Checking Accounts Flashcards
What 8 accounts have a minimum deposit to open of $50?
- Regular Gen Gold Checking
- Student Gen Gold Checking
- Senior Gen Gold Checking
- Personal Checking
- Student Checking
- Senior Checking
- Economy Checking
- Commercial Checking
How much per year is a GCB debit card for a personal Gen Gold Checking account?
$6.00 per year
How much per year is a GCB debit card for a personal Gen Gold checking for seniors?
$6 per year
How much per year is a GCB debit card for a personal student Gen Gold Checking?
$6 per year
How much is iPay for a regular Gen Gold Checking account?
$2 a month
How much is iPay per month for a Gen Gold Senior Checking account?
$2 per month
How much per month is a Gen Gold Student Checking?
Free
What is the membership fee per month cost for a regular Gen Gold Checking?
$10.00 per month
What is the membership fee per month for a Gen Gold Senior Checking?
$5.00 per month
What is the membership fee per month for a Gen Gold student Checking?
$3.00 per month
What accounts receive their first box of logo checks for free?
Regular Gen Gold Checking & Gen Gold Senior Checking
Which account receives their first box of starter checks for free?
Gen Gold Student Checking
What are the benefits for the Gen Gold Checking personal accounts? You should name 7.
- Unlimited check writing
- No minimum balance required
- Free online banking
- Free direct deposit
- Free combined statements upon request
- Free money orders
- Free InTouch telephone banking
What is the discount on mortgage closing costs for Gen Gold Checking accounts?
$100
What is the annual credit given towards safety deposit boxes for Gen Gold Checking accounts?
$10
Do personal accounts have unlimited check writing?
Yes
What are the charges for personal Checking for low balances?
Below $200: $200-$399.99 $400-$599.99 $600-$799.99 Over $800
- $8.00
- $6.00
- $4.00
- $2.00
- No charge
What are the charges for a regular student Checking, Senior Checking, and economy Checking?
Senior- None
Student- None
Economy- $2.50 per month regardless of balance
How many transactions does each account have?
Regular personal?
Regular student?
Regular senior?
Economy?
- Unlimited
- Unlimited
- Unlimited
- 15 free transactions then 40 cents each after
What is the minimum opening deposit of a personal money market account?
$5,000
When is interest forfeited for a personal money market account?
If the balance falls below $5,000, no interest will be earned for those days.
How many withdraws can a Personal Money Market account make?
Three withdrawals per month. After 3, a $9.50 fee will be assessed for each transaction over three withdrawals.
What is the minimum opening deposit for a NOW account?
$1,500
How does the interest work for a NOW account?
If the balance falls below $1,500, the interest will be forfeited for that month and a $10 charge will be assessed
