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HUMAN QUALITY > FINANCE > Flashcards

FINANCE Flashcards

(69 cards)

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0
Q

Interés acumulado

A

Accrued interest

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1
Q

Fecha de corte de la cuenta

A

Account cycle

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2
Q

Declaración jurada Afidávit

A

Affidavit

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3
Q

Tasa de interés anual

A

Annual percentage interest APR

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4
Q

Pagos atrasados

A

Arrears

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5
Q

Capital, activos, haberes, bienes

A

Assets

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6
Q

Cajero automático

A

ATM Automated Teller Machine

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7
Q

Saldo disponible

A

Available balance

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8
Q

Estado de cuenta

A

Billing statement

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9
Q

Presupuesto

A

Budget

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10
Q

Depósito a la vista

A

Call deposit

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11
Q

Tarjetahabiente

A

Card holder

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12
Q

Adelanto de efectivo

A

Cash advance

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13
Q

Certificado de depósito

A

Certificate of deposit

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14
Q

Garantía, presta, resguardo

A

Collateral

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15
Q

Cobranza, Cobros

A

Collection

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16
Q

Interés compuesto

A

Compound interest

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17
Q

Oficina o agente de crédito al consumidor

A

Consumer credit reporting agency

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18
Q

Préstamo convencional hipotecario

A

Conventional or mortgage loan

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19
Q

Fiador, aval

A

Co-signer

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20
Q

Costos, gastos, cargos

A

Costs, expenses, fees

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21
Q

Saldo a su favor

A

Credit balance

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22
Q

Cooperativa de ahorro y crédito

A

Credit union

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23
Q

Digno de crédito, solvente

A

Credit worthy

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24
Emitir un cheque
To cut a check
25
Saldo en contra
Debit balance
26
Incumplimiento, morosidad, falta de pago
Default
27
Cuenta morosa o atrasada
Delinquent account
28
Incumplimiento de pago, pago atrasado
Delinquent payment
29
Ficha de depósito
Deposit slip
30
Desembolso
Disbursement
31
Cuota o pago inicial
Down payment
32
Giro electrónico o telegráfico
Electronic draft
33
Valor líquido, plusvalía
Equity
34
Fondos en custodia o en depósitos de garantía
Escrow account
35
Cooperativa federal de crédito
Federal credit union
36
Cuota, cargo
Fee
37
Debatir un cargo
File a dispute
38
Tasa fija de interés
Fixed interest rate
39
Ejecución hipotecaria
Foreclosure
40
Fraude
Fraud
41
Cargos fraudulentos
Fraudulent charges
42
Periodo de gracia
Grace period
43
Ingreso mensual bruto
Gross monthly income
44
Línea de crédito sobre el patrimonio de la propiedad
Home equity line
45
Préstamo sobre el patrimonio de la propiedad
Home equity loan
46
Tasa de interés
Interest rate
47
Cuenta conjunta o mancomunada
Joint account
48
Cargo por pago atrasado
Late fee
49
Vencimiento
Maturity
50
Estado de cuenta del pago mensual
Monthly payment statement
51
Cargo por sobregiro
Overdraft fee
52
Plan o programa de pago
Parent schedule
53
Saldo por liquidar
Pay-off amount
54
Cheque a reflejar en la cuenta
To post a check
55
Tasa preferencial
Prime rate
56
Línea de crédito renovable o rotatoria
Revolving line of credit
57
Número de ruta o identificación bancaria
Routing number
58
Tarjeta de crédito respaldada por fondos
Secured card
59
Aviso de suspensión de pago
Stop payment
60
Fideicomiso
Trust
61
Proceso de evaluación de un préstamo
Underwriting
62
Comprobante
Voucher
63
Garante, fiador
Warrantor
64
Eximir o exonerar de una obligación
To waive
65
Transferencia electrónica o telegráfica
Wire transfer
66
Retirar, extraer, sacar
To withdraw
67
Retener
To withhold
68
Rendimiento
To yield

HUMAN QUALITY (2 decks)

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