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Finance Terminology > Finance Terminology > Flashcards

Finance Terminology Flashcards

(80 cards)

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1
Q

Account cycle

A

Fecha de corte de la cuenta

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2
Q

Accrued interest

A

Interés acumulado

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3
Q

Affidavit

A

Declaración jurada / Affidávit

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4
Q

[APR] Annual Percentage Rate

A

Tasa de interés anual

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5
Q

Arrears

A

Atrasos / Pagos atrasados

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6
Q

Assets

A

Activos / Capital / Haberes / Bienes

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7
Q

[ATM] Automated Teller Machine

A

Cajero automático

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8
Q

Available Balance

A

Saldo disponible

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9
Q

Balance

A

Saldo

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10
Q

Balance transfer

A

Transferencia de saldos

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11
Q

Billing statement

A

Estado de cuenta

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12
Q

Budget

A

Presupesto

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13
Q

Call Deposit

A

Depósito a la vista

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14
Q

Cardholder

A

Tarjetahabiente / Titular de la cuenta

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15
Q

Cash advance

A

Adelanto de efectivo

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16
Q

[CD] Certificate of deposit

A

Certificado de depósito

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17
Q

Collateral

A

Garantía / Resguardo / Prenda

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18
Q

Collections

A

Cobranza / Cobros

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19
Q

Compound interest

A

Interés Compuesto

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20
Q

Consumer credit reporting agency

A

Oficina de crédito al consumidor / Agente de crédito al consumidor

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21
Q

Conventional loan

A

Préstamo convencional

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22
Q

Co-signer

A

Aval / Fiador

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23
Q

Costs / Expenses / Fees

A

Costos / Gastos / Cargos

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24
Q

Credit balance

A

Saldo a favor

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25
Credit union
Cooperativa de ahorro y crédito
26
Crediworthy
Digno de crédito / Solvente
27
Cut a check (to)
Emitir un cheque
28
Debit balance
Saldo en contra
29
Default
Incumplimiento / Morosidad / Falta de pago
30
Delinquent account
Cuenta morosa / Cuenta atrasada
31
Delinquent payment
Incumplimiento de pago / Pago atrasado
32
Deposit slip
Ficha de depósito / Formulario de depósito / Recibo de consignación
33
Disbursement
Desembolso
34
Down Payment
Pago inicial / Enganche
35
Drive through
Auto-banco
36
Electronic draft
Giro electrónico / Giro telegráfico
37
Equity
Valor líquido / Plusvalía
38
Escrow account
Fondos de plica / Fondos en depósitos de garantía
39
Federal credit union
Cooperativa federal de crédito
40
Fee
Cuota / Cargo
41
File a dispute
Debatir un cargo
42
Fixed interest rate
Tasa de interés fija
43
Foreclosure
Ejecución hipotecaria
44
Fraud
Fraude
45
Fraudulent charges
Cargos fraudulentos
46
Fund transfer
Transferencia de fondos
47
Grace period
Período de gracia
48
Gross monthly income
Ingreso mensual bruto / Salario mensual bruto
49
Home equity line
Línea de crédito sobre el patrimonio de la propiedad
50
Home equity loan
Préstamo sobre el patrimonio de la propiedad
51
Interest rate
Tasa de interés
52
Insufficient funds
Fondos insuficientes / Falta de fondos
53
Joint account
Cuenta conjunta / Cuenta mancomunada
54
Late fee
Cargo por pago atrasado / Cargo por demora
55
Maturity
Vencimiento
56
Money market savings account
Cuenta de ahorros de mercado monetario
57
Monthly (payment) statement
Estado de cuenta (de pago) mensual
58
Mortgage loan
Préstamo hipotecario
59
Overdraft fee
Cargo por sobregiro / Cuota por sobregiro
60
Payment schedule
Plan de pagos / Programa de pagos
61
Pay-off amount
Saldo por liquidar
62
Post a check (to)
Cheque a reflejar en la cuenta
63
Primary card holder
Tarjetahabiente principal / Titular de la tarjeta
64
Prime rate
Tasa preferencial / Tasa de interés primario
65
Revolving line of credit
Línea de crédito renovable / Línea de crédito rotatoria
66
Routing number
Número de ruta / Número de identificación bancaria
67
Savings account
Cuenta de ahorros
68
Secured card
Tarjeta de crédito respaldada por fondos
69
Stop payment
Aviso de suspensión de pago / Aviso de detención de pago
70
Transfer fees
Cargos por transferencia
71
Trust
Fideicomiso
72
Underwriting
Proceso de evaluación de un préstamo
73
Update (to)
Actualizar / Poner al día
74
Voucher
Comprobante
75
Warrantor
Garante / Fiador
76
Waive (to)
Eximir de una obligación / Exonerar de una obligación
77
Wire transfer
Transferencia electrónica / Transferencia telegráfica
78
Withdraw (to)
Retirar / Extraer / Sacar
79
Withhold (to)
Retener
80
Yield
Rendimiento

Finance Terminology (1 decks)

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