Chapter 9

Question 1

This Supreme Court case which concluded that ‘separate is NOT equal”

Answer 1

1954 Brown vs. Board of Education

Question 2

This is a federal prohibition that protects a buyer/renter of a dwelling from seller/landlord discrimination with regards to race, color, religion, gender, national origin, familial status, or disability___

Answer 2

Fair Housing Act of 1968

Question 3

This is a federal law that outlawed discrimination based on race, color, religion, sex, or national origin___

Answer 3

Civil Rights Act of 1964

Question 4

This is a Supreme Court case which concluded that ‘separate is equal’___

Answer 4

1896 Plessy vs. Ferguson

Question 5

This is a federal law that prohibits all discrimination on the basis of race only___

Answer 5

Civil Rights Act of 1866

Question 6

William is a handicapped individual who owns a unit in a large condominium building. William’s unit is not
currently handicap accessible. If William wants to upgrade his unit to be handicap accessible, who is
responsible for paying for the upgrades…?

Answer 6

William himself

Question 7

A handicapped tenant living in a rental building needs grab bars to be installed in his bathroom in order to make the unit handicap accessible. Who should pay for the installation of the grab bars?

Answer 7

The landlord

Question 8

Which of the following is NOT a responsibility for a broker’s office as it pertains to fair housing?
-Filter listing that may relate to a specific ethnic group
-Prevent fair housing discrimination in advertising listings
-Maintain a fair housing office
-Have an in-house specialist who can provide on-going housing training

Answer 8

• Filter listing that may relate to a specific ethnic group

Question 9

In 1990, this Act was passed into federal law which protected handicapped persons?

Answer 9

The Americans with Disabilities Act

Question 10

The refusal to lend money within a specific area for various reasons is known as what?

Answer 10

Redlining

Question 11

Donna is a volunteer who works for a civil rights agency. Her job is to act as a prospective client and see if brokers treat her unfairly. Donna is known as what?

Answer 11

Tester

Question 12

The consequence of an impairment that may be physical, cognitive, mental, sensory, emotional, developmental, or some combination of these is known as what…?

Answer 12

Disability

Question 13

This law protects individuals from discrimination based on their age, creed, race, color, sex, sexual orientation, national origin, marital status, disability, military status, domestic violence victim status, arrest record, conviction record, predisposing genetic characteristics, and familial status…?

Answer 13

New York State Human Rights Law

Question 14

Which Supreme Court cast concluded that block-by-block zoning, which encourages racial segregation was unconstitutional?

Answer 14

Buchanan vs. Warley

Question 15

The Supreme Court case, Buchanan vs. Warley, concluded which of the following?

Answer 15

Block-by-block zoning per racial group was unconstitutional

Question 16

What is the definition of the term bias?

Answer 16

Allowing prejudice to influence how you treat other people

Question 17

Which pair of characteristics is legally protected from decrimintatoin?

Answer 17

Religion and race

Question 18

Which of these strategies would be most effective in avoiding and preventing explicit bias?

Answer 18

Increasing your exposure to people outside of your own group.

Question 19

The single-family home exemption is also known a what?

Answer 19

Ms. Murphy’s Exemption

Question 20

Which of these situations would be an example of systemic bias?

Answer 20

A medical team offers slower treatment and fewer organ transplant approvals for people of color.

Question 21

Abby, a real estate broker, represents a client seeking to rent a new apartment. Which of the following should Abby NOT consider when showing properties?
- The needs of the client
- The clients sexual orientation
- The financial capabilities of the client
- The desires of the client

Answer 21

• The clients sexual orientation

Question 22

Steering

Answer 22

The practice in which real estate brokers guide prospective home buyers towards or away from certain neighborhoods based on their race. Steering is highly illegal.

Question 23

Cease and desist lists and orders of non-solicitation help stop and/or prevent this illegal act?

Answer 23

Reverse Redlining

Question 24

Handicap accessibility and adaptability provisions were required for all new construction as of what year?

Answer 24

1991

Question 25

What is the most significant difference between explicit and implicit bias?

Answer 25

Explicit bias is conscious while implicit bias is not.

Question 26

A person might not realize that their personal decisions are influenced by which kind of bias?

Answer 26

Implicit

Question 27

A cease-and-desist list issued for a particular neighborhood prohibits agents from doing what?

Answer 27

Solicit sales or rentals of a particular neighborhood

Question 28

Why wouldn't the elimination of explicit bias resolve problems with bias in general?

Answer 28

Because implicit and systemic bias would persist

Question 29

Is implicit bias carried out with our full knowledge?

Answer 29

No, "implicit" means it carried out subconsciously

Question 30

In order to qualify for the '62 and older exemption', how many residents living in a single dwelling at least 62 years of age?

Answer 30

All residents

Question 31

The Fair Housing Act of 1968, which protects buyers and rents from discrimination, how many protected classes?

Answer 31

7

Question 32

Why might a biased person's behavior change in different situations?

Answer 32

Because one environment discourages explicit bias while the other does not

Question 33

The Housing and Community Development Act of 1974 created this program?

Answer 33

Section 8

Question 34

How does implicit bias differ from systemic bias?

Answer 34

Implicit bias affects personal feelings rather than systems

Question 35

The decline in value of properties in neighborhoods that were once middle or upper-middle income is known as?

Answer 35

Filtering Down

Question 36

With regards to residential properties, the 'gender exemption' will apply under which of the following scenarios...?

Answer 36

There is only one bathroom per dwelling unit

Question 37

A federal law that prohibits all discrimination on the basis of race only is known as what?

Answer 37

Civil Rights Act of 1866

Question 38

The Americans with Disabilities Act was initially signed into federal law in what year?

Answer 38

1990

Question 39

According to this federal law, all citizens were given the right to buy or lease real property?

Answer 39

Civil Rights Act of 1866

Question 40

This rule was adopted by the Secretary of State which prohibits any or all types of solicitation directed toward s homeowners within a defined geographic area...?

Answer 40

Non-Solicitation Order

Question 41

If a building requires a handicap lift in the lobby of a building, who is responsible for paying for them installation and maintenance of the lift...?

Answer 41

The building owner

Question 42

If a home provider is required to provide handicap accommodations for a tenant, what type of accommodations are required...?

Answer 42

Reasonable Accommodations