Legislation & History (Jeopardy style)

Question 1

prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts from you (https://www.consumerfinance.gov)

Answer 1

Fair Debt Collection Practices Act (FDCPA)

Question 2

A federal law that guarantees up to 12 weeks of job protected leave for certain employees when they need to take time off due to serious illness or disability, to have or adopt a child, or to care for another family member. When on leave, you can continue coverage under your job-based plan (www.healthcare.gov/glossary)

Answer 2

Family and Medical Leave Act (FMLA)

Question 3

Under the Affordable Care Act starting in 2018, a tax on insurance companies that provide high-cost plans. This tax encourages streamlining of health plans to make premiums more affordable (www.healthcare.gov/glossary)

Answer 3

High-cost excise tax

Question 4

guarantees everyone a basic right to privacy; guarantees everyone right to access their medical records; requires all providers inform their patients of their privacy practices; gives patients right to know who has accessed their health records within past 6 years (“Medical Billing and Coding for Dummies”)

Answer 4

Health Insurance Portability and Accountability Act (HIPAA)

Question 5

1965

Answer 5

year Medicare and Medicaid was established

Question 6

18 months (“Medical Billing and Coding for Dummies”)

Answer 6

How long is standard COBRA coverage available for?