CH 13 Dental Insurance Flashcards

1
Q

Which type of dental care services would cover the costs of the extraction of wisdom teeth?

A) Oral surgery
B) Restorative
C) Endodontics
D) Orthodontics

A

Oral surgery.

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2
Q

Which of the following would be considered a routine procedure?

A) Annual check-up
B) Endodontics
C) Orthodontics
D) Prosthodontics

A

Annual check-up.

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3
Q

Which type of dental care would cover operative treatment of the mouth?

A) Orthodontics
B) Oral surgery
C) Restorative
D) Endodontics

A

Oral surgery.

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4
Q

Which of the following is NOT applied toward the deductible under a nonscheduled plan?

A) Wisdom tooth extraction
B) Gingivitis treatment
C) Annual dental exam
D) Root canal

A

Annual dental exam.

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5
Q

In dental insurance, what type of care will cover crowns?

A) Prosthodontics
B) Orthodontics
C) Restorative
D) Preventive

A

Restorative.

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6
Q

In order to minimize adverse selection, employer group dental plans may require employees who enroll after they were initially eligible to participate to do all of the following EXCEPT

A) Increase benefits for a period of one year
B) Submit evidence of insurability
C) Satisfy a longer probationary period
D) Reduce benefits for a period such as one year

A

Increase benefits for a period of one year.

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7
Q

Which of the following is excluded in a dental insurance plan?

A) Replacement of a stolen prosthetic device
B) Lost dentures
C) Treatment for the surrounding and supporting tissue of the teeth such as for gum disease
D) Cosmetic treatment due to an accident

A

Lost dentures.

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8
Q

Which type of care re-establishes functional use to natural teeth?

A) Restorative
B) Filings
C) Functionality
D) Repair

A

Restorative.

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9
Q

Which type of dental care would cover the cost of fillings?

A) Orthodontics
B) Oral surgery
C) Restorative
D) Endodontics

A

Restorative.

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10
Q

Which type of dental care corrects natural teeth misalignments with dental appliances?

A) Periodontics
B) Restorative
C) Orthodontics
D) Prosthodontics

A

Orthodontics.

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11
Q

All of the following are usually provided under an employer group dental insurance plan EXCEPT

A) The dental plan is typically written in conjunction with group health insurance
B) The dental plan places limits on such procedures as braces and appliances
C) Coverage for cosmetic treatment
D) Preventive care for up to two visits per year

A

Coverage for cosmetic treatment.

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12
Q

Which type of dental treatment involves the dental pulp within the teeth?

A) Oral surgery
B) Soft dental
C) Root canal
D) Endodontics

A

Endodontics.

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13
Q

All of the following are types of indemnity plans EXCEPT

A) Basic
B) Limited
C) Comprehensive
D) Nonscheduled

A

Limited.

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14
Q

If a dental plan is integrated, it is combined with what type of plan?

A) Supplemental
B) Life
C) Medical
D) Secondary dental

A

Medical.

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15
Q

Which type of dental treatment involves the replacement of natural teeth with artificial devices?

A) Orthodontics
B) Prosthodontics
C) Replacement
D) Restorative

A

Prosthodontics.

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