UC elements Flashcards

1
Q

what are the elements of UC

A
standard allowance
child element
disabled child addition
housing elemenet
carer element
child care costs element
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2
Q

conditions of entitlement

A

occupying
payments - what counts as housing costs
liabile for payment-
treated as liable and treated as not liable

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3
Q

housing costs

A
rent
some service charges 
some types of mortgate interest 
shared ownership (mortg and rent) 
rent not payable as tenant repairing
croft land where accommodation is croft house
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4
Q

not housing costs

A
increase in rent to cover arrears
some types of loan int secured on property
specified accommodation 
care leavers 
care homes 
temporary accommodation
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5
Q

treated as liable

A

person claiming UC is the renter but not eligible for UC partner can be treated as liable

person actaully liable isnt paying

rent waived - decoration/repair

rent free

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6
Q

treated as not liable

A

close relative resident
company and the CL or ptr is director
owner occ where liablitiy is to anyone resident
arrears or other unpaid charges
contrived to take advantage of ben system

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7
Q

occupying

A

property normally occupied as their home excetions where someone treated as occupying 2 homes

disabled adaptations
moved for repairs 
benefit unit housed in more than one due to large family
waiting on dis adaptations
temp absent (see rules)
move from hospital
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8
Q

how calc’d

A

costs and rent converted to monthly
if rent free - yearly then monthly
based on bedroom requirements

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9
Q

no deduction to housing costs

A

CL or PTR blind, DLA C m or high, AA pip daily living

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10
Q

no deduction to HC if NON DEP =

A
if ND IRO (or would be if other circs didnt disallow it )
    DLA C m or high
    SRP 
    PIP daily living 
    AA 
    CS

OR

SRP
under 21
prisoner
responsible for under 5

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11
Q

determining private rent for UC HC

A

determine core rent (actual eligible charge)
consider if it needs adapted for size criteria or shared rent

get the cap rent by using the LHA rent rate applicable and use this or if the core rent is less, use the core rent then deduction the housing cost contribution for any non dep

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12
Q

joint tenancy

A

Secretary for State make provision for apportionment of rent where joint tennants and those jt’s have non deps or deps

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13
Q

for social rented properties determining rent 3 components

A

joint tenants
non joint tenants
cases referred to RO where secretary of state reckons the rent is excessive

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14
Q

UC determining non JT cases

A

determ the core rent incl rent and eligible service charge

determine if under occupied

apply the percentage deduction for one or more than one room under occupied (not for shared ownership)
deduct housing costs contribution

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15
Q

UC determining rent for JT cases

A

determined core rent
determine if under occupied
apply any under occ percentage (not for shared owner)
deduct housing costs contribution
split the final amount between JT;s provision for a different split perhaps if non dep belongs to just one of the j/t’s

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16
Q

regs for owner occupiers

A

schedule 5 These costs are; payments in respect of interest on eligible mortgages or loans, and service charges

17
Q

income for owner occs

A

zero earnings rule- owner occs wont get any help with housing costs if they are doing any paid work at all

18
Q

waiting period for owner occs

A

home owners expected to have some provision for unemployment or sickness

19
Q

loans eligible for housing costs

A

loans take out to buy the property occupied and other loans secured on the property

20
Q

calculating the loan int for housing costs

A

loan amount x standard int rate as at bank of england divided by 12
compliant loan - purchase price x bank of eng int rate divided by 12

no services charges
paid for only 2 years