MEDICARE / BILLING CH 4 Flashcards

(27 cards)

1
Q

Which is covered by Medicare A?
1. Any out patient bills
2. All medically necessary outpatient
3. All medically necessary inpatient after 24 hrs in SNF only
4. All medically necessary inpatient SNF after 48 hours / 3 days hospital, home health, or hospice stay.

A

4 covers medically necessary inpatient hospitalization, in a SNF FOLLOWING a 3 DAY hospital stay, home health care, and hospice.

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

What is NOT covered by Medicare B?

  1. Some Outpatient Dr. visits
  2. Some Inpatient hospital care
  3. All medical services not covered by Part A
  4. Rehab therapy
  5. All non covered home health services

Is it a mandatory program?

A
  1. Some Outpatient Hospital care
  2. Some other medical services that Part A does not cover
  3. B covers approximately 80% Rehab services one minute necessary 
  4. Only covers some home health care, assist for those covered services & supplies when medically necessary

No -B is Voluntary with mthly premium

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

When is a beneficiary eligible for Plan B?
1. On the month they turn 65
2. within 6 month period beginning 1 month before 65th birthday
3. within 7 month period beginning 3 months before 65th birthday
4. Anytime if a US citizen

A

4 Within 7 month period beginning 3 months before 65th birthday

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

What is not true of by Medicare C?

  1. Has monthly Premium
  2. The Private insurance companies do not need to be approved by Medicare to become a Supplement provider.
  3. These Private insurance companies are paid a % of the Services provided
  4. These plans must follow minimal rules set by Medicaid.
  5. Payment received for services will always be less than the traditional Medicare.
A

Medicare Part C, also known as Medicare Advantage or a Replacement Plan, is a replacement for traditional Medicare. (A & B)

  1. Is managed care coverage provided by private insurance companies APPROVED by Medicare.
  2. NO, private insurance companies are paid a FIXED amount each month.
  3. These plans must follow the minimal rules set by MEDICARE.
  4. Depending on if the provider is contracted with the payer, the payment received may be MORE, LESS or EQUAL to the traditional Medicare.
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

Which are part of the Medicare Advantage Plan types?
1. Health Maintenance Organization HMO
2. Preferred Provider Organization PPO
3. Private Fee-For Services Plan
4. Special Needs Plan
5. Medical Savings Accounts MSA’s
6 All of the Above
7 A and B

A

6 All are Advantage Plan types

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

What is covered by Medicare D?

  1. Drug Coverage
  2. Dr. Visits
  3. Rehab services
A
  1. Medicare Part D, Prescription Drug plan, covers medication
    These are subject to annual deductible
How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

Is Medigap also know as Medicare Supplement insurance?

A

True A Medigap policy (also known as Medicare supplemental insurance) is

.

Works only with the Original Medicare Plan. If one joins Medicare Advantage plan the gam will not pau any deductibles, copays or other cost-share under the Medicare plan

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

Medigap is a health insurance sold by the government to fill in the gap’s, under the original Medicare plan , in coverage such as
Coinsurance,
deductibles
copays
True or false

A

False
Medigap is health insurance sold by PRIVATE INSURANCE companies to fill in the “gaps” in coverage (like deductibles, coinsurance, and copayments) under the Original Medicare Plan

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

Which plan Is also known as Medicare Advantage or Replacement Plan
1 - Medicare A
2 - Medicare B
3 - Medicare C
4 - Medicare D
5 - Medigap`

A

3 - Medicare C

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

Which plan Covers Medicare deductibles, coinsurance, and copayments

1 - Medicare A
2 - Medicare B
3 - Medicare C
4 - Medicare D
5 - Medigap

A

5 - Medigap

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

Which plan Allows sign-ups anytime within the seven-month period that begins three months before turning 65

1 - Medicare A
2 - Medicare B
3 - Medicare C
4 - Medicare D
5 - Medigap

A

2 - Medicare B

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

Which plan Covers medically necessary inpatient hospitalization, care in a SNF following a three-day hospital stay, home health care, and hospice

1 - Medicare A
2 - Medicare B
3 - Medicare C
4 - Medicare D
5 - Medigap

A

1 - Medicare A

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

Which plan is related to the term “dual eligible” (select all that apply.)

1 - Medicare A & B
2 - Medicare C
3 - Medicare D
4 - Medigap
5 - Medicaid

A

1 - Medicare A & B
5 - Medicaid

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

Which plan helps pay for medically necessary doctor services, outpatient hospital care, physical and occupational therapists, and some home health care
1 - Medicare A
2 - Medicare B
3 - Medicare C
4 - Medicare D
5 - Medigap

A

2 - Medicare B

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
15
Q

Which plan requires a blood deductible that is currently 3 pints per year (unless the patient or someone else donates to replace it)
1 - Medicare A
2 - Medicare B
3 - Medicare C
4 - Medicare D
5 - Medigap

A

1 - Medicare A
2 - Medicare B

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
16
Q

Which plan covers medication and is subject to an annual deductible
1 - Medicare A
2 - Medicare B
3 - Medicare C
4 - Medicare D
5 - Medigap

A

4 - Medicare D

17
Q

Which plans works only with the Original Medicare Plan (select all that apply)
1 - Medicare A
2 - Medicare B
3 - Medicare C
4 - Medicare D
5 - Medigap

18
Q

Which plan helps pay for ambulance services (when other transportation would endanger health) and kidney dialysis

1 - Medicare A
2 - Medicare B
3 - Medicare C
4 - Medicare D
5 - Medigap

A

2 - Medicare B

19
Q

Which plan Is part of a federal-state partnership

1 - Medicare A & B
2 - Medicare C
3 - TRICARE
4 - Medicaid
5 - CHIP

20
Q

Requires an NAS before any non-emergent inpatient

1 - Medicare A & B
2 - Medicare C
3 - TRICARE
4 - Medicaid
5 - CHIP

21
Q

Self insured is the term for non-coverage patient?

True or False

A

FALSE
Self pay

22
Q

Self Pay is the term for coverage that puts premium payments into a fund to cover services and pay a third party to administer benefits from the fund
True or False

A

False
Self-Insured

23
Q

ERISA regulates Self Insured health plans.
True or False

A

True
Employee Retirement Income Security Act

24
Q

Self Insured plans may not have to follow the state timely payment regulations unless the state statue specifically state that ERISA plans are included.

True or False

25
What is the risk with self insured plans?
the potential for a high volume of unexpected claims becoming a burden on a self-insured company. To help alleviate this risk, a company usually buys stop-loss coverage through a reinsurer.
26
What insurance coverage is known as XXI
CHIP
27
What insurance plan aids family with children that do not qualify for Medicaid but cannot afford to purchase private insurance. Who finances these plans
CHIP Financed by Federal and State governments.