is a part of HAL’s Corporate Social Responsibility (CSR).
• This aims to offer IIS Kanpur’s faculties and trainees exposure to advanced CNC machining
technology.

33
Q
  1. Which of the following points is/are “correct” with respect to the ‘India Finance Report
    2023 (IFR 2023) released in November 2023?
    A) Shaktikanta Das, Governor of Reserve Bank of India (RBI), released IFR 2023, the 1st
    flagship publication of the Centre for Advanced Financial Research and Learning (CAFRAL).
    B) The theme of the report is ‘Connecting the Last Mile: Non-Banking Financial Companies in
    India’.
    C) As per the report, a 10% increase in per capita UPI transactions usually leads to a 4.6% rise
    in fintech lending and 1.5% in lending by commercial banks.
    1) All 1, 2 & 3
    2) Only A & B
    3) Only B & C
    4) Only A & C
    5) Only A
A

Answer- 1) All 1, 2 & 3
Explanation:
On November 7, 2023, Shaktikanta Das, Governor of Reserve Bank of India (RBI), released the 1st
flagship publication of the Centre for Advanced Financial Research and Learning (CAFRAL) titled
‘India Finance Report 2023 (IFR 2023)’. The report stated that India’s fintech sector could replace
traditional banking in the near future.
• The theme of the report is ‘Connecting the Last Mile: Non-Banking Financial Companies in
India’.
• CAFRAL, promoted by RBI, is a not-for-profit organisation established in 2011 to promote
research and learning in banking and finance.
• The report offers new insights on India’s non-banking financial sector, helping regulators,
policymakers, and other stakeholders understand its unique strengths and opportunities. For this report, monthly Unified Payments Interface (UPI) transaction data from 30 States and
union territories over 2018-2022 and sector-wise lending data from CIBIL were analysed.
i. Key points: There is a 10% increase in per capita UPI transactions usually leads to a 4.6% rise in
fintech lending and 1.5% in lending by commercial banks
ii. As of March 2023, UPI network has over 30 crore unique users and 400 participating banks.
iii. Transaction value grew at 163% CAGR (Compound Annual Growth Rate) from FY18 to FY23.
iv. Transaction volume increased at 56% CAGR during the same period.
Note- PayGlocal, a cross-border payments platform, receives in-principle approval from RBI for
Payment Aggregator (PA) license. This will allow PayGlocal to onboard merchants for online payment
processing.

34
Q
  1. When was the National Ayurveda Day 2023 observed across India?
    1) 10th November 2023
    2) 7th November 2023
    3) 9th November 2023
    4) 6th November 2023
    5) 8th November 2023
A

Answer- 1) 10th November 2023
Explanation:
National Ayurveda Day is annually observed across India aimed at generating awareness among
people about health issues as well as the potential role of Ayurveda in their prevention and treatment.
• The day is observed on Dhanwantri Jayanthi or Dhanteras, the festival honouring Dhanvantari,
the Hindu God of Ayurveda.
• The day is observed on the 13th day of Krishna Paksha in the month of Ashwin as per the
Hindu calendar.
i. The National Ayurveda Day 2023 falls on 10th November 2023 and marks the observance of the
8th National Ayurveda Day.
• The focal theme for Ayurveda Day 2023 is, “Ayurveda for One Health” with the tagline
‘Ayurveda for everyone on every day’ (Har din har kisi ke liye Ayurveda) focusing on the
human-animal-plant-environment interface.
ii. The first ever National Ayurveda Day was observed in India on the 28th October 2016.
• In 2023, National Ayurveda Day was set to be celebrated on a global scale across 100 countries,
advocating the global campaign of ‘Ayurveda for One Health’.
• Union Ayush Minister Sarbananda Sonowal and Union Minister of State for Ayush, Munjpara
Mahendrabhai, took part in a conference held in the context of the 8th National Ayurveda Day.
• Along with the conference, the ‘Ayurveda Mahaparva’ expo and review meeting of the National
Ayush Mission (NAM) of 8 states was also organized.
• The main function of the 8th Ayurveda Day was held at Indradhanush Auditorium, Panchkula
on the occasion of Dhanvantari Day (10 November 2023).

35
Q
  1. In November 2023, the Ministry of Coal amended the SHAKTI Policy to grant coal linkage
    for a minimum of _______ months to a maximum of one year.
    1) Two
    2) Three
    3) Four
    4) Six
    5) Five
A

Answer- 2) Three
Explanation:
The Ministry of Coal has amended the SHAKTI (Scheme for Harnessing and Allocating Koyala (Coal)
Transparently in India) Policy, which allows power plants, including private generators without
Power Purchase Agreements (PPAs), to be granted coal linkage for a minimum of three months to a
maximum of one year.
i. Features of the Amendment:
• The amendment aims to enhance a more transparent coal allocation mechanism by providing
that the power generated through coal linkages must be sold through power exchanges or a
transparent bidding process on the Discovery of Efficient Energy Price (DEEP) portal.
• This amendment is expected to improve the availability and affordability of coal for power
generation and enhance the overall efficiency of the sector.
ii. About the SHAKTI Policy:
• The Ministry of Coal introduced the Coal Linkage Policy known as Scheme for Harnessing and
Allocating Koyala (Coal) Transparently in India (SHAKTI) in 2017 for the allocation of coal
among thermal power plants transparently and objectively.
• The Policy provides coal linkages to power plants which lack fuel supply agreements (FSAs)
through coal auctions.

36
Q
  1. Name the ministry that has recently (in Nov ‘23) approved the Digital Advertisement Policy,
    2023 to enable and empower the Central Bureau of Communication (CBC).
    1) Ministry of Communications
    2) Ministry of Home Affairs
    3) Ministry of Youth Affairs and Sports
    4) Ministry of Electronics and Information Technology
    5) Ministry of Information and Broadcasting
A

Answer- 5) Ministry of Information and Broadcasting
Explanation:
The Ministry of Information and Broadcasting (MIB) has approved the Digital Advertisement
Policy, 2023 to enable and empower the Central Bureau of Communication (CBC), the advertising
wing of the Government of India (GoI) that operates under the MIB, to conduct campaigns in the
Digital Media Space.
• This policy highlights CBC’s mission to disseminate information and create awareness about
various schemes, programs, and policies of the GoI.
• Acknowledging the transforming media landscape, the policy aligns with the increasing
digitisation of media consumption.
Note- CBC is committed to adapting to the changing media landscape and embracing new
technologies to reach a wider audience.
i. Digital Advertisement Policy 2023, formulated after extensive discussions with multiple
stakeholders, outlines the roadmap for enhancing the Digital Outreach of the GoI.
ii. The Policy acknowledges the ever-evolving digital landscape, granting CBC the authority to
integrate New and Innovative Communication Platforms in the Digital Space, subject to committee
approval.

37
Q
  1. Which country’s Navy, along with Indian Navy has recently (in Nov ‘23) conducted the 4th
    edition of the BONGOSAGAR 23, and the 5th edition of Coordinated Patrol (CORPAT) in the
    Northern Bay of Bengal?
    1) Sri Lanka
    2) France
    3) Bhutan
    4) Bangladesh
    5) Indonesia
A

Answer- 4) Bangladesh
Explanation:
The 4th edition of the Bilateral Exercise between the Indian Navy(IN) and Bangladesh Navy(BN),
BONGOSAGAR 23, and the 5th edition of Coordinated Patrol (CORPAT) by the two navies was
conducted from 7th to 9th November 2023 in the Northern Bay of Bengal.
i. Regular bilateral exercises and coordinated patrols have strengthened mutual understanding and
cooperation between the two navies.
ii. The Bongo Sagar exercise was first conducted in 2019 while the 1st edition of IN-BN CORPAT was
held in 2018.
iii. Participants:
• IN- Indian Naval Ship (INS) Kuthar, an indigenously built guided-missile Corvette, INS Kiltan,
an indigenously built anti-submarine Corvette, and Maritime Patrol Aircraft (MPA) Dornier
• BN– Bangladesh Navy Ship (BNS) Abu Bakr, Abu Ubaidah and Maritime Patrol Aircraft (MPA)
Dornier.

38
Q
  1. Which of the following points is/are “correct” with respect to the QS (Quacquarelli
    Symonds) World University Ranking: Asia 2024 released in November 2023?
    A) India has 118 universities in 2023 ranking and holds the highest representation in Asia’s
    higher education system, surpassing China (133) and Japan (96).
    B) Peking University, Beijing, China has retained the 1st position in the QS Asia Ranking 2024.
    C) Indian Institute of Technology Bombay (IITB) in Mumbai, Maharashtra grabbed the top spot
    in India with 40th position in the Asia Ranking.
    1) Only A
    2) Only A & B
    3) Only B & C
    4) Only A & C
    5) All A, B & C
A

Answer- 5) All A, B & C
Explanation:
On November 8, 2023, the QS (Quacquarelli Symonds) World University Ranking: Asia 2024 was
released, showcasing 148 Indian universities which is 30 more than the last edition. With this, India
now holds the highest representation in Asia’s higher education system, surpassing China (133) and
Japan (96).
• India has 118 universities in 2023 ranking.
• This is the 16th edition of the QS World University Ranking in this category.

i. Peking University, Beijing, China has retained the 1st position in the QS Asia Ranking 2024, while,
Indian Institute of Technology Bombay (IITB) in Mumbai, Maharashtra grabbed the top spot in India
with 40th position in the Asia Ranking.

39
Q
  1. As per the Inclusiveness Index published by the Othering and Belonging Institute (OBI) in
    November 2023, India was ranked __________ out of 129 countries in the Index, while _________
    (country) tops the Index for the second consecutive year.
    1) 120th; Portugal
    2) 117th; New Zealand
    3) 120th; Netherlands
    4) 117th; Portugal
    5) 110th; New Zealand
A

Answer- 2) 117th; New Zealand
Explanation:
According to the Inclusiveness Index published by the Othering and Belonging Institute (OBI) at
California University, United States of America(USA), India was ranked 117th out of 129 countries
with an overall score of 49.24.
i. India was ranked 129th in religion inclusiveness, 121st in gender, 108th in disability, 87th in race,
40th in the general population, and 39th in LGBTQ+ (Lesbian, Gay, Bisexual, Transgender, Queer or
questioning, Intersex, Asexual).
ii. The index was topped by New Zealand for the second consecutive year with an overall score of
82.08.
• It is followed by 2nd place Portugal (77.6), and the Netherlands (76.98) in 3rd place.

40
Q
  1. In November 2023, the Reserve Bank of India (RBI) approved ICICI Bank‘s request to make
    ______________, a wholly-owned subsidiary.
    1) ICICI Securities
    2) ICICI Lombard
    3) ICICI Prudential Life Insurance
    4) ICICI Home Finance
    5) ICICI Trusteeship Services
A

Answer- 1) ICICI Securities
Explanation:
The Reserve Bank of India (RBI) approved ICICI Bank‘s request to make ICICI Securities a wholly-
owned subsidiary. Following this, ICICI Securities will be delisted and become a wholly-owned
subsidiary of its parent company, ICICI Bank.
• ICICI Securities has four lines of business: Broking, Distribution of financial products, Wealth
management, and Investment banking
• The acquisition is likely to be completed in the next 12-15 months, subject to regulatory
approvals from ICICI Bank and the company’s shareholders’ and creditors, RBI, National
Company Law Tribunal, stock exchanges and other regulatory and statutory authorities.

41
Q
  1. Which company has recently (in Nov ‘23) became the first Indian Original Equipment
    Manufacturer (OEM) to unveil an in-house Liquefied Natural Gas (LNG) engine named ‘AVTR
    1922’?
    1) Hyundai Motor
    2) Ashok Leyland
    3) Mahindra & Mahindra
    4) Eicher Motors
    5) Hero MotoCorp
A

Answer- 2) Ashok Leyland
Explanation:
Ashok Leyland became the first Indian Original Equipment Manufacturer (OEM) to unveil an in-
house Liquefied Natural Gas (LNG) engine named ‘AVTR 1922’ .
• Ashok Leyland has delivered the first batch of 12 LNG-powered haulage trucks to Mahanagar
Gas Limited in Hosur, Tamil Nadu(TN).
i. The AVTR 1922 is a customizable engine powered by a 6-cylinder H-series ‘Hino’ engine.
ii. The engine is compliant with Bharat Stage Six (BSVI) Stage II emission standards.
iii. It is also built on the AVTR platform, which is India’s first and only fully modular truck platform.
• The engine shares many components with Ashok Leyland’s current diesel trucks engines.

42
Q
  1. When was National Education Day 2023 observed across the globe?
    1) 9th November 2023
    2) 7th November 2023
    3) 10th November 2023
    4) 8th November 2023
    5) 11th November 2023
A

Answer- 5) 11th November 2023
Explanation:
National Education Day is annually observed across India on 11 November to mark the birth
anniversary of ‘Bharat Ratna’ Maulana Abul Kalam Azad, the first education minister of independent
India.
• His immense contribution to the field of education in India is recognised by celebrating his
birthday as National Education Day across India.
• This day serves to raise awareness about the fundamental right to education and underscore
its supreme importance.
i. 11th November 2023 marks the 135th birth anniversary of Maulana Abul Kalam Azad, who was
born on 11 November 1888, in Mecca (Saudi Arabia).
ii. The first-ever National Education Day was observed on 11 November 2008.

43
Q
  1. Which Institute has recently (in Nov ‘23) signed an MoU with Lean Campus Startups (Trust)
    and Women Entrepreneurs International Chambers of India (WEICI India) to empower
    corporate and women entrepreneurs?
    1) Indian Institute of Technology Bombay
    2) Indian Institute of Management Calcutta
    3) Indian Institute of Technology Delhi
    4) Indian Institute of Corporate Affairs
    5) Indian Institute of Management Bangalore
A

Answer- 4) Indian Institute of Corporate Affairs
Explanation:
On November 13, 2023, the Indian Institute of Corporate Affairs (IICA) signed a Memorandum of
Understanding (MoU) with Lean Campus Startups (Trust) and Mumbai, Maharashtra based Women
Entrepreneurs International Chambers of India (WEICI India) in Manesar, Gurugram, Haryana, to
empower corporate and women entrepreneurs through various training programmes.
i. IICA in partnership with Lean Campus Startups & WEICI India aims to empower both corporate and
women entrepreneurs, augmenting their knowledge, skills, and competencies in the effective
establishment and management of a diverse workforce.
ii. In partnership with IICA, LCS will arrange programmes for women entrepreneurs and students.

44
Q
  1. Name the country that has recently (in Nov ‘23) signed a contract with India to supply and
    produce hand-held anti-aircraft missile Igla-S Man-Portable Air Defence System (MANPADS).
    1) France
    2) United States of America
    3) Japan
    4) Indonesia
    5) Russia
A

Answer- 5) Russia
Explanation:
Russia has signed a contract to supply and produce hand-held anti-aircraft missile Igla-S Man-
Portable Air Defence System (MANPADS) to India.
• Igla-S is designed to counter low-flying aircraft and helicopters. It has a range of 500 meters to
6000 meters and can go upto the altitude ranging from 10meters to 3500 meters.
• It works on “fire-and-forget” principle and it is exported by Russian Defense Export agency
Rosoboronexport

45
Q
  1. Which organisation has recently (in Nov ‘23) signed a USD 400 million policy-based loan
    agreement with the Indian government to create high-quality urban infrastructure?
    1) International Monetary Fund
    2) Asian Development Bank
    3) World Bank
    4) United Nations Development Programme
    5) Asian Infrastructure Investment Bank
A

Answer- 2) Asian Development Bank
Explanation:
On November 13, 2023, the Indian government signed a USD 400 million policy-based loan
agreement with the Asian Development Bank (ADB) to support its sub-programme 2 of the
Sustainable Urban Development and Service Delivery Programme.
• This program is India’s urban reform agenda to create high-quality urban infrastructure,
improve service delivery, and promote efficient governance systems.
• The Loan has a principal repayment period of 12 years.
The sub-programme 2 of the Sustainable Urban Development and Service Delivery Programme was
approved in 2021 with a financing of USD 350 million.
• It established national-level policies and guidelines to improve urban services.
• While Sub-programme 2 supports investment planning and reform actions at the state and
urban local body (ULB) levels.

46
Q
  1. In November 2023, the National Highways Authority of India (NHAI) accepted the first
    insurance surety bond as bid security for the Toll Operate Transfer (TOT) Bundle 14 bid.
    The bond was issued at a rate of _________.
    1) 0.38%
    2) 0.50%
    3) 0.64%
    4) 0.25%
    5) 0.49%
A

Answer- 4) 0.25%
Explanation:
The National Highways Authority of India (NHAI) accepted the first insurance surety bond as bid
security for the Toll Operate Transfer (TOT) Bundle 14 bid. The bond was issued at a rate of 0.25%
and did not require any margin money.
• This will be the first time this instrument is being utilized as a Bank Guarantee (BG) in the road
infrastructure sector for monetization of bids.
• The NHAI collaborated with the Highway Operators Association of India (HOAI), SBI General
Insurance, and AON India Insurance for this initiative.

47
Q
  1. Which of the following personalities has recently (in Nov ‘23) inducted into the
    International Cricket Council’s (ICC) Hall of Fame for the year 2023?
    1) Aravinda de Silva (Sri Lanka)
    2) Virender Sehwag (India)
    3) Diana Fram Edulji (India)
    4) Both 1 & 2
    5) All 1, 2 & 3
A

Answer- 5) All 1, 2 & 3
Explanation:
Former Indian cricketer Virender Sehwag and former Indian women’s cricket team captain Diana
Fram Edulji , along with Sri Lanka’s Aravinda de Silva, were inducted into the International Cricket
Council’s (ICC) Hall of Fame for the year 2023.
i. Diana Fram Edulji is the first Indian woman cricketer inducted into the ICC Hall of Fame.
ii. The three legends are to be presented with a commemorative ICC Cricket Hall of Fame cap during
the ICC Men’s Cricket World Cup semi-final at the Wankhede Stadium, Mumbai (Maharashtra) on 15th
November 2023.
• Virender Sehwag was the recipient of the Padma Shri (2010) in the sports category and the
Arjuna Award (2002).
• Diana Edulji was the recipient of the PadmaShri(2002) in the sports category and Arjuna
Award(1983).
• Sri Lankan right-hand batsman Pinnaduwage Aravinda de Silva was part of the Sri Lankan
cricket team that won their first ICC Men’s Cricket ODI World Cup in 1996, which was hosted
by India and Pakistan.

48
Q
  1. Name the bank that has recently (in Nov ‘23) signed a partnership with Indian Shuttler
    Prannoy Haseena Sunil Kumar (HS Prannoy) for brand promotion.
    1) ICICI Bank
    2) Federal Bank
    3) Axis Bank
    4) Kotak Mahindra Bank
    5) IDFC FIRST Bank
A

Answer- 2) Federal Bank
Explanation:
Federal Bank Limited has signed a partnership with Indian Shuttler Prannoy Haseena Sunil
Kumar (HS Prannoy)(31) for an exclusive collaboration.
• Under this annual partnership, Federal Bank will be the exclusive banking partner.
• The partnership aims to promote the Bank’s strategy to invest in various adjacent domains to
enhance its brand’s influence.
i. Under this partnership, H S Prannoy will display the Federal Bank logo in several upcoming
Badminton World Federation (BWF) events, including the BWF World Tour, BWF Gold Series, and
BWF World Badminton Championships.
ii. He will also promote the brand by carrying the logo of the bank during post-match interviews.

49
Q
  1. Name the state government that has recently (in Nov ‘23) signed an MoU with ArcelorMittal
    Nippon Steel (AM/NS) India to establish a High-performance center (HPC) in Kho Kho.
    1) Odisha
    2) West Bengal
    3) Assam
    4) Tamil Nadu
    5) Maharashtra
A

Answer- 1) Odisha
Explanation:
Odisha government has signed a Memorandum of Understanding (MoU) with ArcelorMittal Nippon
Steel (AM/NS) India to establish a High-performance center (HPC) in Kho Kho at Kalinga Stadium in
Bhubaneswar, Odisha to promote Kho Kho talents.
i. The MoU signed in the presence of Chief Minister of Odisha, Naveen Patnaik, highlighted the
commitment of both parties to fostering sporting excellence.
ii. Under the MoU, Odisha will extend infrastructure support, while AM/NS India has committed to
providing experienced and dedicated coaches of Kho Kho to train talented youths.
iii. A cluster of HPCs have been set up by Odisha at Kalinga Stadium in Bhubaneswar and the Kho Kho
HPC will be an important addition to the ecosystem.

50
Q
  1. When was the United Nations (UN) World Diabetes Day (WDD) 2023 observed across the
    globe with the theme of Access to Diabetes Care?
    1) 10th November 2023
    2) 13th November 2023
    3) 11th November 2023
    4) 14th November 2023
    5) 12th November 2023
A

Answer- 4) 14th November 2023
Explanation:
The United Nations (UN)’s World Diabetes Day (WDD) 2023 was observed across the globe on 14th
November 2023 to raise awareness about the impact of diabetes on the health of people.
i. The theme for WDD 2021-23 is “Access to Diabetes Care“ and the slogan for the 2023 campaign is:
“Know your risk, Know your response.”
ii. The first-ever UN-recognised WDD was observed on 14 November 2007.
iii. 14 November marks the birthday of Sir Frederick Grant Banting, a Canadian medical scientist who
co-discovered insulin along with Charles Herbert Best, an American-Canadian medical scientist in
1922.
• Sir Frederick Grant Banting won the Nobel Prize in Physiology or Medicine in 1923 for the
discovery of insulin; he shared the award with John James Rickard Macleod, a Scottish
physiologist.

51
Q
  1. In November 2023, the Union government notified the transfers of Justice Vivek Kumar
    Singh from Allahabad High Court (HC) to __________.
    1) Meghalaya HC
    2) Delhi HC
    3) Bombay HC
    4) Madras HC
    5) Calcutta HC
A

Answer- 4) Madras HC
Explanation:
Days after the Supreme Court of India came down heavily on the Centre over continuous ‘delay’ in
implementing the recommendations by SC collegium, the Union government notified the transfers of
as many as five High Court judges.
• According to the notification issued by the Ministry of Law and Justice, while Justice Vivek
Kumar Singh is transferred from Allahabad High Court to Madras High Court, Justice Shekhar
B. Saraf will move from Calcutta High Court to Allahabad High Court.
• Justice Bibek Chaudhuri, currently serving at Calcutta High Court, will assume charge at Patna
High Court. Among other changes notified also include that of Justice M. Sudheer Kumar who is
shifted from Telangana High Court to Madras High Court and Justice C. Sumalatha who will
move from Telangana High Court to Karnataka High Court.
• The Union government notified these changes on the recommendations of the Supreme Court
collegium led by Chief Justice of India Dhananjaya Y. Chandrachud and comprising Justice
Sanjay Kishan Kaul, Justice Sanjiv Khanna, Justice BR Gavai, and Justice Surya Kant.

52
Q
  1. Which company has recently (in Nov ‘23) appointed Mika, an AI-powered humanoid robot,
    as its experimental Chief Executive Officer (CEO)?
    1) Parle Agro
    2) Orient Beverage
    3) Dictador
    4) Kweichow Moutai
    5) Pearl Drinks
A

Answer- 3) Dictador
Explanation:
Dictador, a Polish beverage company, appointed Mika, an AI-powered humanoid robot, as its
experimental Chief Executive Officer (CEO) in August of the previous year. This decision highlights a
growing trend in integrating artificial intelligence into leadership roles.
• Mika, described as a more sophisticated version of the well-known AI robot Sophia, shared in a
Reuters video interview that she operates tirelessly, being “always on 24/7” and working
seven days a week.
• Her responsibilities range from identifying potential clients to selecting artists for designing
bottles for the rum producer.

53
Q
  1. As of November 2023, the Reserve Bank of India’s (RBI) gold reserves touched __________
    metric tonnes in fiscal 2023, an increase of nearly 5 per cent over fiscal 2022.
    1) 598.15
    2) 820.12
    3) 692.49
    4) 794.64
    5) 839.45
A

Answer- 4) 794.64
Explanation:
The Reserve Bank of India’s (RBI) gold reserves touched 794.64 metric tonnes in fiscal 2023, an
increase of nearly 5 per cent over fiscal 2022, when it held 760.42 metric tonnes of gold.
• Because, as part of the diversification process, the RBI has been adding gold to its reserves,
which is considered a more safe, secure, and liquid asset, to safeguard its returns amid global
uncertainty and a rising inflation scenario.
• The RBI bought 34.22 tonnes of gold in fiscal 2023; in fiscal 2022, it had accumulated 65.11
tonnes of gold. Between the fiscal year ended June 30, 2019 (the RBI used to follow the July-
June accounting year then; this was changed to April-March starting 2020-21) and fiscal 2023,
the RBI’s gold reserves swelled by 228.41 tonnes.

54
Q
  1. Who has been recently (in Nov ‘23) appointed as the additional secretary of the Ministry of
    Electronics & Information Technology?
    1) Alkesh Kumar Sharma
    2) Magesh Ethirajan
    3) Jayanth Kumar
    4) Abhishek Singh
    5) S. Krishnan
A

Answer- 4) Abhishek Singh
Explanation:
Clearing key appointments at the Centre, the Appointments Committee of the Cabinet led by Prime
Minister Narendra Modi on Monday announced new responsibilities for as many as 21 senior IAS
officers at the Centre.
• Among the key new roles announced include that of Nagaland cadre IAS officer Abhishek
Singh, currently serving as the Chief Executive Officer of the National e-Governance Division in the ministry of electronics & information technology as additional secretary, ministry of
electronics & information technology.

55
Q
  1. According to International Labour Organisation (ILO) data in 2023, Indians are __________
    Most Hard-Working Globally.
    1) 3rd
    2) 6th
    3) 4th
    4) 7th
    5) 8th
A

Answer- 2) 6th
Explanation:
Infosys co-founder Narayana Murthy triggered a debate recently when he said youths should work
70 hours a week, however, Indians are already the sixth most hardworking out of 163 countries in the
world.
• According to the International Labour Organisation (ILO) data (April 2023), the ranking is
based on taking the average number of hours per week for each employed person in India,
which works out to 47.7 hours.
• This figure shows that Indians work longer than workers in China (46.1 hours), Vietnam (41.5
hours), Malaysia (43.2 hours), the Philippines (39.2 hours), Japan (36.6 hours), the United
States (36.4 hours) and the United Kingdom (35.9 hours).
• But Indians work less than in smaller countries with small populations such as Bhutan, the
Congo, Lesotho, and Gambia.

56
Q
  1. In which Indian state, Lipulekh Pass was located?
    1) Uttarakhand
    2) West Bengal
    3) Assam
    4) Arunachal Pradesh
    5) Sikkim
A

Answer- 1) Uttarakhand
Explanation:
Lipulekh pass is located in Uttarakhand, India.
• Lipulekh is a Himalayan pass on the border between Uttarakhand, India and Tibet, China. This
pass is an important border pass for trade with China.
• The southern side of the pass is controlled by India but claimed by Nepal.

57
Q
  1. Which company has recently (in Nov ‘23) partnered with Reliance Beauty and Personal
    Care Limited to develop beauty retail in India?
    1) Violet Grey
    2) Sephora
    3) Credo Beauty
    4) Revolve
    5) Moda Operandi
A

Answer- 2) Sephora
Explanation:
Sephora, the world’s leading omnichannel prestige beauty retailer, announced a partnership with
Reliance Beauty and Personal Care Limited, a wholly owned subsidiary of Reliance Retail Ventures
Limited (RRVL) to advance their shared ambition to develop and define the future of prestige beauty
retail in India.
• The partnership gives RRVL exclusive rights to build and enhance Sephora’s presence in India
across channels.
• Since its first foray into India in 2012, Sephora has leveraged its unique brand and product
curation capabilities and strong point of view on beauty and experiential retail to cater to the
beauty needs of India’s vast consumer base.

58
Q
  1. Name the Insurance company that has recently (in Nov ‘23) partnered with the Finconvenio
    Services Private Limited to provide easy access to get health insurance.
    1) Star Health and Allied Insurance
    2) Aditya Birla Health Insurance
    3) HDFC ERGO General Insurance
    4) Niva Bupa Health Insurance
    5) Max Life Insurance
A

Answer- 1) Star Health and Allied Insurance
Explanation:
Star Health and Allied Insurance has announced a partnership with Finconvenio Services Private
Limited, (Finequs) a technology-driven financial services distribution company, to enhance its
presence across India.
• This partnership would provide easy access to standalone health insurer’s products to people
living in small towns and cities, empower over a million local kirana and neighborhood retail
stores owners to provide health insurance to their customers.
• This tie-up would provide easy access to health insurance in more than 2,500 pin codes in the
country

59
Q
  1. In which state Bhagwan Birsa Biological Park is located?
    1) Karnataka
    2) Jharkhand
    3) Andhra Pradesh
    4) Madhya Pradesh
    5) Maharashtra
A

Answer- 2) Jharkhand
Explanation:
Bhagwan Birsa Biological Park is located in Ranchi, Jharkhand.
• Visitors can now see 88 butterfly species ranging from the rare Blue Pansy to sun-loving
Common Leopard Butterfly at eastern India’s biggest open-air butterfly park at Bhagwan Birsa Biological Park (BBBP).
i. The park, which was thrown open for the public in November 2023, has been built on a sprawling 20 acres opposite to the aquariums in Birsa zoo on BBBP campus.
ii. The park was inaugurated by L Khiangte, additional chief secretary, department of forest, environment and climate change.

60
Q
  1. Name the personality who has recently (in Nov ‘23) reappointed as the non-playing captain
    of the Indian Davis Cup team until December 31, 2024.
    1) Mahesh Bhupathi
    2) Nandan Bal
    3) Rohit Rajpal
    4) Anand Amritraj
    5) Prakash Amritraj
A

Answer- 3) Rohit Rajpal
Explanation:
The All India Tennis Association (AITA) reappointed Rohit Rajpal as the non-playing captain of the
Indian Davis Cup team until December 31, 2024. The decision was taken after careful consideration
and evaluation of Rajpal’s successful tenure as captain.