Comprehensive homeowner Wordings

Question 1

what currency we us for all insurance, premiums in the policy?

Answer 1

Canadian currency

Question 2

What is detached private structures?

Answer 2

means structures or buildings separated from dwelling or unit by a clear space or connected to the dwelling by fence, utility line, ..

Question 3

Dwelling

Answer 3

means the building or portion of the building or unit described in the declarations occupied by you as a private residence.

Question 4

Domestic water

Answer 4

means a device for personal use on the premises for containing, heating, chilling, …

Question 5

Fungi

Answer 5

any kind of mould, yeast, mushroom….

Question 6

ground water

Answer 6

means waster in the soil beneath the surface of the ground

Question 7

surface water

Answer 7

means water on the surface of the ground where water does not usually accumulate in ordinary watercourse, lake or ponds.

Question 8

vacant - EXAM

Answer 8

means the occupant has moved out with no intention to return

Question 9

unoccupied - EXAM

Answer 9

means occupant has left the dwelling but will com back in the future

Question 10

property coverage

Answer 10

A: Dwelling building
B: Detached private structures
C: Personal property ( content)
D: Additional living expenses