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Banking Acronyms > deck_6384486_brainscape_test_delete > Flashcards

deck_6384486_brainscape_test_delete Flashcards

1
Q

<p>ABT</p>

A

<p> ABT

| Amegy Bank of Texas</p>

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2
Q

<p>ACH</p>

A

<p>Automated Clearing House</p>

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3
Q

<p>ACLS</p>

A

<p>Retail Lending, Automated Consumer Lending SystemOur old consumer lending system, replaced by BaNCS R1</p>

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4
Q

<p>BART </p>

A

<p>Bank and Research Tool, to be replaced with TCS BaNCS</p>

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5
Q

<p>BRD </p>

A

<p>Business Requirement Document</p>

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6
Q

<p>Code 1 </p>

A

<p>This is a real time interface with USPS to validate address</p>

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7
Q

<p>ELO </p>

A

<p>Enterprise Loan Operations</p>

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8
Q

<p>EMC </p>

A

<p>Executive Management Committee</p>

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9
Q

<p>ESIGN</p>

A

<p>Electronic Signatures in Global and National Commerce act</p>

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10
Q

<p>FASB </p>

A

<p>Financial Accounting Standards Board</p>

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11
Q

<p>FCPA</p>

A

<p>Foreign Corrupt Practices Act</p>

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12
Q

<p>InfoPoint</p>

A

<p>InfoPointThis was the branding name of the TriSyn / Infor deposits application that runs on the mainframe. Isn't used often now, and not sure if it is still accurate, since it has been through so many owners.</p>

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13
Q

<p>ISZ</p>

A

<p>Interface Specification Requirements (Zions)</p>

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14
Q

<p>IVR</p>

A

<p>Interactive Voice Response</p>

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15
Q

<p>LAE</p>

A

<p>LAELoan Accounting Engine</p>

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16
Q

<p>NACHA </p>

A

<p>National Automated Clearing House Association establishes the standards, rules and procedures that enable depository financial institutions to exchange payments on a national basis.</p>

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17
Q

<p>NBA </p>

A

<p>National Bank of Arizona</p>

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18
Q

<p>NBL</p>

A

<p>NBLNew BaNCS LinkThis is the new UI for BaNCS, which we have decided not to use. The old one we are using is called NBC.</p>

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19
Q

<p>NFR</p>

A

<p>NFRNon Functional Requirements</p>

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20
Q

<p>NRE </p>

A

<p>National Real Estate</p>

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21
Q

<p>NRF System</p>

A

<p>Refund Tracking System</p>

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22
Q

<p>NSB</p>

A

<p>Nevada State Bank</p>

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23
Q

<p>NSF </p>

A

<p>Non Sufficient Funds</p>

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24
Q

<p>OD </p>

A

<p>Overdrawn, when an Account has reached a negative balance condition.</p>

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25
Q

<p>OFAC </p>

A

<p>Office of Foreign Assets Control</p>

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26
Q

<p>ORS </p>

A

<p>Overdraft Review System</p>

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27
Q

<p>Positive Pay </p>

A

<p>A process by which the customer advices the bank on what checks to pay.</p>

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28
Q

<p>Prolifics</p>

A

<p>IT Consulting VendorThis vendor helped implement some parts of the MDM solution for Zions. Problematic to Lisa and Aimee if I recall.</p>

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29
Q

<p>RCL</p>

A

<p>Revolving Credit Line</p>

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30
Q

<p>RP </p>

A

<p>Relationship Pricing</p>

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31
Q

<p>RRD</p>

A

<p>RRDR.R. Donnelley - 3rd Party Company handles Statements and Noticeswe send the information to rrd, they assemble the statement and sends to us as PDF. We used to do this, but someone decided it was more cost effective for rrd to do it. And then we store it in Xnet.</p>

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32
Q

<p>SAR</p>

A

<p>Suspicious Activity Report</p>

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33
Q

<p>SBA</p>

A

<p>Small Business Administration</p>

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34
Q

<p>SCRA</p>

A

<p>The Service member Civil Relief Act (SCRA) formerly known as the Soldiers and Sailors Civil Relief Act (SSCRA), Which is a Federal Law that provides protection for military members as they enter active duty.</p>

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35
Q

<p>Shadow Processing </p>

A

<p>Off Balance Sheet Processing</p>

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36
Q

<p>Shaw </p>

A

<p>Commercial Lending</p>

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37
Q

<p>SI</p>

A

<p>Service IntegratorThis is some module that is part of BaNCS, I can't find any notes on it.</p>

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38
Q

<p>SIT </p>

A

<p>System Integration Testing</p>

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39
Q

<p>SNF</p>

A

<p>Statement Notice Forms ? Application that supports and collects all notices that need to be mailed from the our third party vendor</p>

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40
Q

<p>Tran Code</p>

A

<p>A numeric code that identifies the type of transaction within the deposit system.</p>

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41
Q

<p>TRD</p>

A

<p>Technical Requirements Document</p>

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42
Q

<p>UAT </p>

A

<p>User Acceptance Testing</p>

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43
Q

<p>UDAAP </p>

A

<p>Unfair, Deceptive, or Abusive Acts or Practices</p>

44
Q

<p>UFE </p>

A

<p>United File Extract</p>

45
Q

<p>UFT </p>

A

<p>Universal Funds Transfer</p>

46
Q

<p>VBC </p>

A

<p>Vectra Bank Colorado</p>

47
Q

<p>VSoft</p>

A

<p>Vsoft is the Teller capture front end vendor, and we have also reviewed them for Image Archive Replacment for check imaging. They have a bunch of banking software.</p>

48
Q

<p>XNET</p>

A

<p>Image archive retrieval tool, goes against the mainframe Filenet (I think) and is the client used to view images - statements mainly I think.</p>

49
Q

<p>ZUES </p>

A

<p>Front End System used by the Branches and some Back Office Departments</p>

50
Q

<p>ABA </p>

A

<p>American Bankers Association</p>

51
Q

<p>ABA Number/Routing Number </p>

A

<p>A sequence of nine numbers used by banks to identify specific financial institutions within the US</p>

52
Q

<p>AML</p>

A

<p>Anti Money Laundering</p>

53
Q

<p>BSA </p>

A

<p>Bank Secrecy Act</p>

54
Q

<p>CBS </p>

A

<p>Core Banking Solution</p>

55
Q

<p>CDI</p>

A

<p>Customer Data InformationPart of the CDI Hub</p>

56
Q

<p>CFPB </p>

A

<p>The Consumer Financial Protection Bureau</p>

57
Q

<p>CGC </p>

A

<p>Credit Guarantee Corporation</p>

58
Q

<p>CIF</p>

A

<p>Customer Information Facility/File</p>

59
Q

<p>CLCS</p>

A

<p>CLCS - Commercial Lending somethingOld app tht does our commercial lending, being replaced by R2. ACLS was the personal lending app, and it was replaced in R1</p>

60
Q

<p>Deposits App</p>

A

<p>Mainframe App that includes Checking, Savings, and Money Market. Aplication supporting DDA, SAV, MMA, CRL, AA ID. TriSyn, now Infor is the vendor</p>

61
Q

<p>DMZ</p>

A

<p>Data Mapping (Zions)</p>

62
Q

<p>DTS </p>

A

<p>Data Transmission Services</p>

63
Q

<p>EDW </p>

A

<p>Enterprise Data Warehouse</p>

64
Q

<p>EE</p>

A

<p>Exceptions ExpressI think this is part of the overall ORS system. I know Yvonne Cheek said Daryl was super busy with the replacement last summer</p>

65
Q

<p>EFT</p>

A

<p>Electronic Funds Transfer</p>

66
Q

<p>EOD </p>

A

<p>End of DAY</p>

67
Q

<p>Escheated Account</p>

A

<p>An account that has funds available but has had no activity by the customer in ------# of days form the Dormant Date. This is also considered an abondend account or abandoned property.</p>

68
Q

<p>Float </p>

A

<p>The dollar amount of deposited cash items that are in the process of collection from the drawee banks, also known as uncollected funds.</p>

69
Q

<p>FRB </p>

A

<p>Federal Reserve Bank</p>

70
Q

<p>FSD</p>

A

<p>Functional Specification Document ? Solution Requirements</p>

71
Q

<p>GAAP</p>

A

<p>Generally Accepted Accounting Principles</p>

72
Q

<p>GLIF </p>

A

<p>General Ledger Interface</p>

73
Q

<p>IB</p>

A

<p>Internet Banking</p>

74
Q

<p>KYC </p>

A

<p>Know Your Customer</p>

75
Q

<p>LOC </p>

A

<p>Line of Credit</p>

76
Q

<p>MICR </p>

A

<p>Magnetic Ink Character Recognition</p>

77
Q

<p>REG CC</p>

A

<p>Reg CCAvailability of Funds and Collections of ChecksCFPB requirementunder Dodd-Frank, regulates the amount of money a bank must make available the next business day (I think) after a deposit. Even if the bank isn't sure the a deposited check is valid, it is required to make some money available. There is a cap on it to limit risk to the bank adjusted for inflation. Right now it is $200, but it could change based on inflation.todepositsthe next business day.</p>

78
Q

<p>REG D</p>

A

<p>This Reg Limits the number of withdrawals and transfers from a savings account or money market account (6 per month)</p>

79
Q

<p>REG DD </p>

A

<p> Truth in Savings ACT -requires lenders to provide certain uniform information about fess and interest when opening an account for a customer. This only applies to individual accounts not business.</p>

80
Q

<p>ROC </p>

A

<p>Risk Oversight Committee</p>

81
Q

<p>RRZ </p>

A

<p>Report Requirements (Zions), Reporting business requirements (Includes statements).</p>

82
Q

<p>RSZ </p>

A

<p> Reporting Specifications (Zions)</p>

83
Q

<p>Time</p>

A

<p>CD's and IRA's</p>

84
Q

<p>ZBA</p>

A

<p>Zero Balance AccountUsually a Sweep Account</p>

85
Q

<p>ZFNB </p>

A

<p>Zions First National Bank</p>

86
Q

<p>ZMSC </p>

A

<p> Zions Management Services</p>

87
Q

<p>ARE </p>

A

<p>Accounting Rules Engine</p>

88
Q

<p>COB </p>

A

<p>Close of Business</p>

89
Q

<p>Combined Statement </p>

A

<p>When more than one Account is included on a Statement</p>

90
Q

<p>Correspondent Bank </p>

A

<p>A Bank that maintains an account relationship or exchanges services with another bank</p>

91
Q

<p>CRA </p>

A

<p>Community Reinvestment Act</p>

92
Q

<p>Credit Lead </p>

A

<p>Loan Origination System</p>

93
Q

<p>IBN</p>

A

<p> Internet Banking Number</p>

94
Q

<p>IFRS</p>

A

<p>International Financial Reporting StandardsSort of the equivilant of the US's GAAP, but for the rest of the world pretty much.</p>

95
Q

<p>Jumbo CD</p>

A

<p>Cd's Over $100,000.00</p>

96
Q

<p>OREO</p>

A

<p>Other Real Estate Owned</p>

97
Q

<p>Original Branch </p>

A

<p>Branch in which the customer opened the account.</p>

98
Q

<p>SOD</p>

A

<p>Start of Business</p>

99
Q

<p>SOR </p>

A

<p>System of Record</p>

100
Q

<p>TCS </p>

A

<p>Tata Consultancy Services</p>

101
Q

<p>TD </p>

A

<p>Time Deposit</p>

102
Q

<p>TDD</p>

A

<p>Technical Design Document</p>

103
Q

<p>TIB </p>

A

<p>Treasury Internet Banking, which allows a Treasury Customer to see intraday balances</p>

104
Q

<p>X9 File</p>

A

<p>X9 is the format of the file which contains debits and credits to post to customer accounts. These files are received by MICR Capture for processing.</p>

105
Q

<p>SNI</p>

A

<p>Statement Notice Identifier</p>

106
Q

<p>BST</p>

A

<p>BST is the new team name for the what was the Model bank team. It stands for Business Systems Team.</p>

107
Q

<p>SI</p>

A

<p>SIService Integrator from TCS</p>

Banking Acronyms (5 decks)

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