Part 7 Vocab

Question 1

a common frame wall that is more prevalent in housing built prior to WWII. A construction frame type in which the studs extend from the sill to the roof. The 2nd floor is supported by a horizontal ribbon or ledger board and joists nailed to studs. Sometimes used today to achieve tall walls sometimes seen in vaulted ceilings or a smooth joint-free exterior wall to which plaster or stucco is applied.

Answer 1

balloon framing

See page 108 in part 7 (142 in PDF) for image

Both floors are constructed simultaneously.

Question 2

A type of wall foundation with 18” minimum clearance, typically concrete block foundation walls, and slab or earthen floor on top of underground footings.

Answer 2

crawl space

Note: Appraiser’s do not typically enter them beyond head and shoulders to visibly observe the area. If there is adequate room, the appraiser may enter for a more thorough observation. When it’s shallow, observe the foundation area through the access opening, using a flashlight when necessary.

Also look for a sump pump/basket while observing the area or inquire about its location from the owner.

Question 3

in areas with clay soils or a high water table, it is common for newer construction to have a perimeter ____ adjacent to the footing. It is typically 6’ corrugated tubing with slots to allow water to enter so it can flow outdoors or to a sump basket.

Answer 3

drain tile

Note: can be located on both sides of the footing or foundation. Excessive water draining into a sump basket requires a pump to take the water outside to the lawn area and away from the structure or to a dry well for that purpose.

Question 4

the part of some foundations that are an upside-down “T” in shape that are surrounded by earth at their base. Can be used at the bottom of all types of foundations.

Answer 4

footing

Question 5

A ____ is one of the 6 main building components appraisers observe. It is commonly made of poured concrete, insulated concrete forms (ICF), concrete block, and permanent wood foundation (PWF). In older homes, it may even be made of fieldstone, rubblestone, or brick. Three common types found today.

Answer 5

foundation

Types of foundations:

1) Slab ((a)Monolithic or (b)slab on perimeter stem wall)
2) Pier foundations
3) Wall Foundations ((a)crawl space (b) basements)

Question 6

Part of a roof. ____ is a waterproof material used to prevent water leakages in places where it is likely to occur such as roof valleys or where vent pipes pass through the roof deck and where the roof meets a wall.

Answer 6

flashing

Question 7

one continuous pour of concrete slab on grade

Answer 7

monolithic slab

Question 8

one of the 3 main types of foundations that consists of piers or poured concrete or other material such as treated wood with the floor elevated above the ground. The piers may be open to the environment and seen from the exterior.

Answer 8

pier foundation

Note: It’s likely to be located in a warm climate that is subject to occasional standing water.

Question 9

A construction type in which the wall framing sits on top of the subfloor. Each story is built up as a separate unit.; a common frame wall more prevalent since the 1950’s.

Answer 9

platform framing

See page 108 in part 7 (142 in PDF) for image

Question 10

the additional structural poured concrete support for a slab with either footings or grade beams along the perimeter.

Answer 10

stem wall

Note:

• Footings: part of the stem wall for a slab that make an upside-down “T” shape in the earth at their base.
• grade beams: part of the stem wall for a slab that go straight down into the earth

Question 11

Part of the plumbing system for areas not connected to public water and sewer. Private _____ & _____ require more testing and observation.

Answer 11

well and septic

Note:

• lenders often require a water test for a nonpublic (private) water system
• the type of septic system should be noted along with the location of the tank and drain field on the site. Signs of septic malfunction or failure should be noted such as effluent on the ground surface. The appraiser should ask the owner if any septic problems in the past and about maintenance history.

Question 12

What are the 6 major components of a building appraiser’s should observe for valuation conditions?

Answer 12

1) foundation
2) Framing (floor and wall supports)
3) Roofing
4) Plumbing
5) Electrical Wiring
6) Heating, ventilation, and air conditioning (HVAC)

Question 13

a foundation made of poured concrete on grade with the site

Answer 13

slab foundation

(Can be either one continuous pour of concrete or built on a perimeter stem wall - a slab with additional structural poured concrete support (either footings or grade beams) along its perimter.)

Question 14

What are the 6 general categories of design for houses?

Answer 14

1) one story (ex: ranch, rambler)
2) One and one-half story (ex: cape cod, bungalo)
3) two-story (includes 2.5 story homes. Ex: colonial, victorian, modified two-story)
4) split levels (includes multi-levels, raised ranches, split-entry, bi-levels, etc.)
5) contemporary (those that don’t fit in the prior 4 categories) ex: modern, art deco, pueblo
6) specialized (those that don’t fit the prior 5 categories due to non-traditional design) such as geodisc domes, manufactured, barn conversions, and earth-sheltered homes.