Auto Flashcards

1
Q

Basic liability

A
  • Bodily injury

- UM/UIM

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2
Q

Full coverage

A
  • basic liability
  • comp
  • coll
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3
Q

Add on’s

A
  • Road side

- lease gap

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4
Q

Auto tech specialist

A

Inspects to make sure we don’t need to be adding more to the auto repair

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5
Q

Agreed value

A

What we will pay out based off of appraisal

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6
Q

Cash value

A

Market value

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7
Q

Total loss

A

Waive ded for agreed value

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8
Q

OEM

A

Original equipment manufacture

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9
Q

Full window glass

A

Waive ded for collision

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10
Q

Direct repair program

A
  • 325 shops selected for their high quality repair
  • most Certified by high end manufacturers to repair complex veh
  • we seek no discount from MAPS shops
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11
Q

Must have authorization:

A
  • liability coverage greater than $5M
  • Operator has liability 2+ accidents
  • driver with 3+ accidents/violations
  • driver with international driver license
  • Operator with 68 years or licensed less than 3 years
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