Crime

Question 1

Crime Insuring Agreements

Answer 1

1. Fidelity
2. Forgery/Alteration
3. Inside the Premises-Theft of Money/Securities
4. Inside the Premises-Robbery/Safe Burglary of Other Property
5. Outside the Premises
6. Computer/Funds Transfer Fraud
7. Fraudulent Impersonation
8. Money Orders/Counterfeit Money

Question 2

Fidelity Covered Property

Answer 2

loss/damage to money, securities, other property

Question 3

Crime Exclusions

Answer 3

1. Acts committed by you/your partners/members
2. Acts committed by your employees/ERISA officials/mangers/directors, etc
3. Acts Committed by Your Employees Or ERISA Plan Officials Prior To The Policy Period
4. Confidential/Personal Information
5. Data Security Breach
6. Indirect Loss
7. Kidnap/Ransom/Extortion/Unlawful Demands
8. Virtual Currency

Question 4

Fidelity Exclusions

Answer 4

1. ERISA Employee Benefit Plans
2. Inventory Shortages
3. Trading
4. Warehouse Receipts

Question 5

Computer/Funds Transfer Fraud Types of Crime

Answer 5

1. Entering/Changing of data/computer programs within the computer system of the insured or a third party performing services for the insured
2. fraudulent transfer instructions sent to financial institution, purportedly by the insured, directing the financial institution to transfer money/securities from the insured’s account

Question 6

Computer/Funds Transfer Fraud Exclusions

Answer 6

1. Authorized Access
2. Credit Card Transactions
3. Exchanges/Purchases
4. Fraudulent Instructions
5. Inventory Shortages

Question 7

Premises Exclusions (agreements 3,4,5)

Answer 7

1. Accounting/Arithmetical Errors/Omissions
2. Exchanges/Purchases
3. Fire
4. Money-Operated Devices
5. Motor Vehicles/Equipment/Accessories
6. Vandalism
   7.Voluntary Parting of Title/Possession