Disability Income Insurance Flashcards
(6 cards)
1
Q
to receive benefits from a disability income policy for disability due to sickness, the insured must be…
A
totally disabled
2
Q
additional monthly benefit rider
A
provides more benefits during the first 6 months or year of a claim
3
Q
social insurance supplements provide disability income…
A
before and after workers’ compensations and Social Security begin/end payments
4
Q
some policies have replaced the partial disability provision with…
A
a residual disability provision
5
Q
age that most LTD policies provide benefits
A
to age 65
6
Q
under the Lifetime Benefits Option, disability benefits will generally be paid for the lifetime of the insured if total disability due to sickness begins at age…
A
55 or earlier
