March 18 Exam Flashcards

1
Q

BBB stands for

A

Better Business Bureau

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2
Q

On mail, RRR stands for

A

return receipt requested

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3
Q

DRC stands for

A

Dispute Resolution Center

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4
Q

If you get a judgment awarded in small claims court, when is the judgment final?

A

ten days, if no appeal filed

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5
Q

If it’s not paid promptly, what should a consumer request the court to prepare?

A

an abstract of judgment

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6
Q

What can the court issue that will allow the constable to seize and sell the defendant’s property?

A

writ of execution

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7
Q

Three kinds of warranties:

A

express warranty
implied warranty
special statutory warranty

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8
Q

Of those three warranties, which kind is the warranty booklet that came with my washing machine?

A

expressed warranty

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9
Q

________________________- is a guarantee that the buyer has the right to take the good free of claim from anyone else.

A

warranty of title

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10
Q

______________________________-guarantees that the thing is fit for the ordinary purpose for the goods of that kind are used.

A

warranty of merchantability

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11
Q

In a lease situation, a ___________________ guarantees that a place is suitable for living.

A

warranty of habitability

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12
Q

___________________________ guarantees that, if the seller knows that the buyer intends to use the goods in some specific way, the good must be fit for that purpose.

A

warranty of fitness for a particular purpose

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13
Q

____________________________ guarantees that services are rendered in a competent, effective way so that the consumer gets the service for which s/he bargained.

A

warranty of good and workmanlike service

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14
Q

The Texas Lemon Law is an example of ___________.

A

special statutory

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15
Q

DTPA stands for

A

deceptive trade practices act

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16
Q

Who does the DTPA protect?

A

consumers

17
Q

How many days notice are required before filing suit under the DTPA?

A

60 days

18
Q

Breach of peace is synonymous with

A

disorderly conduct

19
Q

Name one thing that Texas courts have considered to be a breach of the peace:

A

physically taking debtor’s keys

20
Q

Does a creditor have to give notice before repossession?

A

no

21
Q

If I manage to get my car back after the repossession, what is the word for that?

A

redeem to possession

22
Q

Is there any way I have to keep paying for the car after it’s been repossessed?

A

yes, if a balance is still due

23
Q

What law required a business to give me notice of the reason for denial of credit?

A

fair credit reporting act

24
Q

What law says that you can’t be denied credit based on gender, race, or age?

A

Equal Credit Opportunity Act

25
Q

What Texas law limits the way in which a creditor can contact me?

A

Texas Debt Collection Act

26
Q

What federal law does the same thing?

A

Federal Fair Debt Collection Practices Act

27
Q

Can a debt collector garnish my paycheck for consumer debt?

A

no

28
Q

PIP stands for

A

personal injury protection

29
Q

UM stands for

A

uninsured/under insured motorist