Deposit Products Flashcards

(57 cards)

1
Q

Out of Network ATM usage: Access checking

A

$3/withdrawal
$2/inquiry

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2
Q

Account Alerts (4)

A

Transaction Amount
Balance threshold
Deposit
Available Balance

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3
Q

Associated Bank Digital Solutions

A

Zelle
Online Banking
Mobile Deposit
Account Alerts
Bill Pay
Estatements
Instant Balance

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4
Q

Bank At Work

A

Community program that promotes financial education programs. Builds bonds between AB and local buisnesses and their emloyees.

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5
Q

BillPay

A

Free service through OLB
Autopay, Alerts, E-Bills available
Same Day BillPay $9.95
Overnight BillPay $15.95

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6
Q

Checks Available: Access Checking

A

No

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7
Q

Checks available: Balanced Checking

A

Yes

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8
Q

Checks Available: MoneyMarket

A

Yes

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9
Q

Checks Available: Choice checking

A

Yes
Complimentary Checks Available
$10 discount on other designs

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10
Q

Choice checking Benefits

A

Complementary checks
$10 of select check designs
Free cashiers checks and money orders
Free gift cards
Earns interest
Funds Availability
4 linked accounts
2 refunds on out of network ATM curcharges

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11
Q

Choice Platinum Benefits

A

Higher Interest Rates
$100 overdraft grace zone
Unlimited ut of network ATM usage
Annual Financial Wellness Review

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12
Q

Debit Card: Money Market

A

ATM Card Available for withdrawals and transfers

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13
Q

Debit Card Type: Access Checking

A

Platinum

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14
Q

Debit Card type: Associated Savings

A

ATM Card Available for withdrawals and transfers

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15
Q

Debit Card Type: Balanced Checking

A

Platinum

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16
Q

Debit Card Type: Choice Checking

A

World Debit Card

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17
Q

Debit Card Type: Relationship Savings

A

ATM Card Available for withdrawals and transfers

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18
Q

Funds Availability: New Accounts

A

Cash - Immediate
On-Us checks - Immediate
Not On-Us-checks - $100 Day 1, Rest after 5 business days
Official checks - $300 Day 1, $5,325 Day 2, Rest after 5 business days

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19
Q

How to Unlock Choice Platinum Benefits

A

$50,000.00 Monthly relationship balance

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20
Q

Interest Earning Account: Associated Savings

A

yes

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21
Q

Interest Earning Account: Money Market

A

Yes

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22
Q

Interest Earning Account: Relationship Savings

A

Yes

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23
Q

Minimum Deposit: Access checking

24
Q

Minimum Deposit: Associated Savings

25
Minimum Deposit: Balanced checking
$100
26
Minimum Deposit: Choice Checking
$100
27
Minimum Deposit: Money Market
$1,000.00
28
Minimum Deposit: Relationship Savings
$25,000.00 New Money
29
Mobile Deposit
Max Limit: $10,000.00 / Daily Reviewed from 6 AM - 6 M Funds Availability applies
30
Monthly Maintenance Fee: Associated Savings
$5
31
Monthly Maintenance Fee: Balanced Checking
$9 Waived first 2 STM cycles
32
Monthly Maintenance Fee: Choice checking
$25 Waived first 2 STM cycles
33
Monthly Maintenance Fee: Money Market
$16
34
Monthly Maintenance Fee: Relationship Savings
$20
35
Monthly Maintenance Free: Access Checking
0
36
Out of Network ATM: Associated Savings
$3/withdrawal $2/inquiry 2 Fees waived per STM cycle
37
Out of Network ATM: Choice Checking
$3/withdrawal $2/ balance inquiry 2 withdrawal fees waived per STM cycle
38
Out of Network ATM: Money Market
$3/withdrawal $2/inquiry 2 Fee waived per STM cycle
39
Out of Network ATM: Relationship Savings
0
40
Out of Network: Balanced checking
$3/withdrawal $2/inquiry
41
Overdraft: Access Checking
$5 Grace Zone $32/$64 Daily MARCH 1ST 2023 $50 grace Zone
42
Overdraft: Balanced Checking
$5 Grace Zone $32/$64 max daily MARCH 1ST 2023: $50
43
Overdraft: Choice Checking
$50 Grace Zone $32/$64 Daily
44
Paper STM Fee: Access Checking
$4/Month Waived through OLB
45
Paper STM Fee: Balanced Checking
$4/Month Waived through OLB
46
Paper STM Fee: Choice Checking
No
47
Quoting Rates
"As of (todays date) the Annual Percentage Yield is (WX.YZ%) based on an Interest Rate of (WX.YZ%)"
48
Waive Maintenance Fee: Money Market
$1,000 Daily balance
49
Waive Maintenance Fee: Balanced checking
$1,000 daily balance $500 remote/direct deposit $2,500 relationship balance
50
Waive Maintenance Fee: Choice checking
$10,000.00 relationship Balance HSA or AIS account
51
Waive Maintenance Fee: Relationship Savings
$10,000.00 daily balance
52
Waive Maintenance Fee: Associated Savings
$300 Daly Balance $25 auto transfers or deposits Minor Account
53
What is MoneyPass
30,000+ ATM network free to use for AB cardholders
54
Withdrawal Limits and Fees: Relationship Savings
6/STM cycle $6 per item after 6/ STM cycle
55
Withdrawal Limits and Fees: Associated Savings
6/STM cycle $6 per item after 6/ STM cycle
56
Withdrawal limits and fees: Money Market
6/STM cycle $6 per item after 6/ STM cycle
57
World Debit Cards Benefits
Boingo ID theft Phone protection Plan - 2 Bill Name Rule