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Mineral Point Product Knowledge > Deposit Products > Flashcards

Deposit Products Flashcards

1
Q

Out of Network ATM usage: Access checking

A

$3/withdrawal
$2/inquiry

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2
Q

Account Alerts (4)

A

Transaction Amount
Balance threshold
Deposit
Available Balance

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3
Q

Associated Bank Digital Solutions

A

Zelle
Online Banking
Mobile Deposit
Account Alerts
Bill Pay
Estatements
Instant Balance

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4
Q

Bank At Work

A

Community program that promotes financial education programs. Builds bonds between AB and local buisnesses and their emloyees.

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5
Q

BillPay

A

Free service through OLB
Autopay, Alerts, E-Bills available
Same Day BillPay $9.95
Overnight BillPay $15.95

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6
Q

Checks Available: Access Checking

A

No

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7
Q

Checks available: Balanced Checking

A

Yes

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8
Q

Checks Available: MoneyMarket

A

Yes

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9
Q

Checks Available: Choice checking

A

Yes
Complimentary Checks Available
$10 discount on other designs

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10
Q

Choice checking Benefits

A

Complementary checks
$10 of select check designs
Free cashiers checks and money orders
Free gift cards
Earns interest
Funds Availability
4 linked accounts
2 refunds on out of network ATM curcharges

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11
Q

Choice Platinum Benefits

A

Higher Interest Rates
$100 overdraft grace zone
Unlimited ut of network ATM usage
Annual Financial Wellness Review

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12
Q

Debit Card: Money Market

A

ATM Card Available for withdrawals and transfers

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13
Q

Debit Card Type: Access Checking

A

Platinum

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14
Q

Debit Card type: Associated Savings

A

ATM Card Available for withdrawals and transfers

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15
Q

Debit Card Type: Balanced Checking

A

Platinum

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16
Q

Debit Card Type: Choice Checking

A

World Debit Card

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17
Q

Debit Card Type: Relationship Savings

A

ATM Card Available for withdrawals and transfers

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18
Q

Funds Availability: New Accounts

A

Cash - Immediate
On-Us checks - Immediate
Not On-Us-checks - $100 Day 1, Rest after 5 business days
Official checks - $300 Day 1, $5,325 Day 2, Rest after 5 business days

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19
Q

How to Unlock Choice Platinum Benefits

A

$50,000.00 Monthly relationship balance

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20
Q

Interest Earning Account: Associated Savings

A

yes

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21
Q

Interest Earning Account: Money Market

A

Yes

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22
Q

Interest Earning Account: Relationship Savings

A

Yes

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23
Q

Minimum Deposit: Access checking

A

$25

24
Q

Minimum Deposit: Associated Savings

A

$25

25
Q

Minimum Deposit: Balanced checking

A

$100

26
Q

Minimum Deposit: Choice Checking

A

$100

27
Q

Minimum Deposit: Money Market

A

$1,000.00

28
Q

Minimum Deposit: Relationship Savings

A

$25,000.00 New Money

29
Q

Mobile Deposit

A

Max Limit: $10,000.00 / Daily
Reviewed from 6 AM - 6 M
Funds Availability applies

30
Q

Monthly Maintenance Fee: Associated Savings

A

$5

31
Q

Monthly Maintenance Fee: Balanced Checking

A

$9
Waived first 2 STM cycles

32
Q

Monthly Maintenance Fee: Choice checking

A

$25
Waived first 2 STM cycles

33
Q

Monthly Maintenance Fee: Money Market

A

$16

34
Q

Monthly Maintenance Fee: Relationship Savings

A

$20

35
Q

Monthly Maintenance Free: Access Checking

A

0

36
Q

Out of Network ATM: Associated Savings

A

$3/withdrawal
$2/inquiry
2 Fees waived per STM cycle

37
Q

Out of Network ATM: Choice Checking

A

$3/withdrawal
$2/ balance inquiry
2 withdrawal fees waived per STM cycle

38
Q

Out of Network ATM: Money Market

A

$3/withdrawal
$2/inquiry
2 Fee waived per STM cycle

39
Q

Out of Network ATM: Relationship Savings

A

0

40
Q

Out of Network: Balanced checking

A

$3/withdrawal
$2/inquiry

41
Q

Overdraft: Access Checking

A

$5 Grace Zone
$32/$64 Daily
MARCH 1ST 2023 $50 grace Zone

42
Q

Overdraft: Balanced Checking

A

$5 Grace Zone
$32/$64 max daily
MARCH 1ST 2023: $50

43
Q

Overdraft: Choice Checking

A

$50 Grace Zone
$32/$64 Daily

44
Q

Paper STM Fee: Access Checking

A

$4/Month
Waived through OLB

45
Q

Paper STM Fee: Balanced Checking

A

$4/Month
Waived through OLB

46
Q

Paper STM Fee: Choice Checking

A

No

47
Q

Quoting Rates

A

“As of (todays date) the Annual Percentage Yield is (WX.YZ%) based on an Interest Rate of (WX.YZ%)”

48
Q

Waive Maintenance Fee: Money Market

A

$1,000 Daily balance

49
Q

Waive Maintenance Fee: Balanced checking

A

$1,000 daily balance
$500 remote/direct deposit
$2,500 relationship balance

50
Q

Waive Maintenance Fee: Choice checking

A

$10,000.00 relationship Balance
HSA or AIS account

51
Q

Waive Maintenance Fee: Relationship Savings

A

$10,000.00 daily balance

52
Q

Waive Maintenance Fee: Associated Savings

A

$300 Daly Balance
$25 auto transfers or deposits
Minor Account

53
Q

What is MoneyPass

A

30,000+ ATM network free to use for AB cardholders

54
Q

Withdrawal Limits and Fees: Relationship Savings

A

6/STM cycle
$6 per item after 6/ STM cycle

55
Q

Withdrawal Limits and Fees: Associated Savings

A

6/STM cycle
$6 per item after 6/ STM cycle

56
Q

Withdrawal limits and fees: Money Market

A

6/STM cycle
$6 per item after 6/ STM cycle

57
Q

World Debit Cards Benefits

A

Boingo
ID theft
Phone protection Plan - 2 Bill Name Rule

Mineral Point Product Knowledge (3 decks)

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