Hoofdstuk 1 Business Banking

Question 1

Maintain

Answer 1

occupy

Question 2

go to the wall

Answer 2

go bankrupt

Question 3

outsiders

Answer 3

foreigners

Question 4

regulatory bodies

Answer 4

authorities

Question 5

bailout

Answer 5

rescue

Question 6

aspects

Answer 6

elements

Question 7

secure

Answer 7

sound

Question 8

faith

Answer 8

confidence

Question 9

jeopardized

Answer 9

endangered

Question 10

wiping out

Answer 10

destroying

Question 11

essential

Answer 11

vital

Question 12

core

Answer 12

key

Question 13

functioning

Answer 13

operation

Question 14

Retail banks

Answer 14

• Making loans
• Receiving deposits

Question 15

Building societies

Answer 15

• Arranging mortgages

Question 16

Insurance companies

Answer 16

• Offering life insurance
• Providing pensions

Question 17

Merchant / Investment banks

Answer 17

• Arranging mergers
• Issuing shares or bonds
• Giving financial advice to companies

Question 18

Shares (aandelen)

Answer 18

Shares are pieces of a company you can buy. When you buy shares, you become part owner. Companies sell shares to raise money.

Question 19

Bonds (obligaties)

Answer 19

Bonds are when you lend money to a company or government. In return, they pay you intrest regularly and give you back your money on a set date.

Question 20

Treasury bills (schatkistcertificaten)

Answer 20

T-bills are very safe loans to the US government, lasting a yeat or less. They don’t pay regularly interest, but you earn by buying them for less than their full value and getting the full amount back later.

Question 21

Mutual funds (beleggingsfondsen)

Answer 21

Mutual funds collect money from many people and a professional manager invests it in different things like stocks and bonds.

Question 22

Securities (effecten)

Answer 22

A security is anything you can invest in and trade, like:
- Shares
- Bonds
- Mutual funds