finan Flashcards

(77 cards)

1
Q

Gross income

A

Ingreso Bruto

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2
Q

Net income

A

Ingreso Neto

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3
Q

Earnings before interest, tax, depreciation and amortization (EBITDA)–

A

Ganancia antes de intereses, impuestos, depreciación y amortización

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4
Q

● 401K Plan

A

Plan 401K

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5
Q

Ability to pay

A

Capacidad de pago

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6
Q

Account

A

Cuenta

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7
Q

Accrued

A

Cuenta

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8
Q

Acknowledgement

A

Conocimiento

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9
Q

Additional principal payment

A

Pago adicional hacia el capital

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10
Q

Adjustable interest rate

A

Tasa de interés ajustable

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11
Q

Affidavit

A

Declaración jurada

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12
Q

Affordable

A

Asequible

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13
Q

Alimony

A

Pensión alimenticia

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14
Q

Amortization

A

Amortización

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15
Q

Appeal

A

Apelación

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16
Q

Annual Percentage Rate (APR)

A

Tasa efectiva anual

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17
Q

Appraisal

A

Tasación

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18
Q

Appraiser

A

Tasador

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19
Q

Asset

A

Bien

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20
Q

ATM

A

Cajero automatico

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21
Q

Auto-pay

A

Pago automático

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22
Q

Back Pay

A

Pagos retroactivos

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23
Q

Balance

A

Saldo

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24
Q

Bank statement

A

Estado de cuenta

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25
Bill
Factura/Recibo
26
Broker
Corredor
27
Budget
Presupuesto
28
Co-borrower
Coprestatario
29
Collection
Cobro
30
Co-signer
Confirmante
31
Credit union
Cooperativa de crédito
32
Deed
Escritura título de inmueble
33
Deed-in-lieu of foreclosure
Escritura en lugar de ejecución hipotecaria
34
Deferral
Diferido
35
Delinquent
Moroso
36
Down payment
Pago inicial
37
Escrow account
Cuenta de depósito de garantía
38
Eviction
Desalojo
39
Felony
Delito grave
40
Federal Emergency Management Agency (FEMA)
Agencia Federal para el Manejo de Emergencias
41
Fees
Cargos
42
Foreclosure
Ejecución hipotecaria
43
Fraud
Fraude
44
GAP (Guaranteed Asset Protection) Insurance
Seguro GAP (Programa de Protección Garantizada)
45
Hardship
Dificultad económica
46
Home equity line of credit
Línea de crédito garantizada por la plusvalía
47
Homestead
Bien de familia inembargable
48
Income
Ingreso
49
Installment
Cuota
50
Interest Rate
Tasa de interés
51
Joint account
Cuenta Mancomunada
52
Lease
Contrato de arrendamiento
53
Life of loan
Vigencia del préstamo
54
Lost wages
Salario perdido
55
Lump sum
Pago total/suma total
56
Maturity date of the loan
Fecha de vencimiento del préstamo
57
Mortgage
Hipoteca
58
Out-of-pocket expense
Gastos personales
59
Partial Payment
Pago parcial
60
Overdraft
Sobregiro
61
Past due amount
Monto Vencido
62
Pay stub
Talón de pago
63
Profit and loss
Pérdidas y ganancias
64
Refund
Reembolso
65
Renewal
Renovación
66
Retaliate
Tomar represalias
67
Routing number
Número de ruta
68
Savings account
Cuenta de ahorros
69
Secured loan
Préstamo garantizado
70
Self-employed
Trabajador independiente
71
Settlement
Resolución
72
Short sale
Venta corta
73
Skimming
Clonación de tarjeta
74
Trust
Fideicomiso
75
Usage
Consumo mensual
76
Underwriter
Evaluador de riesgo
77
Utilities
Servicios públic