Dwelling Policy

Question 1

What is covered under DP 1

Answer 1

Fire, lightning, explosion

Question 2

DP 3 covers

Answer 2

All risk

Question 3

Removal coverage for Property removed to protect from damage is for?

Answer 3

30 days

Question 4

How long for an insurer to pay for a loss under an agreed coverage on DP1,2&3?

Answer 4

60 days

Question 5

Vandalism and malicious mischief are covered if insured premises have been vacant for no more than

Answer 5

60 days

Question 6

DP 1 insures a structure on an

Answer 6

Actual cash value

Question 7

Dp2&3 pay in what form

Answer 7

Replacement cost

Question 8

Insurer has _____ days to inform insured to repair or replace damaged or lost property

Answer 8

30 days

Question 9

DP coverage C personal property is

Answer 9

Limited to covering a servants property while at the insureds location

Question 10

Insurer must notify insured within ____ days when non- renewal happens

Answer 10

45 days

Question 11

What coverages does DP2 cover?

Answer 11

Fire
Lightening

Automatically include EC perils

Question 12

What does WC SCHAVVER cover?

Answer 12

Windstorm 
Civil commotion
Smoke 
Hail
Aircraft 
Vehicles 
Volcanic eruption
Explosion
Riot 

Also
Vandalism and malicious mischief

Question 13

Broad form perils on DP 2 include

BIGAFFECT

Answer 13

Burglar damage
Ice and snow weight
Glass breakage 
Accidental discharge 
Falling objects 
Freezing of pipes 
Electrical damage 
Collapse 
Tearing apart