Chapter 4: Fair Housing Flashcards Preview

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Flashcards in Chapter 4: Fair Housing Deck (15)
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1

Attorney General Memorandum

Written statement about Fair Housing Law to be presented to buyers & sellers.

2

Blockbusting

The Illegal practice of inducing homeowners to sell their property by making representations regarding the entry or prospective entry of minority persons in the neighborhood.

3

Civil rights act of 1866

The efforts of the Federal Government to guarantee equal housing opportunities to all US Citizens.

4

Department of Housing and Urban Development (HUD)

Federal Agency enforcing civil rights complaints

5

Federal Fair Housing Act

Federal Law setting many protected classes with some exceptions. It only covers residential real estate.

6

Protected Classes of the Federal Fair Housing

RACE
COLOR
RELIGION
SEX
HANDICAP
FAMILIAL STATUS
NATIONALITY

7

Exemptions of Federal Fair Housing Act

The sale or rental of a single family home when the home is owned by an individual who does not own more than three homes. When an agent or broker is not used. Discriminatory advertising is no used.

Dwelling units owned by religious organizations may restrict people of the same religion if membership in the organization is not restricted on the basis of race, color, nationality, handicap or familial status.

A private club that is not open to the public may restrict rentals or occupancy as long as the lodgings are not operated commercially.

8

NJ Law of discrimination

Includes all the Federal plus Source of Income. The NJ law covers ALL Real Estate.

9

Exemptions to the NJ Law

Rentals. It allows rooms, apartments, or flats in certain types of housing to be restricted to members of one sex, religious based organizations and one owner occupant to discriminate except for race in the rental of a duplex or an up/down two family dwelling.

10

Mount Laurel I & II

A judicial interpretation that requires local zoning boards to provide realistic opportunities for housing that low to moderate income households can afford.

11

Protected Class

Specific group that must receive equal entrapment in housing .

12

Reverse Discrimination

Also called benign discrimination. Housing discrimination, usually based on quotas, designed by a municipality to achieve a racial balance perceived as desirable.

13

Steering

The illegal practice of channeling home seekers to a particular area for discriminatory ends.

14

Tester

Members of civil rights and neighborhood organizations, often volunteers, who observe real estate offices to access compliance with fair housing laws.

15

Title VIII

Section of federal civil rights acts covering housing.