Credit Card And Cheque Offences

Question 1

What to find out from the Informant

Answer 1

Identity used by the offender

Descriptions of offender, property obtained, vehicle used

Question 2

What to find out from the bank (WHADDDAS)

Answer 2

Account holder’s full name, occupation, private/business addresses, phone numbers
Date the account was opened
Date the cheque book or credit card was reported missing
How and by whom loss was reported
Serial numbers of any missing cheques
Details of any cheques dishonored and returned
Account history and how it has been operated
Whether account holder is suspected of issuing valueless cheques

Question 3

When an account has been opened with fictitious details, find out (4DSANN)

Answer 3

Account number and date it that was opened
Details used when the account was opened
Nature and amount of first deposit
Details of any other deposits
Serial numbers of the cheques supplied

Descriptions of suspect and associates at the time
Details of dishonored cheques and people or firms defrauded

Name and address of employee who opened the account and any other employees who can identify suspect to obtain statements

Question 4

When shakes are dishonoured through lack of funds interview the account holder to find out (DRANGSS)

Answer 4

Suspected full name, address, occupation, age
Date account was opened
Nature and amount of first deposit
Regular or irregular deposits
General pattern of the way the account has been operated
State of account at the time cheques were issued
Amount of savings in other accounts

Question 5

What not to do with documents (PUM)

Answer 5

Punch, fold, crease them
Use staples, pins, sellotape
Make impressions on them when writing minutes on the file