Finance

Question 1

ACH

Automated
Clearing
House

Answer 1

Cámara de compensación automatizada

Para pasar las cosas de una cuenta de un banco a otro

Question 2

APR

Answer 2

Tasa porcentual/de interés anual

Annual
Percentage
Rate

Question 3

ATM

Answer 3

Cajero automático

Automated
Teller
Machine

Question 4

Balance

Answer 4

Saldo

Question 5

Balance transfer

Answer 5

Transferencia de saldo

Question 6

Checking account

Answer 6

Cuenta corriente/de cheques

Question 7

Co-signer

Answer 7

Aval/Fiador

Question 8

Collections

Answer 8

Departamento de cobranzas/cobros

Question 9

Credit Check

Answer 9

Verificación de crédito/crediticia

Question 10

Credit score

Answer 10

Puntaje/Calificación de crédito

Question 11

Cut off time

Answer 11

Hora de cierre/límite

Question 12

Default

Answer 12

Incumplimiento

Question 13

Delinquency

Answer 13

Morosidad/falta de pago

Question 14

Down payment

Answer 14

Pago/cuota inicial / Anticipo

Question 15

Drive-through bank

Answer 15

Auto banco

Question 16

Equity

Answer 16

Valor líquido/Plusvalía/Patrimonio/Capital

Question 17

Escrow account

Answer 17

Cuenta de plica/de depósitos en garantía/fondos en custodia

Question 18

File taxes

Answer 18

Declarar impuestos

Question 19

Fixed interest rate

Answer 19

Tasa fija de interés

Question 20

Foreclosure

Answer 20

Ejecución/Jucio hipotecario/de la hipoteca

Question 21

Grace period

Answer 21

Período de gracia

Question 22

Gross monthly income

Answer 22

Ingreso mensual bruto

Question 23

Home equity line

Answer 23

Línea de crédito sobre el patrimonio de la propiedad

Question 24

Home equity loan

Answer 24

Préstamo sobre el patrimonio de la propiedad

Question 25

Installments

Answer 25

Pagos/Abonos/Cuotas

Question 26

Interest rate

Answer 26

Tasa de interés

Question 27

Late fee

Answer 27

Cargo por demora/pago atrasado

Question 28

Minimum balance

Answer 28

Saldo mínimo

Question 29

Money order

Answer 29

Giro postal

Question 30

Mortgage

Answer 30

Hipoteca / Préstamo hipotecario

Question 31

Net monthly income

Answer 31

Ingreso mensual neto

Question 32

Non-payment

Answer 32

Morosidad / Falta/incumplimiento del pago

Question 33

Overdraft

Answer 33

Sobregiro

Question 34

Overdraft fee

Answer 34

Cargo por sobregiro

Question 35

Payment arrangement

Answer 35

Arreglo/Acuerdo de pago

Question 36

Payoff/ Pay off

Answer 36

Liquidación/Liquidar/Saldar

Question 37

Pending balance

Answer 37

Saldo pendiente

Question 38

Routing number

Answer 38

Número de ruta/identificación bancaria

Question 39

Shortage

Answer 39

Escasez

Question 40

(Account/Bank) Statement

Answer 40

Estado de cuenta / Extracto bancario

Question 41

Tax return

Answer 41

Declaración de impuestos

Question 42

Underwriting

Answer 42

Evaluación de riesgos

Question 43

Void

Answer 43

Nulo/Anular

Question 44

Voided check

Answer 44

Cheque anulado

Question 45

Waive

Answer 45

Exonerar/Eximir/Condonar

Question 46

Withdrawal

Answer 46

Retiro