Health And Accident

Question 1

Which of the following statements best describes disability buy-sell insurance policies ?

A.Benefits are taxable to the business entity
B.Premiums are typically tax deductible
C.Policy proceeds are o typically received income tax-free
D.Benefits are paid to the disabled insured 

Answer 1

C

Question 2

If group health benefits levels are too high. What could be the end result

Under utilization of the plan
Over utilization of the plan
Normal utilization of the plan
Adverse selection

Answer 2

B