{ "@context": "https://schema.org", "@type": "Organization", "name": "Brainscape", "url": "https://www.brainscape.com/", "logo": "https://www.brainscape.com/pks/images/cms/public-views/shared/Brainscape-logo-c4e172b280b4616f7fda.svg", "sameAs": [ "https://www.facebook.com/Brainscape", "https://x.com/brainscape", "https://www.linkedin.com/company/brainscape", "https://www.instagram.com/brainscape/", "https://www.tiktok.com/@brainscapeu", "https://www.pinterest.com/brainscape/", "https://www.youtube.com/@BrainscapeNY" ], "contactPoint": { "@type": "ContactPoint", "telephone": "(929) 334-4005", "contactType": "customer service", "availableLanguage": ["English"] }, "founder": { "@type": "Person", "name": "Andrew Cohen" }, "description": "Brainscape’s spaced repetition system is proven to DOUBLE learning results! Find, make, and study flashcards online or in our mobile app. Serious learners only.", "address": { "@type": "PostalAddress", "streetAddress": "159 W 25th St, Ste 517", "addressLocality": "New York", "addressRegion": "NY", "postalCode": "10001", "addressCountry": "USA" } }

Disability Income Insurance Flashcards

(6 cards)

1
Q

to receive benefits from a disability income policy for disability due to sickness, the insured must be…

A

totally disabled

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

additional monthly benefit rider

A

provides more benefits during the first 6 months or year of a claim

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

social insurance supplements provide disability income…

A

before and after workers’ compensations and Social Security begin/end payments

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

some policies have replaced the partial disability provision with…

A

a residual disability provision

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

age that most LTD policies provide benefits

A

to age 65

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

under the Lifetime Benefits Option, disability benefits will generally be paid for the lifetime of the insured if total disability due to sickness begins at age…

A

55 or earlier

How well did you know this?
1
Not at all
2
3
4
5
Perfectly