Chapters 1 / 2 / 9 / 10 Flashcards
(39 cards)
What happens to a POA when someone loses metal capacity?
It is revoked
Who do you register the EPA to?
Court of Protection?
What does an EPA not cover?
Substantial or unusual gifts
Personal Care and Welfare
What are the three broad areas to implement?
Donors Statement
Certificate providers statement
Attorneys Statement
Where is an LPA registered?
Office of Public Guardian (OPG)
How many people can be notified of an LPA
Up to 5 (the attorney is not one of them)
What decision can an Health and Care LPA not cover?
Life sustaining treatment
Where donor is detained under the Mental Health act
Are preferences / instructions in the LPA legally binding?
Preference - No
Instructions - Yes
How is a living will affected by an LPA
Before an LPA - invalidated
After an LPA - overides LPA
Person comes under Court of Protection jurisdiction when (3)
lose mental capacity
have no valid EPA or LPA
have assets that need to be used for benefit
What is a de minimis exception?
Limited gifts for IHT purposes within gifting allowances (generally when have less than 5 years to live).
What is the Office of Public Guardianship and what do they do (5)?
Administrative arm of Court of Protection
Assist the deputy
Maintain the register of LPA
Investigate complaints
Supervise deputies
Inform / Guide public
What does an Independent Mental Capacity Advocate do?
extra level of safeguard for particularly vulnerable people
The years for the two records/reports acts
Medical Reports Act 1968
Health Records Act 1990
Name the two prefunded policies
Pure Protection
Long Term Care Bond
Name the two immediate need policies
Immediate Need annuity
Deferred Care Annuity
What is the FSCS compensation for Long Term Insurance and general insurance
100% with no upper limit
What is the FSCS compensation for general insurance (PMI)
90% with no upper limit
When can a complaint be referred to the FOS
Six month final decision on complaint from firm
Six years after the even of complaint
three years after complaint knew they had cause for complain
Who do you complaint for NHS and local authority
Parliamentary and Health Service Ombudsman
Who is responsible for regulating adult health and social care?
Care Quality Commission (CQC)
Who does the CQC cover?
Hospital GP
Care Homes
Care in your Home
Dentists
What do the CQC deal with / cover
Registration
Set quality standards
monitoring and inspection
enforcement powers