APUG Ch 13 KI 3 Flashcards
(18 cards)
the major problem faced by inner city neighborhoods is ____ t/f
poor housing
The process of sudivision of houses and occupancy by successive waves of lower income people is known as ___ M
filtering
M ___ means to draw lines on a map to identify the areas in which banks will refuse to loan money
redlining
M With ____, cities identify blighted inner city neighborhoods, acquire the properties from private owners, relocated the residents and businesses, clear the site, and build new roads and utilities
urban renewal
L Urban renwal has been criticized for __ and __
reducing lowcost housing
destroying older neighborhoods
M ___ is reserved for low income h ouseholds who must pay 30% of their income for rent
public housing
L3 the federal government pays the cost of __ that are not covered by rent
construction
repair
management
maintenance
L3 problems associated with public housing
nonworking elevators
high crime
drug use
gangs
t/f the supply of public housing has ___ but the demands for it have ___
decreased, increased
M the process by which middle class people move into deteriorated inner city neighborhoods and renovate the housing is ___
gentrification
L5 People choose to follow gentrification due to __
larger homes cheaper architectural details better construction crowded freeways downtown work recreational and cultural facilities
M inncer city residents are frequently referred to as a permanent ___
underclass
L5 Permanent underclass people suffer from __
housing costs poor schools lack of technical skills lack of healthcare facilities lack of fire protection lack of police protection gangs unemployment alcoholism high crime drug addiction
t/f ___ are 2/5 of the homeless
men
L2 ways that cities may close the gap between the cost of services and the funding available from taxes
raise taxes
reduce services
t/f federal aid to cities has ____ by 2/3 since the 1980s
declined
M financial institutions increased the number of loans to low income inner-city households buying their first home which is known as ___
sub-prime mortgages
M when people are unable to repay sub-prime mortgage loans, their property was taken away through
foreclosure