Ch. 2 - Fair Housing and the Americans with Disabilities Act Flashcards Preview

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Flashcards in Ch. 2 - Fair Housing and the Americans with Disabilities Act Deck (36)
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1

Easy to approach, enter, operate, participate in, and/or use safely and with dignity by a person with a disability.

accessible

2

Accommodation A change to a dwelling that the housing provider must provide. An example would be a tenant's request for a handicap-accessible parking space near the tenant's apartment.

accommodation

3

A federal law that guarantees equal opportunity for individuals with disabilities in public accommodations, employment, transportation, state and local government services, and telecommunications.

Americans with Disabilities Act (ADA)

4

The illegal act of a licensee who frightens homeowners into selling by raising fears that minorities homeowners are moving into a neighborhood.

blockbusting

5

A federal law that prohibits discrimination based on race.

Civil Rights Act of 1866

6

Method used by person to discriminate in employment and housing. An employer may pencil in a series of numbers on an application form (for example, the number 11 may mean "Asian" and the number 15 may mean " African American"). These tactics are illegal.

codes

7

An individual with a disability is a person who (1) has a physical or mental impairment that substantially limits one or more major life activities, (2) has a record of such impairment, or (3) is regarded as having such an impairment.

disability

8

Title VIII of the Civil Rights Act of 1968 is commonly called the Fair Housing Act. This federal law, as amended, provides for equal housing opportunities regardless of race, creed, or national origin, sex, persons, with disabilities and families with children.

Fair Housing Act

9

This federal law expanded the Fair Housing Act to include protection for families with children and persons with disabilities.

Fair Housing Amendments Act of 1988

10

A state law that implements and mirrors portions of the Americans with Disabilities Act.

Florida Americans with Disabilities Act

11

A state law, modeled after the federal Fair Housing Act, that prohibits discrimination based on race, color, religion, sex, national origin, familial status, or handicap.

Florida Fair Housing Act

12

A physical or mental impairment that substantially limits one or more major life activities.

handicap

13

An act that describes housing intended and operated for occupancy by older persons where at least 80% of that occupied units are occupied by at least one person who is 55 years of age or older. Properties that fall within these guidelines are exempted from the familial status requirements of the Fair Housing Act.

Housing for Older Persons Act

14

In the case of a person with disabilities, a modification is a change that the housing provider must allow the tenant to provide at the tenant's expense.

modification

15

A lender's refusal to loan money in an area based on illegal discrimination.

redlining

16

The illegal, discriminatory act of a sales associate who brings buyers into an area based on the racial or ethnic makeup of the neighborhood.

steering

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1. Which two classes were added to Title VIII of the Civil Rights Act of 1968 by the Fair Housing Amendments Act of 1988?
a. Religion and sec
b. Familial status and sex
c. Familial status and age
d. Handicap and familial status

b. Familial status and sex

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2. Which is NOT a fair housing advertising violation?
a. Home is close to the First Baptist Church and downtown.
b. No university students!
c. House is not modified for handicap access.
d. Hispanic buyers welcome.

c. House is not modified for handicap access.

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3. A lender has stopped making any loans in a minority area of Tampa. This is an illegal practice called
a. redlining.
b. blockbusting.
c. steering.
d. hammering.

d. hammering.

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4. It is NOT a potential violation of fair housing laws to advertise using
a. the equal opportunity logo in some areas but not in others.
b. all black photographic models advertising for a housing development in a predominately black area.
c. human models that are representative of majority and minority populations in the area.
d. a message such as "We specialize in sales to Asians."

d. a message such as "We specialize in sales to Asians."

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5. A licensee is the single agent for a minority couple. He says, "Are you more comfortable buying a home in a neighborhood with people of your race?" Does this question violate any laws?
a. Yes. This is an illegal act called blockbusting.
b. Yes. This is an illegal question that is considered steering.
c. No. If he is a single agent, he needs to know their housing needs.
d. No. It is legal as long as the agent does not decide which neighborhood to show.

d. No. It is legal as long as the agent does not decide which neighborhood to show.

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6. A broker manages a single-family home. A disabled person wants to rent the property and wants to make alterations, including installing a ramp at the entrance, lowering the kitchen counters, and widening some of the doorways. He agrees to pay for the remodeling and for restoring the premises at the end of the lease term. Which is TRUE?
a. Owners of single-family homes are not required to comply with the Americans with Disabilities Act.
b. The broker should suggest that Harry find another home that has already been renovated for the disabled.
c. The owners could refuse to allow the alterations, but they must do so by stating that the renovations are "not readily achievable."
d. The broker would violate the law if he tells the prospective tenant that the owner will not allow the alterations.

a. Owners of single-family homes are not required to comply with the Americans with Disabilities Act.

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7. The vertical height for a wheelchair-accesible ramp is 30 inches. How many feet must the ramp be to meet the ADA guidelines?
a . 18
b. 24
c. 30
d. 36

c. 30

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8. If a broker complies with an owner's instructions to restrict prospective tenants to Christians, will the broker violate the Fair Housing Act?
a. Yes, because it shows a preference or limitation based on religion.
b. No, because single homeowners are not exempt from the act.
c. No, because single homeowners are exempt from the act when using a broker.
d. No, because religious preference is not a legal violation.

b. No, because single homeowners are not exempt from the act.

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9. Which advertising term would be a violation of fair housing laws?
a. Cool bachelor apartment
b. Third-floor walkup
c. Apartment for sober person
d. English-speaking tenant wanted.

c. Apartment for sober person

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10. A prospective tenant asks a landlord to provide a reserved handicapped-accesible parking space at the entrance to the apartment building. This is a request for
a. an accommodation .
b. a modification.
c. a waiver.
d. a conditional permit

c. a waiver.

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11. Which is NOT discrimination based on familial status?
a. Requiring a couple to be married before occupancy
b. refusing to rent to a pregnant woman
c. refusing to show an apartment to a grandmother who has custody of two children
d. setting aside a section in the apartment complex near the playground for families with children

d. setting aside a section in the apartment complex near the playground for families with children

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12. Which person or entity is covered by the fair housing act?
a. a religious organization renting its own property
b. and owner of five single-family houses
c. private club providing lodging at its own property for a noncommercial purpose
d. the duplex when the owner occupies one of the units

c. private club providing lodging at its own property for a noncommercial purpose

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13. An example of steering
a. persuading a peroson to sell a dwelling by saying that persons of a particular race, color, religion, sex, familial status, or national origin, or with a handicap are moving into the area.
b. discouraging the purchase or rental dwelling by exaggerating drawbacks or failing to inform the person of desirable features of a dwelling.
c. representing to any person because of race, color, religion, sex, handicap, familial status, or national origin that a dwelling is not available for sale or rental when such dwelling is in fact available.
d. refusing to sell or rent a dwelling after a bona fide offer has been made.

b. discouraging the purchase or rental dwelling by exaggerating drawbacks or failing to inform the person of desirable features of a dwelling.

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14. When the parties involved in a HUD complain are brought together to attempt to resolve the issues, it is called
a. mediation.
b. arbitration.
c. adjudication.
d. conciliation.

d. conciliation.