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AF 4 - Alan > Financial Planning > Flashcards

Flashcards in Financial Planning Deck (2)
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Information required for Investment Recommendations

Personal Situation (i.e. Age/state of health)
Attitude to Risk
Capacity for loss
Growth / Income Requirements
Ethical preference / stance
Accessibility required / need / emergency fund
Investment Expereince
Existing Assets / Other Investments
Existing debts


Review - Prompts

Taxation change - Net return could be lower, more tax efficient structure.

New Product / Fund development - may be more suitable

Political, legislation or regulation change - Could positively or negatively affect the portfolio

Economic and market changes (such as interest rates) - Affects attractiveness of different funds or investments.

Change in Manager, team or fund remit - Could affect the funds future returns or risk profile.