Federal discrimination laws

Question 1

What is the Civil Rights Act of 1866?

Answer 1

Prohibits racial discrimination

Applies to all real estate transactions without exception and is tied to the case Jones v. Mayer.

Question 2

What is Jones vs. Mayer related to?

Answer 2

The Civil Rights Act of 1866 - prohibits racial discrimination

Question 3

What does the Civil Rights Act of 1964 prohibit?

Answer 3

Discrimination based on race, color, religion, or national origin

Applies to public accommodations and public facilities operated by the state or local government.

Question 4

What is the Civil Rights Act of 1968 known as?

Answer 4

The Fair Housing Act

Question 5

What protected classes were established by the Fair Housing Act of 1968?

Answer 5

Race, color, religion, sex, national origin

Question 6

What does the Fair Housing Amendments Act of 1988 include?

Answer 6

Seven protected classes:
* Race
* Color
* Religion
* Sex
* National origin
* Disability
* Familial status

prohibits discrimination in sales, leasing, advertising sales & rentals, financing, and brokerage services

Question 7

When did protection for sexual orientation & gender identity happen?

Answer 7

2021

Question 8

Who issued the executive order regarding sexual orientation & gender identity in housing?

Answer 8

President Biden

Question 9

Who enforces the Fair Housing Act executive order of 2021?

Answer 9

HUD enforces the Fair Housing Act to include sexual orientation & gender identity

Question 10

What is included on the Equal Housing Opportunity Poster?

Answer 10

Housing logo and a statement pledging adherence to the Fair Housing Act

Question 11

What must be displayed in real estate offices regarding discrimination?

Answer 11

The Equal Housing Opportunity Poster

Question 12

What could happen if the Equal Housing Opportunity Poster is not displayed?

Answer 12

Could be considered evidence of discrimination if a complaint is filed

Question 13

What are the 6 kinds of residential real estate transactions covered under the Fair Housing Act?

Answer 13

1. Government-owned residential property
2. Privately owned residential property if a broker is employed
3. Single-family homes owned by a business entity
4. Sale or rental of single-family property owned by a person who owns 4+ houses
5. Multifamily dwellings of 5+ units
6. Multifamily dwellings of 4 or fewer units if the owner doesn’t reside in one

Question 14

What are the 2 main requirements for a real estate transaction to be exempted under the Fair Housing Act?

Answer 14

1. Real estate brokerage NOT involved and
2. No discriminatory advertising used to market the property

Question 15

What kinds of real estate property are exempted from the Fair Housing Act?

Answer 15

1. Sale or rental of single-family property if the seller owns 3 or fewer single-family dwellings
2. Rental of multifamily dwelling of 4 or fewer family units if the owner lives in one

Question 16

Can racial discrimination ever occur?

Answer 16

No, because of the Civil Rights Act of 1866; there are no exemptions

Question 17

What are the two exemptions for housing older persons under the Fair Housing Act?

Answer 17

1. All units occupied by persons 62+
2. At least 80% of the units occupied by 1 or more persons 55 years of age or older

Question 18

What is the special exemption for religious organizations?

Answer 18

Religious organizations can restrict the dwelling units they own to members of their religion

Question 19

What is the special exemption for private clubs?

Answer 19

Private clubs can restrict rental or occupancy of its units to its members