Disability Income Insurance Flashcards
(6 cards)
to receive benefits from a disability income policy for disability due to sickness, the insured must be…
totally disabled
additional monthly benefit rider
provides more benefits during the first 6 months or year of a claim
social insurance supplements provide disability income…
before and after workers’ compensations and Social Security begin/end payments
some policies have replaced the partial disability provision with…
a residual disability provision
age that most LTD policies provide benefits
to age 65
under the Lifetime Benefits Option, disability benefits will generally be paid for the lifetime of the insured if total disability due to sickness begins at age…
55 or earlier