HealthCareInsurances Flashcards
(21 cards)
Specialists
Medical doctors trained to handle a particular kind of patient or condition.
Allergist
Allergies
Dermatologist
Skin diseases/conditions
Gynecologist
Female reproductive system
Neurologist
Nervous system problems
Oncologist
Cancer
Orthopedist
Skeletal deformities/injuries
Private practice
Physicians who work for themselves, typically out of private office.
Clinics
Community based health center w/ primary care physicians
Group private office
A group of physicians who share office space, equipment and support staff
Hospital
Hospitals offer inpatient and outpatient care
Emergency room (ER)
- Typically found in most hospitals.
- They provide care for life threatening illnesses/injuries
Urgent Care
Staffed by PCP who treat emergent conditions or provide care when the PCP is not available.
Health Insurance
Private/government programs that pay for part or all of a person’s medical costs
Health insurance -HMO
Health Maintenance Organization
- Pay monthly premium
- Receives most/all services with little or no cost
- Required to see physicians inside their network + referrals to specialists
Type of health insurance-PPO
Preferred Provider Organization
- Less than regular fee for member usage
- Pay monthly premium in/out network providers
- Out network is more expensive
Type of health insurance-POS
Point of Service
- Members can use in/out network
- Premiums + out of pocket money is more expensive
Premium
- Amount paid for insurance company for coverage
- Often paid a little by employees and + individuals
- Paid monthly
Deductible
Amount of money u pay before insurance company pay any costs
Copay
Amount of money I pay to provider at time of health insurances at % or value ($20)
-Paid every visit $50
Primary Care Physician (PCP)
Reasons to see them:
- Checkup
- Flu
- Bronchitis
- Mononucleosis
- Fever
