I/II rok

Question 1

mortgage

Answer 1

a loan to buy a property
PL: hipoteka

Question 2

deposit

Answer 2

money you put in the bank
PL: depozyt

Question 3

pension

Answer 3

money paid to a retired pension
PL: emerytura

Question 4

merger

Answer 4

when two formerly separate companies join together
PL: fuzja

Question 5

takeover

Answer 5

when a company gains control of another one by buying its stocks
PL: przejęcie

Question 6

bonds

Answer 6

interest-paying securities issued by companies that need to borrow money
PL: papiery wartościowe

Question 7

capital

Answer 7

money invested in a business
PL: kapitał

Question 8

shares or stocks

Answer 8

securities representing part-ownership of a company
PL: akcje

Question 9

conglomerates

Answer 9

groups of companies that have joined together
PL: konglomeraty

Question 10

depositors

Answer 10

people who places money in bank accounts
PL: deponenci

Question 11

deregulated

Answer 11

abolished or ended rules and restrictions
PL: zderegulowany

Question 12

fines

Answer 12

sums of money paid as penalties for breaking the law
PL: kary (pieniężne)

Question 13

prohibited

Answer 13

made it illegal to do something
PL: zabronione/zakazane

Question 14

regulation

Answer 14

control of something by rules or laws
PL:regulacje (prawne)

Question 15

repealed

Answer 15

cancelled or ended (a law)
PL: uchylone (np. artykuły ustawy)

Question 16

underwriting

Answer 16

guaranteeing to buy a company’s newly issued stocks if no one else does
PL: gwarantowanie czegoś/ osoba: gwarantator

Question 17

to strip

Answer 17

to separate
PL: rozdzielić/ oddzielić/okraść

Question 18

currency

Answer 18

the money used in a particular country
PL: waluta

Question 19

national income

Answer 19

the money earned by country’s people in a particular period
PL: dochód narodowy

Question 20

lucrative

Answer 20

profitable (describes an activity that makes a profit)
PL: lukratywny, przynoszący zysk

Question 21

liabilities

Answer 21

money that a company will have to pay to someone else one day; for a bank, its deposits
PL: zadłużenie

Question 22

assets

Answer 22

anything of value owned by a business; for a bank, the loans it has made
PL: aktywa

Question 23

income

Answer 23

all the money received by a person during particular period
PL: dochód

Question 24

trend

Answer 24

general development or change in a situacion or in people’s behaviour
PL: tendencja

Question 25

direct debit

Answer 25

an instruction to a bank to pay varying sums of money to another account on particular dates

Question 26

standing order

Answer 26

an instruction to a bank to pay regular, fixed sums of money to another account

Question 27

balance

Answer 27

the amount of money in a bank account at a particular time

Question 28

loan

Answer 28

an amount of money borrowed from a bank for a fixed period

Question 29

current account

Answer 29

pays no or little interest, but usually allows the holder to withdraw cash or pay cheques without any restrictions

Question 30

overdraft

Answer 30

an arrangement allowing someone to borrow money by withdrawing more than they have deposited in their account, up to a certain limit

Question 31

statement

Answer 31

lists the recent debits and credits in a bank account

Question 32

savings account - pays interest but usually has limits as to how much money can be withdrawn during a certain period of time

Question 33

another word for quick (replying in the email)

Answer 33

prompt

Question 34

prior

Answer 34

wcześniejszy

Question 35

inquiry

Question 36

assets =?

Answer 36

A= equity+liabilities

Question 37

does a balance sheet include sums of money that have not been paid or receives? if yes,what is it called?

Answer 37

yes, liabilities

Question 38

receivables (who)

Answer 38

your debtors

Question 39

payables (who)

Answer 39

you owe money

Question 40

Consolidation, what is it?

Answer 40

IFRS favors a control model whereas GAAP prefers a risks-and-rewards model.

Question 41

overdue = ?

Answer 41

unsettled

Question 42

in accordance with..=?

Answer 42

following