Brainscape's Knowledge GenomeTM

Browse over 1 million classes created by top students, professors, publishers, and experts.


See full index

Banking Acronyms > BaNCS 4 Letter Application Names and Descriptions > Flashcards

BaNCS 4 Letter Application Names and Descriptions Flashcards

1
Q

What does this stand for / mean?

AFIN

A

Affinity Reporting

Used to track business clients where we have offered discounts to their employees

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

What does this stand for / mean?

ANLS

A

Account Analysis

Calculate service charge for corporate accounts

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

What does this stand for / mean?

BAI2

A

BAI2 Direct

DDA extracts in BAI2 format to feed various corporate cash management systems and customers

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

What does this stand for / mean?

BART

A

Bank Research Tool

Extended transaction history, 2 years back (DB2)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

What does this stand for / mean?

BS24

A

Base24

ATM/POS online transaction processing

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

What does this stand for / mean?

CBUR

A

Credit Bureaus

Equifax, Experian, Trans Union

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

What does this stand for / mean?

CMSS

A

Collection Management System

Sends updates back to ACLS and Deposits when loans or overdrawn accounts are charged off

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

What does this stand for / mean?

CNVY

A

Convey Tax Reporting

Create tax forms, report to IRS, process exceptions

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

What does this stand for / mean?

COD1

A

Code-1

US Postal Service address standardization

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

What does this stand for / mean?

CTIL

A

CTI Tax Solutions MD3

Web-based platform that helps Zions validate W-8, W-9, Self-Certifications & KYC documentation as required by mandatory due diligence, witholding, and reporting rules under FATCA

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

What does this stand for / mean?

DLUX

A

Deluxe

3rd party vendor used to reorder checks for customers and to inquire on previous orders

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

What does this stand for / mean?

DPCK

A

Deposit Chek

A nationally shared database used to assist financial institutions in processing their deposited items. This database gathers information regarding things such as account statuses, and previous returns. Using this information Zions Bancorp can place any appropriate holds to these deposited items, in order to help mitigate loss

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

What does this stand for / mean?

DPST

A

Deposits

Checking, Savings, MMA’s, OD Credit Lines

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

What does this stand for / mean?

EDWS

A

Enterprise Data Warehouse

Financial reporting

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
15
Q

What does this stand for / mean?

ERDF

A

SRS (Statement Retrieval System) RightFax

Electronic delivery of printed reports, notices and sweep statements via SRS and RightFax

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
16
Q

What does this stand for / mean?

ESGN

A

eSigna check printing system

Prints official checks and payment coupons and Interest Checks from TIME

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
17
Q

What does this stand for / mean?

EXCP

A

Exceptions

Exception processing

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
18
Q

What does this stand for / mean?

EXTR

A

Affiliate Bank extracts

Provide data for various reporting and other non-TOPS applications

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
19
Q

What does this stand for / mean?

FDIC

A

FDIC Failed Bank reporting

FFS supports Large Bank Deposit Insurance Modernization ruling for all Depository Institutions with $2 billion domestic deposits or more than 250,000 deposit accounts

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
20
Q

What does this stand for / mean?

FDRC

A

Bankcard FDR (First Data) Interfaces

Credit and debit card processing

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
21
Q

What does this stand for / mean?

FLDP

A

Fraudlink Deposit ASI19

Detects and reports fraud related for deposited items

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
22
Q

What does this stand for / mean?

FLOR

A

Flooring

Flooring is a third-party, web-hosted suite of applications that provide loan servicing functionality for automotive and other large-ticket item loans.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
23
Q

What does this stand for / mean?

FLOU

A

Fraudlink On-us

Detects and reports fraud related to checks drawn on our banks

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
24
Q

What does this stand for / mean?

FPFM

A

Fiserv Personal Finance Management (PFM) for Quicken users

Fiserv Homebanking product that allows the customers to view and manage there Zions accounts in Quicken

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
25
Q

What does this stand for / mean?

FPRC

A

Float Pricing System

The Float Pricing System (FPS) is a mainframe application that assigns float values, which are passed to Deposits, and generates a Float Report used in tracking and analysis processes.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
26
Q

What does this stand for / mean?

FRTR

A

Frontier

Application reconciliation system

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
27
Q

What does this stand for / mean?

FSRT

A

Vector 3000 Finesort

Sort onus checks; produce deposit exception reports & IRD files for printing

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
28
Q

What does this stand for / mean?

GSYS

A

Genesys Interactive Voice Response System (IVR)

Customers use the IVR to: obtain acct. bal. and review transactions, transfer funds & make payments, order checks, contact a CSR agents.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
29
Q

What does this stand for / mean?

HCLK

A

Harland Clark

Check ordering vendor, discontinued, replaced by Deluxe (DLUX) - now Account Opening packages and Customer surveys

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
30
Q

What does this stand for / mean?

HRMS

A

Human Resources

31
Q

What does this stand for / mean?

ICOM

A

Branch Cash Forecasting

Advanced software system to assist with the management of cash levels in the branches and off-site ATMs. Provides the Bank with the ability to optimize cash levels and to position the Bank into the future for managing and distributing cash reserves throughout the branch and ATM system

32
Q

What does this stand for / mean?

INVS

A

Investments

33
Q

What does this stand for / mean?

IVRU

A

Interactive Voice Response Unit

34
Q

What does this stand for / mean?

KTNG

A

Kiting (Computrol KDS)

Detects and reports check kiting fraud

35
Q

What does this stand for / mean?

LCRS

A

Large Cash Reporting System

Accumulates and reports cash transaction totals by customer

36
Q

What does this stand for / mean?

LEAS

A

Lease Sales Manager

Provides customer information to CIF

37
Q

What does this stand for / mean?

LXNX

A

Lexus Nexus

Bank use is to scrub phone numbers to determine what is a cell and a non-cell phone number

38
Q

What does this stand for / mean?

MCDA

A

Mellon - Controlled Disbursements

Funds to cover issued checks are kept in interest bearing accounts until the checks are presented for payment

39
Q

What does this stand for / mean?

MICM

A

Master Information Control Master

Parameter files for DDA/CIF/Relationship Pricing/TD

40
Q

What does this stand for / mean?

MICR

A

SuperMICR

Process and report all monetary transactions; batch “payments hub”

41
Q

What does this stand for / mean?

MMNT

A

Mass Maintenance

A method for making mass rtecords changes to mainframe files

42
Q

What does this stand for / mean?

MTGE

A

Dovenmuehle Mortgage

Provides customer information to CIF for all banks except Amegy (SBO)

43
Q

What does this stand for / mean?

MYST

A

Mystery Shopper

Weekly extract of EJASCII file from Teller to the Bank’s Mystery Shopper vendor

44
Q

What does this stand for / mean?

NORK

A

Norkom Enterprise Investigation Management (EIM-AML)

Watch list and anti-money-laundering (AML)

45
Q

What does this stand for / mean?

OFAC

A

Office of Foreign Assets Control

Process banks run to validate their new customers have no terrorist connections

46
Q

What does this stand for / mean?

OLBK

A

Internet Banking - Online Banking 3.7

Retail consumer-based

47
Q

What does this stand for / mean?

NAOP

A

New Account Opening

No extra description

48
Q

What does this stand for / mean?

PEPP

A

PEP+ (ACH)

Paperless Entry Processing - Automated Clearing House

49
Q

What does this stand for / mean?

PRPY

A

Provider Pay

Collects payments to medical providers via ACH debits

50
Q

What does this stand for / mean?

RADJ

A

Research & Adjustments

Also called Resolve Check

51
Q

What does this stand for / mean?

RATE

A

Accessor

Update rates in MICM for Deposits, Time and Internet Banking

52
Q

What does this stand for / mean?

RCIF

A

Retail Central Information File

Retail account data repository

53
Q

What does this stand for / mean?

RCON

A

Accont Reconciliation

compare checks issued to checks paid; also provides positive pay and payee name matching functionality

54
Q

What does this stand for / mean?

REGE

A

Reg E Courtesy Approval

Allows customers to opt-in to courtesy approval feature, allowing ATM/POS withdrawals to take an account into overdraft

55
Q

What does this stand for / mean?

RLPR

A

Relationship Pricing

Calculate service charge refunds based on full customer relationship

56
Q

What does this stand for / mean?

RTLS

A

Retail Services

Weekly extract of Time CD and IRA account data for Zions regional mgmt

57
Q

What does this stand for / mean?

RTRS

A

Retirement Reporting System (RRS)

IRA plan management (RMD, 5498’s, etc.)

58
Q

What does this stand for / mean?

SBOX

A

Safe Deposit Box

Safe deposit box management and billing

59
Q

What does this stand for / mean?

SCMB

A

Combined Statements

Manages how accounts are combined on periodic statements

60
Q

What does this stand for / mean?

SCRA

A

Servicemembers Civil Relief Act

Some of the benefits and protections for Military Servicemembers include: Interest rate caps on certain loans, Waiver of certain deposit account fees, Limitations on foreclosure, repossession and cancellation of safe deposit box leases, Protection from eviction, and Ability to terminate auto leases without penalty

61
Q

What does this stand for / mean?

SCTY

A

Security

62
Q

What does this stand for / mean?

SHAW

A

Shaw Commercial Lending System

63
Q

What does this stand for / mean?

STLM

A

Settlement Manager

ATM/POS reconciliation and settlement

64
Q

What does this stand for / mean?

STNF

A

Statements, Notices and forms

Reformat/enhance statements and notices for printing by RR Donnelley print services

65
Q

What does this stand for / mean?

TGWY

A

Transaction Gateway

Application used for memo-posting and interaccount transafers or universal fund transfers (UFT)

66
Q

What does this stand for / mean?

TIBK

A

Treasury Internet Banking

Provide transaction and balance information to corporate customers, including commercial loans

67
Q

What does this stand for / mean?

TIME

A

Time Deposits

CD and IRA accounts

68
Q

What does this stand for / mean?

TR24

A

Trans24

Card management system for credit, debit, and ATM cards and VRU pins

69
Q

What does this stand for / mean?

UPCS

A

Unclaimed Property - Chesapeake

Fixed & certain interest in tangible/intangible property held, issued or owed, in the course of a holder?s business that has been abandoned or unclaimed for a specific period of time (dormancy period) by the rightful owner

70
Q

What does this stand for / mean?

WESB

A

WebSphere Enterprise Service Bus

Web services

71
Q

What does this stand for / mean?

WIRE

A

Money Transfer System (MTS) - Wires

Wire transfers

72
Q

What does this stand for / mean?

ZTLR

A

Zeus Teller

Branch monetary transactions

73
Q

What does this stand for / mean?

ZUTL

A

Zions Utilities

Data reformaters and the like

Banking Acronyms (5 decks)

Brainscape helps you reach your goals faster, through stronger study habits.
© 2024 Bold Learning Solutions. Terms and Conditions