Challenges Of Living In A Built Environment Flashcards
(41 cards)
What are the three different housing tenures?
Owner occupation, renting from private landlord and renting from social landlord.
What do you need to access the owner occupation section of the housing market?
Need either a large lump sum of money to buy house outright or regular wage to convince mortgage lenders you can keep making regular payments on your mortgage.
What is repossession?
The action of retaking possession of something (house) in particular when a buyer defaults on payments.
Why does renting from a private landlord suit a wide range of people?
Contains a wide range of properties from luxury penthouses to tiny bedsits.
What agreement does the private landlord often make and which people does it suit?
Agreement to let property for 6 months, suits people expecting to move again soon ie a student or young professional.
What are social landlords?
Not for profit organisations such as a housing association or local authority.
What happens when you rent from a social landlord?
Put on a waiting list and allocated points depending on housing need.
What is a negative of renting from social landlords?
You have little choice about where you live as the decision is made by the housing officer.
What are the positives of renting from a social landlord?
Someone else pays for repairs to your home and what you pay each month is fair and affordable.
What are the disadvantages of renting from a private landlord?
Might have to wait a long time to get repairs done if you have a bad landlord.
What are the advantages of renting from a private landlord?
You can move at short notice and a wide variety of properties are available at all sorts of prices.
What are the advantages of owner occupiers?
You can choose to extend your home and once the mortgage is paid the value of the home is yours.
Who rents from a private landlord?
Students moving on at end of course, migrants, young single adults not ready to settle, households who do not have enough points to access social housing, households who cannot buy because they do not have savings to pay a deposit, people who move frequently because of their career.
Define quality of life.
A measure of the happiness or contentment we feel and is influenced by a number of factors.
What are the two factors that influence quality of life?
Personal health (long term health related problems) and environment.
Name some long term health related problems?
Asthma, heart disease, obesity, HIV.
What issues can occur in the environment that may affect quality of life?
Traffic noise, congestion, air quality, vandalism.
What facilities can affect our quality of life?
Shops, transport, cinema, chemist, schools.
Define sphere of influence in a urban environment.
Area in which the quality of life of residents may be affected in either a good/bad way.
Describe friction of distance.
A town centre pub- noisy at closing.
Local residents complain about noise, bad language, drunken fights.
Worst affected-close to pub.
People further away- less affected.
What is the CBD?
The central business district.
What are the characteristics of the CBD?
Shops (national brand), pedestrianised, not many cars, tall buildings, where all transport links meet.
Why are the buildings tall in the CBD?
Because owners pay for floor space so they build it as high as possible then rent out many floors to different companies and shops.
What are the characteristics of the inner city?
Warehouse retail, derelict buildings, car parks, luxury apartments, high congestion levels and noise pollution, council block, redevelopments ie mills into pubs clubs.