Homeowner Policy Concepts Flashcards
1
Q
HO1
A
Homeowner Basic Form (no longer sold)
2
Q
HO2
A
Homeowner Broad Form
3
Q
HO3
A
Homeowner Special Form
4
Q
HO4
A
Contents Broad (Renter’s / Tenant’s Insurance)
5
Q
HO5
A
Comprehensive Form
6
Q
HO6
A
Condo Form (a.k.a. Unit Owner’s)
7
Q
HO7
A
Mobile Home Coverage
8
Q
HO8
A
Modified Coverage
Same as HO1 w/EC, except losses paid at ACV or a construction cost basis
9
Q
HO Section I
Coverage “A”
A
Dwelling & Attached Structures
10
Q
HO Section I
Coverage “B”
A
Other Structures
11
Q
HO Section I
Coverage “C”
A
Personal Property
12
Q
HO Section I
Coverage “D”
A
Loss of Use
13
Q
HO Section I
Additional Coverage
A
Debris removal, Reasonable repairs, Landscaping, Fire department service charge, Property removal, collapse
14
Q
HO Section II
Coverage “E”
A
Personal Liability Insuring Agreement (BI & PD)
15
Q
HO Section II
Coverage “F”
A
Medical Payments to Others
